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Clarkesville, TN

PERSONAL INJURY AND
CAR ACCIDENT ATTORNEYS
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Millions In Settlements And Verdicts
WINNING IS
WHAT WE DO.
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CARING IS WHO WE ARE.

WHY CHOOSE FLORA TEMPLETON STUART ACCIDENT INJURY LAWYERS?

Personal, Caring Representation From Tennessee’s Top Attorneys

Our attorneys personally travel to injured clients throughout the state of Tennessee. We offer a free, no-obligation consultation and fight aggressively for every client because we care deeply about your outcome. Hurt in a Clarksville-area accident? Call 888-782-9090.

Decades of Experience Fighting for the Injured

I have spent five decades dedicated to serving those injured in carsemi-truckmotorcycleslip and fall, and wrongful death accidents throughout Montgomery County and Tennessee. I’ve argued more than 50 cases before juries, including a nationally recognized landmark case.

We Pursue The Maximum Settlement You Deserve

Time and again we secure significant settlements by ensuring proper medical treatment, deploying a team of expert investigators, and putting experienced attorneys in direct competition with insurance companies. Call 888-782-9090 for the justice you deserve.

Steps We Take To Get You A Top Settlement

“We Have Recovered Millions of Dollars for Our Clients”

Commercial Truck Accident
$2.83
Million
Farm Truck Accident
$1.5
Million
Scooter Accident
$1.2
Million
Wrongful Death
$1.65
Million
Bus Accident
$1.45
Million
Construction Accident
$1.3
Million
Dram Shop Accident
$1.25
Million
Premises Liability
$1.1
Million

Call Us 7 Days A Week, Even On Weekends At (888) 782-9090

We make sure our clients get the medical treatment and the settlement they deserve.

We travel to our injured clients when they cannot travel to us to provide personal representation.

Our team of investigators will be on the scene for our clients injured in semi-truck accidents.

Client Testimonials

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Taking Action For You After A Car Accident 

How We Build Your Case And Secure Your Compensation 

Our car accident lawyers take a hands-on approach to every case. Here is what we do to help you recover full and fair compensation: 

  • Meet with you at our office or travel to your home, hospital room, or another convenient location. 
  • Handle property damage claims on your behalf at no extra charge. 
  • Investigate. We begin working on your case immediately — preserving evidence, examining the accident scene, consulting eyewitnesses and expert witnesses, collecting police reports and relevant documents, and compiling all available photo, video, and physical evidence. 
  • Open insurance claims. We file all claims promptly, manage your PIP benefits, and coordinate with your health insurance company if PIP coverage is not in place. 
  • Help you find quality doctors. We refer you to respected physicians and carefully document your medical care and related expenses throughout your case. 
  • Seek lifetime income. When you or a loved one sustains a catastrophic injury, we pursue financial solutions — including structured settlements — to provide lasting security and meet long-term medical needs. 
  • Negotiate. We are advocates for the injured, not the insurers. We work tirelessly to protect your interests and achieve the best possible settlement outcome. 

Statutes of limitations put a hard deadline on your ability to pursue a car accident claim. Missing these cutoffs is one of the leading causes of preventable claim failures — do not let it happen to you. 

Flora Templeton Stuart and her team are here and ready to assist after you or someone you love has been hurt in an accident. We are a genuine local firm that truly cares about the people in our community. 

Dedicated Personal Injury Representation When You Need It Most 

An accident can change your life in an instant — and most people are simply not ready for the cascade of physical, emotional, and financial consequences that follow. Our personal injury lawyers are here to help you shoulder that weight and pursue the compensation that will help you rebuild. 

With over 45 years of practice across Tennessee and Kentucky, we have helped thousands of injury victims and recovered millions in settlements and verdicts. If your injury was caused by someone else’s negligence, do not face this alone — our team is ready to help. 

Personal Injury Matters Our Firm Handles 

No one expects a serious injury, and its ripple effects can touch every area of your life. Our attorneys are here to protect your rights and pursue the full value of your claim. When another party’s negligence is responsible for your harm, a personal injury case can provide financial relief and a measure of justice. Our practice covers a wide range of injury scenarios, including: 

  • Car Accidents 
  • Semi-Truck Accidents 
  • Motorcycle Accidents 
  • Pedestrian Accidents 
  • Wrongful Death 
  • Work Accidents 
  • Slip & Fall Accidents 
  • If your injury was caused by another party’s negligence — whether one of the above or any other type of accident — our personal injury team is ready to evaluate your case at no cost. 
Our Proven Process For Collecting Car Accident Compensation

Our team uses a structured five-step approach to pursue compensation for vehicle accident victims. We investigate your collision, open claims with your health insurer, collect your medical records and refer you to excellent physicians, establish annuities and college funds for injured children, and negotiate persistently for the settlement you deserve. 

Your Settlement Could Include Compensation For:
  • Medical expenses, past and future 
  • Disfigurement, loss of limb, or permanent scarring 
  • Lost wages 
  • Loss of love, guidance, and companionship 
  • Disability costs or live-in care needs 
  • Physical pain and emotional suffering 
  • Lost earning capacity 

Clarksville Car Accident Statistics

  • Montgomery County ranks 19th out of 95 Tennessee counties in overall crash rate (2020–2024 average), reflecting its significant crash volume consistent with being home to Clarksville, the state’s fifth-largest city. 
  • In contrast to its high overall crash rate, Montgomery ranks 86th in fatal crash rate — among the lowest in the state — suggesting that while crashes are frequent, they are less likely to be fatal relative to other counties. 
  • Montgomery County ranks 6th highest statewide in senior driver (65+) crash rate and 11th highest for young driver (15–19) crash rate, pointing to age-related crash risk as a notable concern across both demographics. 
  • The county ranks 18th in motorcycle crash rate among all Tennessee counties, a reflection of the region’s active military and civilian motorcycle population. 
  • Montgomery County ranks 30th in injury crash rate, meaning injury-producing collisions occur at rates well above the state average when adjusted for the number of licensed drivers. 

