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    Flora and Kent Discussing an Elizabethtown Case

    How Our Personal Injury Lawyers Can Help


    If you or a loved one has been injured through no fault of your own we understand what you are going through. As local attorneys with offices in Bowling Green and across Kentucky we provide personal representation for our injured clients. We are available to meet on weekends and often travel if our clients cannot come to us.

    At Flora Templeton Stuart Accident Injury Lawyers with over forty-seven years of caring representation our top attorneys meet with our clients to explain the process. we do an extensive investigation into all available insurance coverage and get our clients to excellent physicians to establish an injury claim for maximum recovery. With our experience, we have won millions for our clients and changed their lives forever.

    If you or a loved one has been injured in a personal injury accident which may include a collision with a car or commercial truck, slip and fall, dog bite, and more at all practice areas call us today. Contact us today for a free case evaluation. We never charge a fee unless we obtain a settlement for our clients.

    With over forty seven years experience providing personal representation we have collected millions for our clients injured in personal injury accidents. With offices in Bowling Green and across Kentucky we are close by and often travel to meet our injured clients.  There is never a fee charged unless we obtain a recovery and you can call us 24/7 for a free consult. If you or a loved one has been injured in a personal injury accident which may include a collision with a vehicle, slip and fall, or dog bite call us today for a free case evaluation.  Let us start the process to get the money you deserve.

    Bowling Green Car Accident Lawyers

    We Collect For Our Clients!

    The steps we take to maximize recovery with our team of investigators, excellent physicians, and our negotiating skills over 47 years has resulted in millions recovered for injured clients.

    • Medical Expenses, past & future
    • Disability costs or live-in care
    • Disfigurement, loss of limbs, or permanent scarring
    • Physical pain and emotional suffering
    • Replacement vehicle repairs
    • Rental vehicle
    • Lost wages
    • Lost capacity to earn
    • Lost love, companionship, and guidance (consortium claim)
    • Funeral or burial expenses
    • Punitive damages

    We are a small firm with Big Firm results.

    $2.825 Million
    Crushed Skull
    $2.0 Million
    Brain Injury
    $1.7 Million
    Fractured Legs

    What Our Clients Say

    Jolin & Kris


    Gary's Story: Motorcycle Accident That Resulted in Death

    Flora Templeton Stuart represented a young widow, Mary R. with children who had lost her husband in a tragic motorcycle accident. He was killed instantly when a commercial vehicle pulled in front of him on the highway. Our firm hired accident reconstructionists to establish that the wreck was the fault of the commercial vehicle who denied liability claiming that our client was speeding when he was struck by the defendant’s vehicle. Our firm litigated this case in federal court and after being offered nothing settled the case for over a million dollars prior to trial. Justice was served when our firm collected lifetime support for his widow and children.

    *named change to protect confidentiality of client

    motorcycle accident kentucky

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      What Our Clients Say

      "My son and I were hit by a semi in Hopkinsville, KY. I had used Flora in the past and we called them immediately. We met at our home in Elkton ad today we finalized our cases. I am thrilled to say I am paying off my house and my son is picking out a new car!!! Thanks, Flora for everything :)."
      Tracy Heaton (Hopkinsville, KY)

      When Insurance Pays in a Personal Injury Accident

      Several types of insurance coverage will pay if you are injured in a personal injury case:

      Homeowners Insurance: If you are injured due to the negligence of a homeowner which can be due to a dog bite, gunshot wound, slip and fall then the homeowner policy of the property owner may pay damages if the accident was not your fault and the fault of the homeowner and you sustained injury. Homowners coverage often limits of $300,000.00

      Premises/Business Liability: If you sustained an injury at a place of business on their premises through the fault of the business owner you can collect damages from the insurance coverage. These cases often involve premises liability where you sustain injury from a slip and fall. The amount of that coverage can be considerable since it is commercial insurance.

      Health Insurance: Your own health insurance which can include private insurance, Medicaid or Medicare will usually pay your medical bills in the event of an injury and is paid back from a recovery that you have against the defendant.

      Short-Term/Long-Term Disability: You may have private coverage for short-term or long-term disability if you are disabled from a personal injury accident.

      Vehicle Accidents click here for When Insurance Pays In a Car Accident

      Statute of Limitations in Personal Injury Accidents

      In non-vehicle accidents there is a limited amount of time to sue. In Kentucky and Tennessee you only have one year from the date of the accident to sue or you will be forever barred. Anyone under 18 has one year to sue after they turn 18.


