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Hopkins County
CAR ACCIDENT ATTORNEYS
For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.
Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
Flora Templeton Stuart Accident Injury Lawyers recently traveled to Hopkins County to meet with a man who was seriously injured in a car accident. Our client, Albert, was seriously injured when a negligent driver blew through a stop sign and violently struck his vehicle. Although he was wearing a seatbelt at the time of the accident, the force of the collision sent Albert smashing into the interior of the vehicle. This resulted in several impact injuries, including contusions, a torn ligament in his knee, and a torn meniscus.

Our attorneys were able to establish that the other driver was liable for all of Albert’s damages. This allowed our team to obtain a settlement from the at-fault drivers insurance company for nearly $50,000- the maximum amount available to our client. Maximizing compensation is always our goal at Flora Templeton Stuart Accident Injury Lawyers. In this case and thousands of others, we were able to negotiate a settlement that covered all costs incurred by our client.
What We Will Do For You in a Car Accident or Injury Claim
After you or a loved one is injured in an accident, Flora Templeton Stuart and her team are ready to help. Once you all we will:
- Get our team of investigators to the scene of your accident
- Refer you to excellent physicians for excellent medical treatment
- Reserve your PIP benefits to pay your medical bills and your lost wages
- Assist you in getting your car repaired or replaced
- Negotiate with the insurance company to get you a top settlement
We are truly local firm that cares about our clients from Hopkins County, and with offices across Kentucky, we will travel to you.
HOPKINS COUNTY PERSONAL INJURY PRACTICE AREAS
If you or a loved one has been injured in Hopkins County, don’t wait until it’s too late. Contact an experienced Morgantown accident lawyer immediately. Our legal team has decades of experience helping Hopkins County families with all their personal injury needs. We offer compassionate yet aggressive representation. We understand what a difficult time this is for your family.
When we receive a call from a client who has been injured, we go to work to protect their rights to full and fair compensation. Our law firm goes the extra mile, using our 45-plus years of experience to right the wrongs and make our clients whole again. If you’ve been injured, contact us now. Call Flora Templeton Stuart Accident Injury Lawyers at (866) 583-4915, or contact us online today.
Personal Injury
Hopkins County personal injuries do not just happen by chance, they happen due to someone else’s negligence. Our personal injury law firm handles a variety of cases with many different types of injuries. If you or someone you love has been injured due to someone else’s negligence, you need an experienced Hopkins County personal injury lawyer who will personally work on your case and fight for the full compensation you deserve.
Our team immediately travels to our client’s homes or the hospital to being working on your case. We are here for our Hopkins County clients to answer questions, deal with the insurance companies so you don’t have to, and provide referrals to reputable physicians, all while we fight for maximum compensation for your injury claim. Our nationally recognized law firm has handled thousands of personal injury cases and collected millions for our clients in South Central Kentucky.
Car Accidents
Everyday cars and trucks of all sizes drive the roads and highways of Hopkins County. Two major highways intersect in Hopkins County; The Pennyrile Parkway (Interstate 69) and the Western Kentucky Parkway (Interstate 66), contributing to the flow of interstate commerce and increasing the likelihood of a collision. According to Kentucky Transportation Center, Hopkins County encountered 1,386 automobile collisions in 2018, with seven of those wrecks being fatal.
If you have been injured in a car accident in Morgantown, do not wait to contact our experienced attorneys. Our legal team fights for car accident victims to get you the settlement you deserve. Our Morgantown car accident lawyers will immediately travel to meet with our clients and begin gathering evidence and working on the case. We will work fast to establish liability and file your claim, as well as setting up your PIP claim and referring you to the medical treatment you need.
Read the Full Case Summary Here.
How is fault attributed to Morgantown car accidents?
Kentucky follows a pure comparative law negligence system (KRS § 411.182). This means that if both you and the other driver are partially responsible for the accident, then the fault will be distributed between both of you in different percentages. When determining who was at fault, various factors are considered including recklessness and carelessness of the drivers.
This “pure comparative” system of laws allows you to recover damages even if you are found partially at fault for the accident. Essentially, the courts will reduce the plaintiff’s compensation amount by his or her percentage of fault. Our law firm gets to work immediately to establish fault against the negligent party. Although negligence comes in many forms, including distracted driving and unsafe lane changes, one of the most common forms of driver negligence is speeding. Hopkins County has one of the highest rates of speeding drivers in the state, and nearly 5% of all collisions in the area are caused by drivers traveling at an unsafe speed.
Our experienced Hopkins County car wreck attorneys have connections with investigators and accident reconstructionist to immediately begin gathering evidence to help your case. Do not wait too long to contact our attorneys, or valuable evidence may be lost.
What is PIP (personal injury protection) or “no fault benefits”?
Kentucky is one of twelve states that requires all insurance companies to offer Personal Injury Protection (PIP) with all automobile policies sold within the state. (KRS 304.39-030). These benefits are also referred to as “No-fault benefits.” PIP coverage ensures that no matter who is at fault in a motor vehicle accident, an injured driver can have his or her car insurance pay for a certain amount of lost wages, medical bills, and replacement services related to the accident. (KRS 304-39-060(4)). While Insurance companies must offer a minimum of $10,000 in PIP coverage, you can purchase more coverage up to $50,000.
PIP coverage follows the vehicle you are in. When you are in collision in your own vehicle, you will have a PIP claim opened with your own insurance (or if you were a passenger in someone else’s car, then with the vehicle owner’s insurance). If you have been in an accident, the lawyers at the Law Office of Flora Templeton Stuart will handle the PIP claim for no extra fee. We make sure you get the benefits you deserve, as soon as possible.
