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Beaver Dam, KY

PERSONAL INJURY AND
CAR ACCIDENT ATTORNEYS
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Millions In Settlements And Verdicts
WINNING IS
WHAT WE DO.
Two people sit at a wooden table in a warmly lit room, talking and smiling, with bookshelves and binders visible in the background—perhaps planning their next tourism adventure in Muhlenberg County, Kentucky.
CARING IS WHO WE ARE.

WHY CHOOSE FLORA TEMPLETON STUART ACCIDENT INJURY LAWYERS?

Top Personal Injury Attorneys In Your Corner

Our personal injury attorneys, with nearby offices at 105 E Main Cross St in Greenville, 607 E 10th Ave in Bowling Green, and across Kentucky, provide injured clients with free, no-obligation consultations. Get advice from attorneys who put clients first and never back down from a fight. If you’ve suffered injuries in a Beaver Dam accident, call 888-782-9090 for your free consultation.

A Career Built On 50 Years Of Experience

I’ve spent fifty years representing injured individuals in carsemi-truckmotorcycleslip and fall, and wrongful death cases throughout Ohio County and across Kentucky. My experience spans more than 50 jury trials, including one high-profile case that drew national media coverage.

We Go The Distance To Win

Our firm consistently secures strong settlements by helping clients get the medical treatment they need, leveraging expert investigations, and empowering our attorneys to take on insurance companies directly — making sure every client gets the justice they deserve. If you have been in a Beaver Dam accident, call us at 888-782-9090 for a free consult.

WINNING IS
WHAT WE DO.
CARING IS WHO WE ARE.

For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.

Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.

Steps We Take To Get You A Top Settlement

“We Have Recovered Millions of Dollars for Our Clients”

Commercial Truck Accident
$2.83
Million
Farm Truck Accident
$1.5
Million
Scooter Accident
$1.2
Million
Wrongful Death
$1.65
Million
Bus Accident
$1.45
Million
Construction Accident
$1.3
Million
Dram Shop Accident
$1.25
Million
Premises Liability
$1.1
Million

Call Us 7 Days A Week, Even On Weekends At (888) 782-9090

We make sure our clients get the medical treatment and the settlement they deserve.

We travel to our injured clients when they cannot travel to us to provide personal representation.

Our team of investigators will be on the scene for our clients injured in semi-truck accidents.

Client Testimonials

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How Our Car Accident Attorneys Build Your Case And Win 

Step By Step: From Investigation To Settlement 

Our car accident lawyers work systematically to secure the maximum compensation possible for your injuries. Here is what you can expect when you hire us: 

  • Meet with you personally — at our office, at your home, or wherever you are most comfortable. 
  • Take care of property damage claims with no additional fee. 
  • Investigate. We act immediately to preserve evidence, survey the accident scene, interview eyewitnesses and technical experts, collect police reports and essential documentation, and compile all available video, photographic, and physical evidence. 
  • Open insurance claims. We file all claims as quickly as possible, properly apply your PIP benefits, and work with your health insurer if PIP coverage is not an option for your treatment. 
  • Help you find quality doctors. We refer you to experienced, trusted physicians and maintain complete tracking of your medical records and expenses. 
  • Seek lifetime income. For clients with catastrophic, permanent injuries, we pursue structured financial solutions designed to provide lifetime income to cover medical care and family support. 
  • Negotiate. We represent the injured — always. We protect you from bad-faith insurance behavior and commit every resource we have toward reaching the best possible settlement for you. 

Act promptly. Car accident claims are governed by statutes of limitations. Once they expire, you may lose your legal right to pursue any recovery whatsoever — making timely action one of the most critical factors in a successful claim. 

Flora Templeton Stuart and her team are ready to provide dedicated, local representation when you need it most. We are not a national firm — we are your neighbors, and your outcome matters to us. 

Personal Injury

Flora Templeton Stuart Accident Injury Lawyers has been protecting the rights of injured clients for over 50 years. As a trusted Kentucky personal injury law firm, we are dedicated to fighting for maximum compensation for victims hurt due to another party’s negligence or carelessness. Our attorneys provide passionate, aggressive legal representation for those injured in all types of accidents, including:

After an accident in Kentucky, you likely have many pressing questions — from how to cover mounting medical bills to recovering compensation for lost wages. Finding those answers shouldn’t be a challenge. Unlike many attorneys who avoid straight answers or charge for consultations, Flora Templeton Stuart Accident Injury Lawyers believes every injury victim deserves access to honest, experienced legal guidance. That’s why we offer a free case evaluation with no obligation.

Getting Car Accident Victims The Compensation They Deserve

Our team has developed a proven five-step process to recover vehicle accident compensation for injured clients. We conduct a thorough investigation, open health insurance claims, collect medical records and refer clients to top physicians, establish annuities and college funds for children who have been injured, and negotiate effectively for the settlement victims deserve. 

Compensation We Seek In Your Settlement May Include:
  • Medical costs, past and future 
  • Scarring, disfigurement, or permanent loss of limb 
  • Wages and income lost due to the accident 
  • Loss of love, family guidance, and companionship 
  • Disability-related expenses or in-home care 
  • Emotional and psychological suffering 
  • Reduced lifetime earning potential 

Ohio County Car Accident Statistics

In Ohio county, numbers show that from 2020 to 2021, there has been an overall increase in accidents, but a decrease in fatal injuries caused by vehicle collisions. The numbers show:

  • Collisions: 551 to 659
  • Fatalities from car accidents went down from 9 to 7
  • Alcohol related accidents went up from 2 to 5
  • Accidents with drivers under the influence of drugs went up from 7 to 9

While the overall trend is a negative for Ohio County, drivers in the area should do all they can to maintain safe proper road safety precautions and avoid substance use when getting behind the wheel. 

