All About Law Blog

Identity Theft Laws Laws pertaining to identity theft vary from state to state. Under Kentucky law, identity theft is punishable by up to 12 years in prison, $500,000 in fines, and possible restitution to the victim. How Will I Know If I Am a Victim of Identity Theft? READ YOUR BILLS – search for charges you did not […]

Disputing Information on Credit Reports According to the Federal Trade Commission, “Under the FCRA, both the credit reporting company and the information provider (that is, the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of […]

Requesting a Free Copy of Your Medical Records Kentucky law entitles you to one FREE COPY of your medical records. This request must be done in writing and sent to the medical provider. Review the EOBs (explanation of benefits) you receive from your health insurance carrier. Making sure claims submitted (and paid by your insurance […]

  Checking Your Child’s Credit Report To check your child’s credit report, you must mail or fax documentation to the three major credit reporting agencies proving that you are their parent or guardian. This may include copies of the child’s birth certificate and Social Security card, your ID and a list of the last few […]

How Will I Know If I Am a Victim of Identity Theft? READ YOUR BILLS – search for charges you did not buy that may indicate identity theft. WATCH YOUR BANK STATEMENTS – any withdrawals you did not make? CHECK YOUR MAIL – getting a new bill you did not know about? GET YOUR CREDIT REPORT – are there […]