Semi Truck Accidents
Trucks of all sizes drive the roads and highways of Hopkins County on a daily basis. While any motor vehicle wreck has the potential to cause serious injury, Semi-trucks are especially dangerous due to their weight and size. Compared with collisions involving smaller passenger vehicles, semi-truck accidents tend to result in more catastrophic injuries and fatalities, as they can often weigh in excess of 60,000 pounds. That is why semi-trucks are regulated federally through the Federal Motor Carrier Safety Administration.
Flora Templeton Stuart Accident Injury Lawyers has spent decades representing clients who were seriously injured or killed in these tragic commercial accidents throughout the United States. At Flora Templeton Stuart Accident Injury Lawyers, we know these cases and understand the complex issues that are unique to any commercial vehicle crash. It is especially critical in these cases to contact an experienced semi-truck attorney as soon as possible, as the trucking companies may lose or destroy evidence, or attempt to get their semi-truck back on the road as soon as possible.
In 2018, Kentucky State Police recorded a total of 10,620 trucks that were involved in collisions in Kentucky, with 116 resulting in fatalities. Of those truck crashes:
- 19% happened on county or city streets;
- 30% happened on interstates, and;
- 45% happened on U.S. and State-numbered routes.
If you or a loved one has been injured in a Hopkins County semi-truck crash, contact the experienced semi-truck tractor trailer attorneys at Flora Templeton Stuart Accident Injury Lawyers as soon as possible. Our experienced Hopkins County Semitruck crash attorneys will make sure you get the treatment you need and the settlement you deserve.
Motorcycle Accidents
In 2018 there were a recorded 122,360 motorcycles registered in Kentucky, attributing to 7.47% of all wrecks statewide. Contrary to popular belief, most motorcycle accidents are not the fault of the biker in a majority of cases. The biker, however, is the one who suffers the brunt of the injuries due to the fault of automobile drivers.
What could be considered a minor accident to a person involved in a car wreck has the potential to seriously injure or kill a motorcycle rider. In addition to the serious nature of motorcycle collision injuries, the required insurance coverage on motorcycles in Kentucky is different than the required insurance coverage on cars—potentially leaving a motorcycle injury victim struggling to cover his or her medical expenses.
Our experienced Hopkins County motorcycle wreck attorneys have spent decades representing motorcycle accident victims. If you have been injured in a motorcycle accident through no fault of your own, you are entitled to compensation for the medical expenses incurred treating your injury. You may also be able to collect lost wages for missed work or even future lost income if your ability to work has been affected by the injury, as well as future medical expenses, long-term care and rehabilitation, or the cost of adaptive equipment. If you or a loved one has been injured in a motorcycle accident our law firm is here for you.
Wrongful Death
Our law firm has decades of experience guiding loved ones through the difficult and devastating process of a wrongful death claim. These cases are complex, and require court approval of the appropriate representative to handle the estate of the deceased and prosecute the wrongful death claim on the behalf of the estate.
Our office will assist in getting the right representative appointed in the appropriate court, and will begin working immediately to hold the responsible parties liable for their negligence. Common types of wrongful death case can include; car accidents, semi-truck accidents, motorcycle accidents, pedestrian accidents, bicycle accidents, work accidents, and slip and fall accidents.
With wrongful death cases, getting to the scene of the incident immediately is vital in establishing and preserving the claim. At Flora Templeton Stuart Accident Injury Lawyers, our team of investigators promptly get on the scene to take photographs, get witness statements, and attempt to preserve evidence. If your loved one has died as a result of another’s careless conduct, contact the experienced Hopkins County Wrongful Death Attorneys at Flora Templeton Stuart Accident Injury Lawyers today.
Pedestrian accidents
In 2018, The Kentucky State Police reported 1,024 collisions with vehicles and pedestrians, resulting in 79 fatalities. Pedestrian accidents are some of the most serious cases we handle—frequently resulting in catastrophic injuries such as spine and brain injuries, broken bones, or even death. Many Hopkins County Kentucky injury accidents happen due to drivers failing to see pedestrians on the road. Contributing factors recorded for 2018 pedestrian collisions include:
- Inattention
- Failure to yield the right of way
- Distraction
- Alcohol involvement
If you or a loved one has been the victim of a pedestrian accident, call an experienced Hopkins County pedestrian injury lawyer to investigate and negotiate with the insurance companies on your behalf so you can focus on what is most important – recovering from your injuries.
What is the statute of limitations for my personal injury claim?
Kentucky state law sets limits on how much time you have to settle your claim or file a lawsuit, depending on the type of case it is. Generally speaking, most non-automobile cases must be either settled or filed in the appropriate court within one year of the date of the incident. This can include general injury cases and wrongful death cases. If you were in an automobile accident where there was injury and damage to your vehicle, you generally have two years from the date of the collision to either settle your claim or file suit.
That statute of limitations can be extended in some circumstances depending on the last date PIP benefits were paid towards your related medical bills. Every case is different, so it is important you speak to an experienced Hopkins County personal injury attorney immediately to evaluate your case and proceed with the claim within the appropriate statute of limitations. Failure to file or settle your claim within the statute of limitations will forever bar your ability to recover from the at-fault party.
Talk to a Hopkins County KY Personal Injury Attorney
With our office close by in Muhlenberg County at 105. E. Main Cross Street and attorney, Kent R. Brown, a Hopkins County native, we are local, experienced personal injury attorneys. We have collected millions for our injured clients and helped thousands of people get back on their feet after an accident. If you or a loved one has been injured, don’t wait.
Contact an experienced Hopkins County personal injury attorney right away. When we receive a call from a client who has been injured, we go to work immediately to protect their rights to full and fair compensation. Our law firm goes the extra mile, using our near 50 years of experience to right the wrongs and make our clients whole again. If you’ve been injured, contact or call (866) 583-4915 today.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.