Data as per Kentucky Traffic Collision Facts 2022 Report

Our Personal Injury Attorneys Are Ready To Help You Now 

At Flora Templeton Stuart Accident Injury Lawyers, we treat your case with the importance it deserves. Fifty years of experience gives our team the knowledge and capability to guide you through every stage of the claims process. Our practice concentrates on Car Accidents, Semi-Truck Accidents, Wrongful Death, Slip & Fall Accidents, Work-Related Injuries, and many more legal matters. 

Reach us at (888) 782-9090 or through our online contact form — we meet clients at home, in the hospital, or at any convenient location. Case evaluations and legal consultations are always provided without charge. We are available around the clock, seven days a week. 

If someone’s negligence has caused you or a loved one harm, do not wait — contact Flora Templeton Stuart Accident Injury Lawyers for your free case evaluation today. 

How The Insurance System Works After A Car Accident

When you are injured in a vehicle collision, multiple types of insurance coverage may be available to you: 

  • Personal Injury Protection: Under Kentucky law, the insured vehicle you were riding in provides the primary PIP coverage. PIP has a minimum limit of $10,000 and pays for medical care, income replacement, home services, and some funeral costs. Our attorneys protect these benefits to ensure your expenses are covered. PIP must ultimately be repaid by the at-fault party. 
  • Liability: The driver responsible for your injuries pays through their liability policy. Kentucky requires minimum liability limits of $25,000 per person / $50,000 per accident; commercial vehicle policies may carry substantially higher limits. 
  • Uninsured Motorist: When the at-fault driver had no insurance, your uninsured motorist coverage can be the source of your compensation. 
  • Underinsured Motorist: If the at-fault driver was insured but their policy is not enough for your losses, underinsured motorist benefits provide additional recovery.

Flora Templeton Stuart pursues every available underinsured policy to achieve your maximum compensation.

Establishing Fault: How We Prove Negligence In Car Accident Cases

Most auto accident lawsuits rest on the foundation of negligence — the legal standard for when a driver has failed to act with appropriate caution. As Kentucky car crash lawyers, demonstrating negligence is a necessary precondition to holding an at-fault party responsible. We establish negligence by proving:

  • Duty of care: The at-fault driver had a duty to operate their vehicle safely and obey traffic laws.
  • Breach of duty: They breached that duty through negligent, careless, or reckless behavior.
  • Causation: That breach was the proximate cause of the collision and the injuries you sustained.
  • Damages: The accident resulted in real, documented harm to you — property, physical well-being, and emotional health.

Our team supports each element with evidence drawn from police reports, witness testimony, and available video or photographic records. 

What Kentucky And Tennessee Law Says About Car Accident Claims

Kentucky drivers are required by the state’s “no-fault” insurance law to carry a minimum of $10,000 in PIP coverage. This policy pays your medical costs and replaces lost wages regardless of fault. Kentucky accident victims may also elect to exit the no-fault system and file a direct suit against the responsible driver, which frequently leads to a higher total recovery. 

Statute of Limitations in Kentucky and Tennessee

Strict time limits apply to car accident lawsuits and must not be ignored. In Kentucky, you have two years from the accident date to file suit, with extension possible when PIP benefits are still being paid, as per Ky. Rev. Stat. § 304.39-230(6). Tennessee’s limit is one year. Minors do not begin their statute of limitations period until turning 18. The statute that governs Wrongful Death filings is KRS 413.140.

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Kentucky And Tennessee Personal Injury FAQs

Accidents and injuries can stem from countless causes — but when another party bears responsibility for your harm, a personal injury attorney can help you identify your options and take meaningful action. 

Flora Templeton Stuart Accident Injury Lawyers is dedicated to getting results for injured clients. We review the facts of your situation, assess the viability of your claim, and pursue compensation for all applicable damages, including medical expenses, lost wages, pain and suffering, and more. 

A Half-Century Of Results For Injured Clients

Since opening our doors fifty years ago, Flora Templeton Stuart Accident Injury Lawyers has been fighting for the rights of injured clients across Kentucky and Tennessee. Our local attorneys provide the kind of personal attention you will not find at a distant national law firm. We investigate thoroughly, partner with top experts and medical professionals, and go head-to-head with insurance companies to recover the maximum available settlement. We come to you whenever necessary — and we treat every client like family. 

Flora Templeton Stuart Accident Injury Lawyers accepts personal injury cases on a pure contingency fee basis. You owe us nothing unless and until we win your case. We pay all litigation and case preparation costs upfront and are reimbursed only when compensation is recovered on your behalf. Call us free of charge at any time — including evenings, weekends, and holidays. 

We represent clients in all categories of personal injury claims — vehicle accidents involving cars, trucks, commercial carriers, motorcycles, pedestrians, bicycles, buses, and drunk drivers — as well as workplace accidents, slip and fall cases, and dog bites. When negligence has taken a life, we stand beside the surviving family in wrongful death proceedings. For a comprehensive list of what we handle, browse our personal injury overview page. With our entire practice dedicated to personal injury law, clients always benefit from specialized knowledge and experience. 

Our attorneys only take cases where they believe they can produce a favorable outcome for the client. We are available every hour of every day for a completely free, no-obligation case consultation. Our firm has never worked for the insurance industry or for corporations — our loyalty is entirely to those who have been injured. Reach out today for a free case evaluation. We cannot promise a specific dollar recovery, but we promise to use every tool at our disposal to fight for your maximum compensation.