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Bicycle Accident Lawyers

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Flora Templeton Stuart Accident Injury Lawyers, with offices in Bowling Green and across Kentucky, are available to meet on weekends and often travel to our injured clients in Kentucky & Tennessee when they cannot come to us. As local attorneys we provide personal representation for our clients who have been injured in vehicle collisions which includes car, commercial truck accidents, motorcycle collisions along with slip and falls and dog bite injuries.

As a dedicated Kentucky personal injury lawyer, we never charge a fee unless we secure a settlement for our clients. For over forty-seven years, we have collected millions in injury claims, achieving the maximum recovery for our clients. You can call us 24/7, including weekends, for a free consultation without any charge or obligation. With conveniently located offices, we are just a call away.

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Kentucky Bicycle Accidents Take a Heavy Toll

Cyclists injured in collisions with motor vehicles in and around Kentucky often sustain severe, life-threatening injuries. After all, unlike motorists, cyclists have almost nothing protecting their bodies from the impact of a crash. Collisions typically knock riders from their bicycles, making them vulnerable to violent impacts with the road surface, other vehicles, or roadside objects. The consequences can be physically, emotionally, and financially catastrophic.

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“We Have Recovered Millions of Dollars for Our Clients”

Commercial Truck Accident
$2.83
Million
Farm Truck Accident
$1.5
Million
Scooter Accident
$1.2
Million
Wrongful Death
$1.65
Million
Bus Accident
$1.45
Million
Construction Accident
$1.3
Million
Dram Shop Accident
$1.25
Million
Premises Liability
$1.1
Million
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“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.

She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.

It was like talking to your family. My wife and I both grinned… we never had to worry after that”.

Common Characteristics of Kentucky Bicycle Accidents

Bicycle accidents stem from a variety of factors. The National Highway Transportation and Safety Administration (NHTSA) publishes data about fatal bicycle accidents around the country annually. The latest report reveals insights about the dangers faced by cyclists everywhere, including on Kentucky roads.

For example:

  • Crash locations. The NHTSA found that most deaths in bicycling accidents happen in urban areas on stretches of roads other than intersections. The official Kentucky data linked above, however, reflects that most cycling accidents in one recent year happened in more-densely populated areas. However, more than half of the accidents resulting in injury occurred when a vehicle struck a cyclist in an intersection.
  • Time of day. National-level data reflect that fatal cycling accidents happen just as often during daylight hours as at night. The most dangerous times for cyclists being from 3 p.m. to midnight.
  • Contributing factors. The NHTSA data linked above does not classify all circumstances leading to cycling accidents. However, it is noted that alcohol was involved in 37 percent of cycling fatalities that year. Official Kentucky data, however, gives a clear indication of how accidents unfold in the Bluegrass State. Of the 376 cycling collisions in one recent year, 99 (or more than one-quarter) occurred because of driver inattention. Today, drivers are often distracted by texting and driving or other similar tech-related distractions. Forty-three accidents (or about 12.5 percent) involved failure to yield the right-of-way. Ten accidents (3 percent) involved disregarding traffic controls. Other factors also contributed to these accidents. According to the Kentucky data, speeding, loss of control, and other factors common to motor vehicle accidents contribute to bicycle accidents.

We expect that the above statistics will not surprise cyclists. Riding in an urban/populated area comes with well-known risks. Narrow corridors leave little space between bicycles and cars. Often, the space is far less than the three-foot distance recommended to separate vehicles and bicycles on Kentucky streets. Narrow roads lead to sideswipes and drivers’ inability to observe cyclists in their blind spots as they turn.

Kentucky cyclists are all too familiar with the collision phenomenon known as “dooring” or “getting doored.” A dooring occurs when a vehicle occupant opens a car or truck door directly into the path of a cyclist without warning. The bicycle collides with the open door, sending the rider flying and causing severe injuries.

