When you call Flora Templeton Stuart you will speak with one of our personal injury attorneys for a free consultation for the injured without obligation. If you’ve been injured in a car, truck or other accident that was not your fault you first want to make sure that the attorney you call is an experienced personal injury lawyer who will consult with you about your case.
If you are required to sign a contract before you speak with an attorney or you do not get an attorney to consult this should be a red flag. Personal Injury law firms always offer a “no fee unless we win” because they are paid on a contingency fee which is a percentage of the case they recover for an injured client. When choosing a personal injury law firm, you want to make sure that they have years of experience in representing the injured with excellent reviews that you can find on google of former clients willing to take the time to answer your questions and assure you that they will do everything they can to get you excellent medical treatment and negotiating a top settlement. Here are some tips on when to call an attorney if you have been injured in an accident.
When should I call a lawyer?
If you are injured in an automobile, truck or other accident that was not your fault you need to call a lawyer as soon as possible after you have received medical care at an emergency room. Here in Bowling Green, Kentucky you have the choice of Greenview Hospital and/or the Medical Center at Bowling Green for emergency room treatment. If you are unable to drive yourself to the hospital the police who answer the call will call an ambulance. You do not have to be catastrophically injured to get emergency room treatment, and this is usually the best medical evaluation you can receive to make sure that your injuries are not life-threatening and to determine exactly how you are hurt.
You should never allow the insurance company for the at fault driver to take your statement without first contacting a personal injury lawyer to help you with the insurance company. If you need to have your vehicle fixed or repaired or it is totaled the Law Firm of Flora Templeton Stuart personal injury lawyers do not charge for property damage when we are representing an injured client.
What should I ask on the first phone call?
Ask whether you will consult with an attorney or with an intake screener before you sign anything. Ask whether the consultation is free.
When you call our office, you can speak with an attorney about your case. Flora Templeton Stuart Personal Injury Lawyers review your case with you. The consultation is free before you need to sign anything. You can call 888-782-9090 24/7 for your free consult.
How much car insurance in Bowling Green, Kentucky is required?
This is the question that decides most cases, and it has almost nothing to do with how badly you were hurt. Kentucky only requires drivers to carry $25,000 for injuries to one person and $50,000 for everyone hurt in one accident. A lot of people on Scottsville Road and Campbell Lane in Bowling Green are carrying exactly that and not a dollar more.
For Example: Your bills come to $30,000 and you have a fractured wrist. The driver who hit you carries the $25,000 minimum. Your claim is worth more than that, but $25,000 is all that policy will ever pay. The probability is that the defendant driver does not have personal assets to collect. If you purchased underinsured motorist coverage on your own policy, you would have an extra $25,000 or more depending on the limits, to collect in addition to the $25,000 of the defendant driver. It is very important that you have good UIM coverage which we recommend at $300,000/$500,000 since you never know when you may be seriously injured in an automobile accident.
We tell every client the same thing: buy UIM coverage. It is inexpensive and it is the difference between a real recovery and a policy limit. Finding every layer of coverage that applies is a large part of the work, and it is a fair way to measure any personal injury lawyer Bowling Green KY drivers are thinking about hiring. It is also important to make sure your personal injury lawyer in Bowling Green is experienced with underinsured motorist coverage since it can be waived if liability insurance is collected before the underinsured motorist insurance company is notified. At the Personal Injury Law Firm of Flora Templeton Stuart we always make sure that underinsured motorist coverage (UIM) is not waived and is available to our injured clients if they carry this policy.
What does “no fee unless we win” actually mean?
Ask, because the phrase gets used loosely.
At Flora Templeton Stuart there is never a fee to consult, never a fee to get your property damage handled, and never a fee to get you PIP benefits paid. You will not owe our firm an attorney fee unless we collect money for you or settle your case. The percentage is spelled out in a written contract you have to sign, and it is calculated before expenses come out. Ask any firm you are considering to hand you that contract and let you read it at home.
Does it matter that the firm is actually from Bowling Green?
Our firm in Bowling Green at 607 E 10th Ave opened in 1976. As a woman owned personal injury law firm, Flora has tried close to fifty jury trials, was the first female attorney in our community, and was appointed Public Advocate of Warren County in 1978. Among the results the firm has published are a settlement of $2,075,000 awarded after extensive litigation in a commercial truck collision and $1,000,000 in a motorcycle wrongful death accident in Bowling Green, KY.
Call our Personal Injury Lawyers if you are hurt in an accident
If you are injured due to no fault of your own call Flora Templeton Stuart Accident Injury Lawyers call 888-782-9090 or chat with us online. The consultation is always free and without obligation. We will review your case with you and one of our top experienced attorneys when you call.
