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Cumberland County

PERSONAL INJURY AND
CAR ACCIDENT ATTORNEYS
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Millions In Settlements And Verdicts
WINNING IS
WHAT WE DO.
CARING IS WHO WE ARE.

For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.

Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.

Steps We Take To Get You A Top Settlement

Call Us 7 Days A Week, Even On Weekends At (888) 782-9090

Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.

We travel to our injured clients when they cannot travel to us.

Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.

“We Have Recovered Millions of Dollars for Our Clients”

Commercial Truck Accident
$2.83
Million
Farm Truck Accident
$1.5
Million
Scooter Accident
$1.2
Million
Wrongful Death
$1.65
Million
Bus Accident
$1.45
Million
Construction Accident
$1.3
Million
Dram Shop Accident
$1.25
Million
Premises Liability
$1.1
Million
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300+ 5 Star Reviews

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.

She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.

It was like talking to your family. My wife and I both grinned… we never had to worry after that”.

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What We Will Do For You in a Car Accident or Injury Claim

After you or a loved one is injured in an accident, Flora Templeton Stuart Accident Injury Lawyers begin working on your case immediately to:

  • Investigate the scene of your accident to preserve evidence and get statements form witnesses to prove liability
  • Refer you to excellent physicians to get you top medical treatment
  • Reserve your PIP insurance benefits to pay your lost wages and medical bills
  • Communicate and Negotiate with the insurance company to ensure you get a TOP SETTLEMENT

We are local and we care. We have offices across Kentucky and Tennessee and can travel to you if you cannot come to us.

Personal Injury

Flora Templeton Stuart is a personal injury lawyer in Cumberland County and carries near 50 years of experience representing the injured in Cumberland County.

Our firm represents those who have been seriously injured or lost loved ones due to the negligence, carelessness, or recklessness of others.

We handle all types of personal injury claims, including:

No matter what type of personal injury you’ve suffered, we will fight to recover adequate compensation for your injuries. Our Cumberland County personal injury lawyers will handle all of the details of your case so that you can focus on your health and recovery.

We have recovered millions for our injured clients and are successful in over 90% of our cases.

To speak with a Cumberland County personal injury lawyer, give us a call at 866-583-4915 or fill out the online contact form at the bottom of this page to schedule your free consultation.

Car Accidents 

When we get behind the wheel, none of us expect to be involved in a car accident. The accident itself can be a stressful experience, but the weeks following the accident can be even more difficult.

After the initial shock of the accident wears off, many victims are left with substantial medical bills, lost wages, physical therapy, and trauma.

When this happens, car accident victims have the right to seek compensation from the at-fault party.

At Flora Templeton Stuart Accident Injury Lawyers, we believe in shouldering the burden for our clients and holding the negligent party accountable for their actions.

Contact our Cumberland County car accident lawyers today to speak with one of our skilled attorneys.

How To Prove The Other Driver Is Liable

Car accidents are usually the result of negligence on behalf of at least one driver involved.

Determining liability in these accidents may seem straight-forward but proving liability in a car accident can be both challenging and frustrating.

A successful auto accident claim is able to prove that one of the drivers behaved negligently and that the negligence directly resulted in the accident and any injuries sustained in the crash.

To prove fault, each element of a negligence claim must be satisfied, including:

  • Duty: The driver that caused the accident had a duty to act reasonably to avoid injury to others on the road. All drivers have the duty of care to safely operate their vehicles, pay attention when driving, avoid collisions, and follow the rules of the road.
  • Breach: If a vehicle operator does not follow the duty of care and fails to act as a reasonable person would under similar circumstances, their duty has been breached.
  • Causation: The actions of the driver who was behaving negligently directly caused the accident.
  • Damages: The accident caused by the driver who was behaving negligently caused you some sort of damages, either in the form of bodily injury or monetary loss.

As Cumberland County car accident lawyers, it is our job to create a strong case that is able to prove each element of a personal injury claim.

Our team will come to the scene to take pictures and speak to witnesses, perform accident reconstructions, consult with experts, and perform any other measure that can shed some light on the accident.

We have helped thousands of accident victims get their life back on track after an accident, recovering millions for our clients in the process.

If you still aren’t sure if you have a case or if you share responsibility for the accident, contact us today.

We offer a free case evaluation to determine the best course of action after an accident.

Semi-Truck Accidents

Driving in Kentucky means sharing the road with semi-trucks and other big rigs.

Accidents happen, but accidents involving 18-wheelers can quickly turn into a life-threatening ordeal.

If you have been injured in an accident with a semi-truck or another commercial vehicle, our Cumberland County semi-truck accident lawyers at Flora Templeton Stuart Accident Injury Lawyers are here to help.

We understand the stress and pain that comes with being a victim of a trucking accident, which is why we are dedicated to protecting the rights of our clients.

Contact us today for a free case evaluation.

Who can be held liable for the injuries I sustained?

Semi-truck accidents are extremely complex. Not only are the injuries in the accidents typically more severe but determining who exactly is at-fault and recovering damages can be a daunting task.

As opposed to a standard car accident, several parties can be held liable for the damages in a commercial truck accident, including:

  • Truck driver
  • Trucking company
  • Owner of the truck/trailer
  • Truck manufacturer
  • Leaser
  • Truck loader
  • Owner of the cargo
  • Maintenance company

Determining fault is only the first step, however. As opposed to typical car accidents, several parties can simultaneously be responsible for the accident in some capacity.

When this occurs, separate personal injury claims must be filed for each party involved, with each having their own insurance coverage and protective measures in place to limit their financial responsibility.

Without extensive knowledge of the trucking industry and experience with trucking litigation, receiving adequate compensation for your injuries is next to impossible.

