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Hardin County
CAR ACCIDENT ATTORNEYS
For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.
Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”
“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
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What We Will Do For You in a Car Accident or Injury Claim
After you or a loved one is injured in an accident, Flora Templeton Stuart and her team begin working on your case immediately. Here are the steps we take to ensure you get a top settlement:
- We investigate the scene of your accident immediately to prove liability
- Refer you to excellent physicians and get you the medical care you need
- Reserve your PIP benefits to pay your lost wages and medical bills
- We handle all communications with the insurance company on your behalf
- and we Negotiate to get you a top settlement
We are local and we care. With offices across Kentucky, we are always ready to travel to our injured clients when they cannot come to us.
Types of Cases We Handle
Flora Templeton Stuart Accident Injury Lawyers represents those who have been injured or lost loved ones due to the negligence of another. We handle a variety of car accident and personal injury cases, including:
Motor Vehicle Accidents
Personal Injury
No matter how you were injured, our Brownsville personal injury lawyers will fight to get you the settlement you deserve. Call us today.
Why Choose Flora Templeton Stuart Accident Injury Lawyers?
Imagine being hit from behind by a truck on a Monday morning on your way to the office or job site. In the blink of an eye, you not only need medical attention but are faced with medical bills, possible loss of a lifetime opportunity, damaged car, and mounting medical bills.
We understand how difficult being in this situation can be and it’s worse if the accident was due to someone else’s negligence. We’re ready to protect your legal rights and our expert personal injury lawyers at Flora Templeton Stuart can advise you on the next cause of action. Here are more reasons why you should choose us:
- We have a solid track record of getting our clients compensated and have over 40 years of successful compensations worth tens of millions of dollars as proof that our methods work.
- We’re not short on experienced lawyers and so every case we take on is given utmost attention
- We are people-oriented and the Flora Stuart Templeton law firm founder is an active philanthropist
- We won’t give in to insurance firms seeking to have you walk away with nothing. If need be, we’ll go to trial to get you what you deserve
- We win in 90% of our cases. That’s a high likelihood that you win in the end no matter what the accident brought into your life
How You Win: Steps We Follow in Pursuing Damages
Don’t fret if you’ve had an accident in Elizabethtown and our offices are far from you –we’ll come to you. When clients are unable to visit one of our many offices in Kentucky & Tennessee, we travel to meet with them. Here are the steps we follow in handling your case.
Investigation
There are things you should and shouldn’t do after having an accident because they mess up with evidence. That’s why investigation is our first priority after meeting with you and talking with you about the details of the case
We work swiftly to gather and preserve evidence, and often hire investigators and reconstructionists to probe deeper into the facts -which includes taking photos of the accident scene, examining vehicles, performing background checks, and acquiring statements from any witnesses or at-fault parties.
We conduct a thorough investigation into insurance cover available for you from policies covering the driver who caused the accident to instances where insurance is not available for you or you’re under insured by your insurance or a relative’s insurance who lives with you.
We’ll also investigate the driver who caused the accident for assets that can help us recover any judgment that exceeds the provided insurance policy limits.
Gathering all Medical Records and Bills
The last thing you need after an accident is having to keep up with collection of medical bills and records from the hospital so you can hand them over to us. Flora Templeton Stuart will follow up with your medical services provider and get the records for you so you can focus on getting your life back.
We’ll also handle property damage free of charge so you don’t have to worry about getting a replacement for your car.
Our competent attorneys and employees will ensure that all relevant medical treatment is properly documented. More importantly, we can refer you to qualified medical professionals for the best care.
Handling Liens
To boost your chances at full recovery, it is vital to work with an experienced law firm that handles a wide range of cases in Kentucky, including three-wheeler accidents, motor vehicle collisions, motorbike accidents, accidents caused by impaired driving such as alcohol and drugs, and every other type of serious harm resulting from someone else’s negligence.
Flora Templeton Stuart doesn’t take any chances at pursuing damages. We’ve represented thousands of injured clients and continue to do so in ensuring that every client that ever hires us obtains the recovery they deserve.
Negotiating the Settlement
After obtaining all your medical bills and information, Flora Templeton Stuart attorneys present a comprehensive demand to the insurance company, detailing the particular facts surrounding your case, your injuries, and the reasons that justify the amount we are demanding. In the instance that we are unable to agree on a settlement, our lawyers will recommend mediation or file a lawsuit to proceed to trial.
Going to Court or Mediating Your Case
Flora Templeton Stuart Injury Accident Lawyers manage to settle the majority of the personal injury cases out of court but should that fail, we are able and prepared to go to court for you. For nearly 50 years, we’ve handled personal injury cases in and out of court, always striving to get the best outcome for our clients.
