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Elizabethtown
CAR ACCIDENT ATTORNEYS
A nationally recognized attorney, Flora Templeton Stuart was the first female attorney in Elizabethtown, Hardin County to represent the seriously injured with over four decades of experience. With an office in Elizabethtown, our team is always close by to assist our injured clients. We know how insurance companies think and evaluate claims, and they know we will fight for our clients. Personal and caring representation has always been our motto. Having collected millions over the years for her clients, Flora Templeton Stuart is making a difference in the lives of her clients while she is making a difference in her community. As an Elizabethtown based law firm dedicated to helping our injured clients, we take pride in collecting maximum recovery. We handle all types of personal injury claims, including car accidents, semi-truck accidents, motorcycle accidents, DUI accidents, pedestrian accidents, wrongful death, premises liability/slip & fall, dog bites, nursing home abuse, and work injuries.
If you or a loved one has been injured in a car, semi, or other accidents, Flora Templeton Stuart and her team are ready to help by getting you to reputable physicians for the medical care you need, reserving your PIP for medical bills, wages, and most important maximum recovery for your injuries. Our law firm strives to treat our clients as family, always going the extra mile. When representing injured children, we set up college funds, annuities, for their future. We work to get big results for our injured clients in every step of our representation. When you call us, we will travel to you in the hospital or your home if you are unable to come to our office conveniently located here in Elizabethtown.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
Flora Templeton Stuart represented a young widow, Mary R. with children who had lost her husband in a tragic motorcycle accident. He was killed instantly when a commercial vehicle pulled in front of him on the highway. Our firm hired accident reconstructionists to establish that the wreck was the fault of the commercial vehicle who denied liability claiming that our client was speeding when he was struck by the defendant’s vehicle. Our firm litigated this case in federal court and after being offered nothing settled the case for over a million dollars prior to trial. Justice was served when our firm collected lifetime support for his widow and children.
*named change to protect confidentiality of client
MAKING A DIFFERENCE IN HARDIN COUNTY
When she’s not engaged in her legal practice, Flora is giving back in the Hardin County community, helping in the schools, charities, and fundraising events. If you’ve been out and about, you might have seen her law firm’s mascots, Poppy and Pixie, the raccoons. She has donated over $200,000 to charities and fundraisers over the years including: BG OnStage, Kiwanis Club, Stuff the Bus, Lions Club, Toys for Tots for Southern KY, International Center of KY, Band Together BG, Poppy Field Trips, Thunderfest, Holy Spirit Catholic Church, South Central KY Kids on the Block, Operation Stand Down, Buddy Walk, and Save Our Kids Coalition.
Each year, more than 150,000 accidents are reported in Kentucky. About 17% of these involve injuries and over 700 fatalities. According to the Kentucky State Police, there were more than 3,000 accidents, 20 leading to death and 486 leading to injuries in Hardin County in a recent year. There were also about eight accidents everyday with more than one accident-causing injuries, and two fatalities each month.
If a car accident has injured you or your loved one in Elizabethtown, contact Flora Templeton Stuart accident injury lawyers by calling (888) 782-9090 toll-free 24/7. We have decades of successfully collecting compensation for clients who get injured in motor vehicle accidents.
Why Choose Flora Templeton Stuart Accident Injury Lawyers?
Imagine being hit from behind by a truck on a Monday morning on your way to the office or job site. In the blink of an eye, you not only need medical attention but are faced with medical bills, possible loss of a lifetime opportunity, damaged car, and mounting medical bills.
We understand how difficult being in this situation can be and it’s worse if the accident was due to someone else’s negligence. We’re ready to protect your legal rights and our expert personal injury lawyers at Flora Templeton Stuart can advise you on the next cause of action. Here are more reasons why you should choose us:
- We have a solid track record of getting our clients compensated and have over 40 years of successful compensations worth tens of millions of dollars as proof that our methods work.
- We’re not short on experienced lawyers and so every case we take on is given utmost attention
- We are people-oriented and the Flora Stuart Templeton law firm founder is an active philanthropist
- We won’t give in to insurance firms seeking to have you walk away with nothing. If need be, we’ll go to trial to get you what you deserve
- We win in 90% of our cases. That’s a high likelihood that you win in the end no matter what the accident brought into your life
How You Win: Steps We Follow in Pursuing Damages
Don’t fret if you’ve had an accident in Elizabethtown and our offices are far from you – we’ll come to you. When clients are unable to visit one of our many offices in Kentucky and Tennessee, we travel to meet with them. Here are the steps we follow in handling your case.
Investigation
There are things you should and shouldn’t do after having an accident because they mess up with evidence. That’s why investigation is our first priority after meeting with you and talking with you about the details of the case.
We work swiftly to gather and preserve evidence, and often hire investigators and reconstructionists to probe deeper into the facts — which includes taking photos of the accident scene, examining vehicles, performing background checks, and acquiring statements from any witnesses or at-fault parties.
We conduct a thorough investigation into insurance cover available for you from policies covering the driver who caused the accident to instances where insurance is not available for you or you’re underinsured by your insurance or a relative’s insurance who lives with you.
We’ll also investigate the driver who caused the accident for assets that can help us recover any judgment that exceeds the provided insurance policy limits.
Opening Claims and Establishing Liability
Flora Templeton Stuart Accident Injury Law Firm quickly opens all insurance claims against you and moves to establish liability against the driver who caused the accident (at-fault party).
We’ll also reserve your personal injury protection benefits to help you meet your future medical needs and make up for lost income.
Gathering all Medical Records and Bills
The last thing you need after an accident is having to keep up with collection of medical bills and records from the hospital so you can hand them over to us. Flora Templeton Stuart will follow up with your medical services provider and get the records for you so you can focus on getting your life back.
Handling Liens
To boost your chances at full recovery, it is vital to work with an experienced law firm that handles a wide range of cases in Kentucky, including three-wheeler accidents, motor vehicle collisions, motorbike accidents, impaired driving accidents, and every other type of serious harm resulting from someone else’s negligence.
Negotiating the Settlement
After obtaining all your medical bills and information, our attorneys present a comprehensive demand to the insurance company. If we cannot reach an agreement, we will recommend mediation or move forward with litigation.
Going to Court or Mediating Your Case
We settle most personal injury cases out of court, but if needed, we are fully prepared to go to trial to protect your rights.
Get Proper Representation
You don’t have to pay Flora Templeton Stuart anything unless you win and our case evaluations are free. We are with you from the moment you contact us to the moment you recover. Our attorneys have the skill and the experience to maximize your settlement and there is no risk in consulting with one of our lawyers today.
Get your free case evaluation by filling out our contact form or call us any day of the week at (888) 782-9090.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.