This is a major challenge for accident victims, which is why our Cumberland County semi-truck accident lawyers will handle this process on your behalf.

Motorcycle Accidents

While motorcycle accidents can occur in the blink of an eye, your injuries and the financial burdens stemming from the crash can persist for months or even years after the crash.

The vast majority of accidents involving motorcycles cause injuries to the rider that requires medical attention.

Many motorcycle accident victims accrue tens of thousands of dollars in medical bills, and many more are unable to return to work or provide for their families.

If you or a loved one has been injured in a motorcycle accident in Cumberland County, contact our Cumberland County motorcycle accident lawyers for a free case evaluation. The experienced team at Flora Templeton Stuart Accident Injury Lawyers will help to recover fair compensation for your injuries and losses.

Common Causes of Motorcycle Accidents

Head-On Collisions: Head-on collisions can be catastrophic for motorcycle riders. More than half of all motorcycle accident fatalities occur between motorcycles and other vehicles, with most being head-on collisions. Intersections are particularly dangerous for riders, with negligent drivers running red lights and stop signs.

Unsafe Lane Changes: Drivers who fail to check their mirrors and blinds spots before changing lanes cause thousands of accidents each year. Due to a motorcycle’s compact size, drivers who ignore this responsibility can sideswipe riders or cause them to swerve, causing serious injury.

Left-Hand Turns: Many motorcycle accidents are caused by passenger vehicles making left-hand turns and either striking a motorcyclist or forcing them to swerve to avoid a collision. Passing and overtaking is extremely dangerous for riders, especially when other drivers fail to notice the motorcycle or misjudge the speed of these vehicles.

Speeding: Speeding significantly reduces the amount of time that drivers have to react to changes or hazards on the road. Without adequate time to assess the road and other vehicles, drivers are unable to avoid collisions or spot a motorcyclist. Additionally, speeding increases the force of impact, making accidents involving motorcycles even more deadly.

Road Conditions: Although riders should be aware of road hazards, such as debris, potholes, or wet pavement, they aren’t always at-fault for single-vehicle accidents. The city, county, or state where the accident occurs is responsible for properly maintaining the roads and highways. If these entities fail to do so, victims may hold them accountable for the accident.

Pedestrian Accidents

When a vehicle strikes a pedestrian or cyclist, there is nothing to protect themselves from serious injury.

While urban areas have much higher rates of pedestrian accidents, serious injuries occur every day on country roads and rural areas. Drivers have a duty to share the road and watch for pedestrians.

Drivers who engage in negligent behavior, such as speeding, disobeying traffic signs, or failing to field should be held accountable for their actions.

Whether you or a loved one was struck in a crosswalk, intersection, sidewalk, or on the road, contact our Russell Spring pedestrian accident lawyers.

We have fought for the rights of our clients for close to 50 years and can get you the compensation you deserve for your injuries.

Slip & Fall/Premises Liability 

When you go out to shop, work, or even visit with friends and family, the property owners have an obligation to maintain a safe environment for invited guests.

Unfortunately, some building owners or managers fail to address potential hazards and may endanger their visitors.

This negligent behavior increases the risk of injury and creates an unsafe premise for customers, patrons, guests, or any other person who had a right to be on the property.

A slip & fall accident is the most common type of premises liability claim. Wet, icy, or uneven flooring conditions are often cited in these cases.

However, other hazards including floor debris, cables running across a walkway, unsafe stairs, and even poor lighting may be considered types of negligent behavior on behalf of the property owner.

These conditions can cause serious injuries to guests, including bone fractures, spinal cord injuries, and severe bruising. Aside from slip and fall accidents, a premises liability claim may involve:

  • Dog bites/animal attacks
  • Swimming pool accidents
  • Stairway, elevator, or escalator accidents or defects
  • Inadequate building security leading to injury/assault

No matter how you were injured, the negligent party responsible should be held accountable for their careless behavior.

We have over four decades of experience recovering damages for those injured due to someone else’s negligence and have recovered millions for our clients.

We work on a contingency fee basis, meaning that you pay nothing unless we win your case. Contact our Cumberland County slip and fall lawyers for a free case evaluation.

Talk to a Cumberland County KY Personal Injury Attorney

If you or a loved one has been injured, don’t wait.

Contact an experienced Cumberland County KY personal injury attorney immediately.

When we receive a call from a client who has been injured, we go to work immediately to protect their rights to full and fair compensation.

Our law firm goes the extra mile, using our nearly 50 years of experience to right the wrongs and make our clients whole again. If you’ve been injured, contact us now.

Call Flora Templeton Stuart at (866) 583-4915 or contact us online today.

We Collect For Our Clients Hurt In Vehicle Accidents

Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.

Your Settlement May Include Compensation For:
  • Medical expenses, past and future
  • Disfigurement, loss of limb, permanent scarring
  • Lost wages
  • Lose love, companionship, and guidance
  • Disability costs or live-in care
  • Physical pain and emotional suffering
  • Lost capacity to earn
Speak To An Experienced Personal Injury Lawyer

At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.

Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.

If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.

When Insurance Pays In A Car Accident

Several types of insurance coverage that will pay if you’re injured in an automobile collision:

Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.

Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.

Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.

Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.

How We Prove Negligence in Your Auto Accident Case

Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:

Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.

Breach of duty: The at-fault party breached their duty of care, instead acting negligently.

Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.

Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.

Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.

Kentucky and Tennessee Car Accident Laws

Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.

Statute of Limitations in Kentucky and Tennessee

In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.

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Kentucky And Tennessee Personal Injury FAQs

Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.

Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.

Why Hire Flora Templeton Stuart Accident Injury Lawyers?

With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.

Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.

We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.

Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.