We understand how the legal process works and begin with questions and answers for the parties involved and depositions of the parties and witnesses. Jury trials are rare but should a case demand a jury trial, we’re up for it.
What Causes Commercial Truck Accidents?
According to Kentucky law, a commercial vehicle is a motor-propelled automobile with a registered weight of at least 10,000 pounds and whose primary function is to transport merchandise or freight. In turn, semi-trucks and big rigs fall in the commercial motor vehicle category due to their huge weight.
Several factors can cause truck accidents in Kentucky. However, according to the Federal Motor Carrier Safety Administration, driving errors by truck drivers are the leading cause of commercial truck accidents as it contributes to approximately 87% of truck accidents. According to the report, other common causes of truck accidents include bad driving conditions, which result in 3% of these accidents, and faulty trucks (1%).
More popular causes of truck accidents include:
- Dangerous conditions of the roads
- Driver fatigue
- Speeding
- Impaired or distracted driving
- Faulty loading of cargo on the truck
- Vehicle system failure
- Over-the-counter or prescription drug use
Knowing the cause of the truck accident you were involved in aids your truck accident lawyer in determining who is responsible for the accident, and consequently, who should pay the damages.
Who is Responsible for Your Elizabethtown KY Truck Accident?
Generally, truck accident cases tend to be more complex and time-consuming compared to other motor vehicle accidents. This is because of the possibility that more than one company or individual may be responsible for the accident. With the help of your Elizabethtown KY Truck accident lawyer, you can easily identify the parties to hold accountable and their available insurance coverage options to help in maximizing your compensation.
It is also worth noting that you can name several parties as defendants in your truck accident case. Entities or individuals that can be held responsible include:
The Truck Driver
If the cause of the truck accidents is due to the negligence of the truck driver, then he is legally responsible. Such negligence may be as a result of violating various traffic laws, intoxication, or driver fatigue, which may cause him to fall asleep at the wheel.
Cargo Loaders
If it is determined that the cause of the truck accident was improper loading of cargo, then you will claim damages from the cargo loaders. It could be an individual, a loading company, or the trucking company itself who is responsible. A skilled truck accident lawyer will assist you in determining the party responsible for the faulty loading of cargo on the truck.
The Trucking Company
Often, trucking companies take responsibility for the driver’s actions that caused the accident. In other cases, like if vehicle system failure was the cause of the truck accident, then the trucking company is directly responsible. They are also legally responsible if they are overworking their drivers by requiring them to drive for longer hours than permitted by state laws. With the help of a professional Elizabethtown KY Truck accident lawyer, you will easily determine the extent of responsibility of the trucking company.
Truck Owner
Sometimes, the trucking company and the truck owner are the same people. However, if they are not the same person, then it is possible to also claim against the owner of the truck involved in the accident. Often, truck owner responsibility arises when he/she negligently fails to inspect, repair, and maintain the truck to ensure its proper functioning.
The Mechanic
When the truck owner or the trucking company hires the services of a truck mechanic to perform repairs and maintenance, but he/she fails to do so adequately, then it is possible to claim against him as well.
Manufacturer of Truck Parts
Generally, commercial trucks consist of several complicated parts that aid in their smooth operation. If one of these parts is defectively manufactured, designed, or installed in the truck, it may result in its malfunctioning, which can result in severe injuries. If it is possible to prove that your truck accident came from a faulty component of the truck, then the part manufacturer can be held accountable.
Hardin County Car Accident Statistics
From 2021 to 2022, Hardin county has seen an unfortunate rise in many of its car accident statistics, with trends showing that these numbers will continue to go up. As of 2022 the total number of accidents has risen from 2,225 to 2,666, almost a 20% increase from the year prior. The breakdown of further stats is as follows:
- Fatal Accidents – 15 to 20
- Non- Fatal Injuries – 371 to 423
- Persons Killed – 1,839 to 2,223
These results show a harmful trend of driver accident growth, but this could be a result of the natural expansion of Elizabethtown and Hardin County as a whole. Regardless, drivers need to be more aware of proper road safety.
Data as per Kentucky Traffic Collision Facts 2022 Report
Speak to A Hardin County KY Personal Injury Lawyer
When you contact us, we will immediately begin to work on your case with personal representation from lawyers who care. With an office close by in Bowling Green, we can travel to and provide excellent representation to our injured clients.
You can call us 24 hours a day, 7 days a week at 866-583-4915. Flora Templeton Stuart is a local attorney practicing law in your community.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.