We recommend that all drivers follow a simple tip to avoid “dooring.” Reaching across your body to access the door handle can prevent “dooring” an unsuspecting cyclist. Known as the “Dutch Reach,” this technique is taught to all drivers in cycling-obsessed Holland. Reaching across your body to open the door forces occupants to turn their bodies when getting out of a car. By turning your body in this way, you increase the likelihood that they will see a cyclist approaching from behind.

Common Bicycle Accident Injuries

Kentucky has escaped the ultimate tragedy of cycling accidents two years in a row. However, the unfortunate reality is that collisions between bicycles and motor vehicles often end in fatality. With the exception of a helmet (which a cyclist should always wear), cyclists are greatly unprotected. The lack of protection leaves riders vulnerable to a violent impact with a road surface, vehicle, or roadside object.

Even if a rider survives the impact of a collision, he or she will ultimately face additional challenges. Serious, sometimes life-altering, injuries accompany most cycling accidents. Some common serious injuries include:

  • Traumatic brain injuries (TBIs), which can happen anytime a cyclist’s head absorbs a blow, jolt, or penetrating injury. Helmet-use is the most reliable way to avoid sustaining TBI in a cycling accident. TBIs can cause permanent, debilitating cognitive, motor, and emotional deficits causing cycling accident victims and their families immense strain.
  • Spinal cord injuries, resulting from violent and awkward falls can result in a cyclist facing temporary or permanent paralysis. Victims’ lives will undoubtedly be transformed and they will likely face millions of dollars in unexpected expenses.
  • Crushed or traumatically amputated limbs may occur when a vehicle runs over a cyclist. The loss of a limb or its functioning will necessarily cause permanent disability and lasting pain.
  • Extreme road rash, a burn-like condition that shreds skin and muscle tissue, embeds dirt and debris in a wound. Road rash can take months of painful surgeries and rehabilitation to heal (and even then leaves disfiguring scars).
  • Orthopedic injuries, including broken bones and dislocated joints, will likely take the cyclist out of commission for an entire cycling season at least. In addition, serious orthopedic injuries can lead to chronic pain and permanently limited range-of-motion.
  • Internal injuries to major organs often lead to long-lasting secondary health complications and large, unplanned-for healthcare expenses.

Of course, this list of injuries is not exhaustive. Bicycle accidents have the potential to inflict every type of injury imaginable. For any injury sustained in a Kentucky bicycle accident, Attorney Flora Templeton Stuart and her team are ready to help. They are committed to helping you recover the compensation you deserve.

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We Collect For Our Clients Hurt In Vehicle Accidents

Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.

Your Settlement May Include Compensation For:
  • Medical expenses, past and future
  • Disfigurement, loss of limb, permanent scarring
  • Lost wages
  • Lose love, companionship, and guidance
  • Disability costs or live-in care
  • Physical pain and emotional suffering
  • Lost capacity to earn

Accountability for a Kentucky Bicycle Accident

From her accomplished career, Flora Templeton Stuart understands the importance of scouring the facts of a Kentucky cycling collision. From the facts, she works tirelessly to determine how it happened, whose actions could have prevented it, and who should be held accountable. She believes victims should always be compensated for injuries and losses caused by another.

Attorneys may take the “easy route” and simply assume that the motorist involved in a collision with a cyclist should be responsible. Attorney Stuart knows that motorists often have legal liability in bicycle accidents around Kentucky. However, she also knows that achieving maximum compensation for her clients requires investigation into other parties who may share that liability. For example:

  • Motorists’ employers. Collisions between commercial vehicles and bicycles may deem the vehicle driver’s employer liable for damages to the cyclist. As a general rule, employers have responsibility for the actions of their employees while they are “on the job.” If employees are performing their job duties make a mistake, leaving a Kentucky cyclist suffering, the employer may be responsible.
  • Bar/restaurant owners. In Kentucky, selling alcohol to someone who is already obviously intoxicated at the time of serving can lead to legal liability. Over-serving may provide the basis for liability if the intoxicated person causes an accident that injures a cyclist.
  • Auto manufacturers. Sometimes a collision between a cyclist and a motor vehicle results from a defect in the motor vehicle. In those cases, the manufacturer of the defective vehicle part may be legally liable for damages to the injured cyclist.