      How do I pay your law firm for my personal injury case?

      To best serve our clients our Kentucky/Tennessee personal injury attorneys provide legal services on a contingency fee basis, meaning that you pay nothing unless we win. Clients will never pay up front fees, legal fees, or case costs out of pocket. Instead, our attorneys handle cases free of charge until a settlement has been reached.

      How much money can I expect from a personal injury settlement?

      The amount of money an injured persona recovers after an accident is based on several factors which include:

      • Liability – is the other person at fault
      • Damages
      • Extent of the injuries and medical treatment
      • Then insurance company and amount of insurance available
      • Representation by our experienced personal injury lawyers
      How long do I have to file suit in my case?

      An injured person who has been injured in a vehicle collision in Kentucky has two years from the date of the collision which can be extended by payment of PIP (Personal Injury Protection benefits) to file suit. In Tennessee, you only have one year in a vehicle collision. All other personal injury case types such as slip and fall, dog bite, and non-vehicle accidents have one year to file suit in Kentucky and Tennessee or be forever barred. Minors have until the age of 18 to begin time running for the statute of limitations.

      How long will my personal injury case take to settle in or out of court?

      At Flora Templeton Stuart Accident Injury Lawyers the average time to complete a PI case from state to finish without going to court is usually four to six months. If the suit is filed the case may settle at mediation within a year, but if there is a trial or litigation it can take much longer at our firm. The great majority of our cases settle out of court and are resolved within six months.

      gallatin car wreck attorneyMany different scenarios might lead to injury. Sometimes, injury is accidental and unavoidable. Other times, negligent parties make poor choices or nefarious types may even intentionally cause harm to another person. Some individuals might suffer an injury after slipping and falling at their local grocery store; others might be involved in a car accident on the way to work. Employees, especially those with dangerous professions, risk injury each time they go to work, and motorcyclists and pedestrians can be struck by other drivers and suffer severe injuries or even die.

      A severe injury can be a traumatic event that has the potential to change a victim’s life. In addition to the physical pain of injury, victims and their families face added emotional stress and financial pressure. After an injury, some victims cannot return to their jobs, losing income just as bills for medical treatment start to roll in. The fact that another party caused the injury with their negligent actions (or intentional harm) compounds the trauma.

      Fortunately, Kentucky law allows individuals injured in such circumstances to seek compensation for damages related to their injuries by bringing a lawsuit against the party who caused the harm. If you’ve been injured, money won’t erase the physical pain you’ve gone through, but it can help ease some of the financial pressure and stress that you’re likely experiencing in the wake of your injury.

      Personal Injury Cases Handled by Flora Templeton Stuart

      The experienced legal team at Flora Templeton Stuart Accident Injury Lawyers is qualified to handle all types of personal injury cases. However, we do handle some types of cases more frequently than others. Below are some of the most common practice areas in which we advocate for injured clients:

      Kentucky Car Accident Lawyer

      According to the Kentucky Transportation Cabinet’s most recent data, approximately 160,000 traffic accidents occur on Kentucky’s roads and highways each year. Many of these accidents only lead to property damage, but tens of thousands lead to injury and hundreds to death.

      Car accidents occur for many reasons, but most are preventable. Negligent drivers who don’t follow traffic laws, drive under the influence of alcohol and/or drugs, and succumb to common driving distractions put others with whom they share the road at risk. Drowsy driving can also cause a driver to nod off or fall asleep at the wheel, potentially leading to a treacherous car accident. Our firm helps car accident injury victims hold negligent drivers accountable and get the compensation that they deserve.

      Kentucky Semi Truck Accident Lawyer

      A fully-loaded semi-truck weighs up to 80,000 pounds, causing massive amounts of property damage and injuries if it collides with another vehicle. More than 10,000 trucks were involved in crashes on Kentucky roads in one recent year, which included about 1,600 crashes resulting in injuries and more than 100 fatal collisions. Almost 40 percent of truck accidents in Kentucky resulted from inattentive driving, and in 30 percent of crashes, drivers didn’t have adequate control of their trucks.

      When negligent truck drivers cause accidents, they often walk away while those in the other vehicles suffer life-threatening injuries. The weight of a semi-truck causes a forceful impact, which typically results in far more serious injuries than a collision between two cars. Additionally, truck accidents or bus accidents are more likely to lead to death than other motor vehicle collisions.