References: Tennessee Traffic Safety Resource Service / TITAN Business Unit, County Rankings and Statistics by Emphasis Area, 2020–2024 (March 2025)

Speak With A Personal Injury Lawyer Who Has Decades Of Experience 

The team at Flora Templeton Stuart Accident Injury Lawyers is invested in the outcome of your case. With fifty years of experience in personal injury law, we have the knowledge and skill to guide you through the claims process effectively. Our areas of focus include Car Accidents, Semi-Truck Accidents, Wrongful Death, Slip & Fall Accidents, Work-Related Injuries, and many more. 

Contact us online or call (888) 782-9090 to arrange a free meeting wherever is most convenient — your home, the hospital, or elsewhere. We answer legal questions and evaluate cases at no charge. Our team is accessible 24 hours a day, seven days a week. 

If negligence has caused injury to you or someone close to you, contact Flora Templeton Stuart Accident Injury Lawyers for a free evaluation of your case. 

Insurance Coverage Explained: What Pays After A Car Accident

After a vehicle collision, you may be entitled to compensation from several different insurance sources: 

  • Personal Injury Protection: In Kentucky, PIP benefits are primarily drawn from the insurance covering the vehicle you were occupying. PIP carries a minimum of $10,000 and compensates for medical bills, income loss, home care services, and a portion of funeral expenses. Our attorneys work to ensure these benefits are protected. PIP is reimbursed by the at-fault party. 
  • Liability: When another driver’s negligence injures you, their liability policy is responsible. Kentucky sets minimum liability coverage at $25,000 per person / $50,000 per accident, with commercial policies potentially reaching into the millions. 
  • Uninsured Motorist: If the at-fault driver carried no insurance, your own uninsured motorist coverage can be used to seek compensation. 
  • Underinsured Motorist: When an at-fault driver’s insurance is not enough to cover the full extent of your injuries, underinsured motorist benefits provide additional relief.

Flora Templeton Stuart pursues every available policy to secure the maximum recovery for our clients. 

Building A Negligence Case After Your Car Accident

Car accident claims are rooted in negligence — the legal theory that someone failed to exercise the care a responsible driver would. As Kentucky car crash lawyers, we establish negligence before pursuing action against the at-fault party. This requires proving four distinct elements:

  • Duty of care: The responsible driver had a legal obligation to act safely and follow all applicable traffic laws.
  • Breach of duty: They violated this obligation by driving carelessly, recklessly, or unlawfully.
  • Causation: Their breach was the direct cause of the collision and your injuries.
  • Damages: You suffered real, documented harm — physical, financial, and emotional — as a direct result.

Our attorneys use police reports, witness accounts, and video footage to substantiate every element of your claim. 

Statute of Limitations In Tennessee

If you are a Tennessee resident and were injured in a car, truck, motorcycle, or pedestrian accident in Tennessee, you have just one year to take legal action. This deadline is strictly enforced by the courts. For those who were minors at the time of the accident, the one-year period begins at age 18. Consulting an attorney promptly after your accident is critical.

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Kentucky And Tennessee Personal Injury FAQs

Suffering an injury is difficult enough — navigating the legal aftermath shouldn’t make things harder. When the cause of your accident can be traced to an individual, employer, or business, a personal injury lawyer in your area can clarify your legal standing and help you move forward with confidence.

Flora Templeton Stuart Accident Injury Lawyers is dedicated to standing by your side. From evaluating your claim to pursuing compensation for medical expenses, lost income, pain and suffering, and more, we are with you throughout the entire process.

What Flora Templeton Stuart Accident Injury Lawyers Brings To Your Case

Five decades of fighting for injured clients in Kentucky and Tennessee speaks for itself. Our personal injury attorneys are local lawyers personally committed to justice for every client we represent. We explain the entire legal process, conduct exhaustive investigations backed by our expert network, and refer clients to top-quality physicians. We take on insurance companies directly — and whether we see you at our office or travel to you, we give every case the full attention it deserves. To us, every client is family. 

At Flora Templeton Stuart Accident Injury Lawyers, you pay nothing upfront — and nothing at all unless we win. We cover every cost associated with pursuing your case and recover those costs only if we obtain a financial award on your behalf. Our consultations are always free, and you can call us any day of the week — including weekends — with zero obligation. 

We handle personal injury cases of all types — car accidents, truck accidents involving commercial carriers, motorcycle accidents, pedestrian crashes, bicycle accidents, bus collisions, and alcohol-related driving accidents. We also take on workers’ compensation and workplace injury claims, premises liability and slip and fall cases, and dog bite incidents. When wrongful death results from someone else’s negligence, we help surviving families seek justice and financial recovery. Visit our personal injury overview page for the full list. Our undivided focus on personal injury law means every client gets the benefit of true expertise. 

Our attorneys select cases where they know our skills and resources can produce real results for clients. Reach us any time — 24 hours a day, seven days a week — for a free and confidential case evaluation. We have never represented insurance companies or large corporations and have no plans to change that. Every effort we invest goes toward helping injured people. Call today for your no-cost consultation. We cannot promise a guaranteed amount, but we can promise that every strategy in our arsenal will be deployed to fight for your maximum recovery.