Every Kentucky bicycle accident case is different, of course. That is why Flora Templeton Stuart and her team dig into the facts of every cycling accident case they take. To ensure the identification of all responsible parties, one must closely and carefully evaluate the details of each case.

Damages for Kentucky Bicycle Accident Injuries

The types of damages an injured party may be entitled to vary from case-to-case. Generally speaking, there are two broad categories of compensation a Kentucky bicycle accident. Victims can seek to recover economic and non-economic damages from parties who caused their injuries.

Economic (or special) damages pay for the out-of-pocket costs arising from a Kentucky bicycle accident. They include:

  • The costs of medical care not covered by insurance;
  • The costs of physical therapy and rehabilitation;
  • The costs of medical equipment and prescriptions;
  • Wages the cyclist loses from missing work after an accident;
  • Income opportunities the cyclist loses because of bicycle accident injuries.

Non-economic (or general) damages pay for the general harm to the cyclist caused by a bicycle accident, including:

  • The cyclist’s physical and emotional pain and suffering;
  • Harm to the cyclist’s personal relationships; and
  • Harm to the cyclist’s quality of life.

In Kentucky, bicycle accident cases that involve particularly reckless or outrageous conduct causing harm to the rider may warrant an award of punitive damages. Punitive or exemplary damages are intended to punish and deter future egregious conduct.

How Our Kentucky Bicycle Accident Lawyers Can Help

A Kentucky bicycle accident will undoubtedly disrupt the lives of victims and their families. Contacting an attorney will likely be far from anyone’s top priority. Bicycle accidents cause much more seemingly immediate concerns, like finding a way to pay bills while the cyclist recovers.

Flora Templeton Stuart and her team understand how stressful and chaotic life can feel after a devastating bike crash. She also knows, however, that promptly retaining a lawyer is critical to her client’s chances of recovery. For instance:

  • Immediate investigation can secure important pieces of evidence and eyewitness accounts that will otherwise disappear or fade as time passes.
  • Legal outreach to insurance companies can protect clients from falling prey to insurance adjusters representing parties with potential legal liability. Insurance companies aim to escape their obligations by tricking victims and their families into accepting low settlements in exchange for valuable legal rights.
  • Sound advice from a lawyer with long experience can prevent accident victims and their families from undermining their claims for compensation.

The Kentucky Bicycle Accident Attorney You Need

Victims deserve compensation after a bicycle traffic accident causes catastrophic injuries and their families deserve recompense after a tragic loss of life. For decades, Flora Templeton Stuart and her team have fought to make sure that injured Kentuckians are fully compensated for the damages they sustained.

Ask her to fight for you, too.

Flora Templeton Stuart is dedicated in serving her clients no matter where the injustice took place. Check out one of her locations in Kentucky to discuss your recovery possibilities.

If a Kentucky bicycle accident has devastated your life or the life of a loved one, consult an attorney. You deserve a bike accident lawyer with a strong reputation for delivering results for her clients. That’s Flora Templeton Stuart.

Contact Flora Templeton Stuart today online or at 888-782-9090 to arrange a free, no-obligation consultation to discuss your options.

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When Insurance Pays In A Car Accident

Several types of insurance coverage that will pay if you’re injured in an automobile collision:

Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.

Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.

Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.

Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.

How We Prove Negligence in Your Auto Accident Case

Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:

Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.

Breach of duty: The at-fault party breached their duty of care, instead acting negligently.

Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.

Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.

Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.

Kentucky and Tennessee Car Accident Laws

Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.

Statute of Limitations in Kentucky and Tennessee

In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.

Frequently Asked Questions

Why Hire Flora Templeton Stuart Accident Injury Lawyers?

With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.

Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.

We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.

Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.