      Kentucky Motorcycle Accident Lawyer

      Motorcycle Rider Several hundred motorcycle collisions occur on Kentucky roads and highways each year. Bikers, especially those who have been riding for a long time, are typically safe riders who know how to drive defensively. Many motorists don’t pay close enough attention to motorcycles on the road, which sometimes leads to serious accidents. Even the safest drivers don’t always check their blind spots and look for motorcycles in their mirrors.

      Negligent drivers who get behind the wheel without enough rest or after they have been drinking alcohol put other drivers at risk for dangerous crashes. Bikers aren’t afforded the same protection as those who are riding in cars, so these types of traffic accidents are often treacherous. When another vehicle strikes a motorcycle, bikers are at risk for catastrophic injuries, such as brain injuries and spinal cord injuries.

      Bikers in traffic accidents are also at risk for road rash, which can leave permanent scars. Flora Templeton Stuart helps bikers hold careless drivers accountable for causing motorcycle accidents.

      Pedestrian Accidents

      Kentucky’s small towns and large cities are full of pedestrians. Some might be taking a leisurely walk or run, and others walking to or from work or school. Pedestrians don’t have protection when inattentive or reckless drivers strike them in a crosswalk or on the side of the road. This leads to severe, sometimes fatal, injuries.

      If a pedestrian strikes his or her head on the pavement, a traumatic brain injury can occur, leaving the victim to cope with lifelong difficulties. Pedestrians might also experience multiple fractures, back injuries, spinal cord injuries, and other potentially catastrophic and life-altering injuries.

      In severe cases, pedestrians can suffer some of the most costly injuries, easily exceeding any health insurance policy, especially if victims have injuries that require amputation or confine them to a wheelchair. Victims need to consult with a personal injury attorney to seek compensation for damages to ensure that they have the money they need (and will need in the future) for medical expenses.

      Premises Liability Accidents

      Premises Liability Slip and FallKentucky property owners have a legal duty to maintain a safe environment for visitors. This means that they must warn visitors of hazards on their properties and fix any known issues to prevent accidents from occurring. Visitors can suffer severe injuries when property owners don’t comply with the law.

      Slip and fall accidents are the most common premises liability accidents that lead to injury. In fact, the Centers for Disease Control and Prevention (CDC) estimates that 20 percent of all slip and fall accidents result in serious injuries, such as broken bones and head traumas. Slip and fall accidents might occur in old and unkempt buildings with loose steps and flooring or when a business fails to clean up a wet or dry spill. Uncleared ice and snow can also lead to serious slip and fall accidents.

      Other types of premises liability accidents include swimming pool accidents, theme park accidents, horseback riding accidents, and elevator accidents.

      Workplace Injuries

      Most employees spend a third or more of each day at their jobs, making it highly likely that they will suffer some kind of injury at work during their lives. Many workplace injuries are minor and might only require missing a day or two of work for recovery.

      Others who get injured on the job aren’t as fortunate. Severe injuries in the workplace can be monumental life events that devastate victims and their families. Work environments vary greatly, but some examples of scenarios that might cause a workplace injury include exposure to dangerous substances, equipment failure, and falling tools or objects.

      Even when employees work in obviously hazardous positions, they are still entitled to workers’ compensation if they’re injured on the job. Workers’ compensation doesn’t cover all lost wages, and injuries can still leave employees with a pile of medical bills. In these cases, a personal injury attorney can help navigate the claims process and possibly seek damages from a third party.

      Kentucky Wrongful Death Lawyer

      If you lost a loved one as a result of life-threatening injuries from any of the previously listed types of accidents or injuries, Kentucky law generally allows you to seek compensation for damages related to your loss from the at-fault party. A personal representative of the estate of the decedent must bring the suit. Any settlement or court-awarded damages are distributed to eligible surviving family members in accordance with Kentucky law.

      If you are an eligible family member, you may receive compensation for unpaid medical expenses and lost wages until the time of death, pain and suffering until the time of death, loss of consortium with a spouse, funeral expenses, and burial or cremation costs. Parents who lose a minor child can also receive compensation for their losses.

      Each wrongful death case is different, so consult an attorney as soon as possible to determine the right course of action for you and your family.

      Practice Areas

      American Association for Justice
      Trucking Top 10 Trial Lawyers
      Voted Best of Bowling Green
      Kentucky Justice Association
      The National Top 100 Trial Lawyers
      Member ATAA