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Todd County
CAR ACCIDENT ATTORNEYS
For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.
Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”
“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
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What We Will Do For You in a Car Accident or Injury Claim
After you or a loved one is injured in an accident, Flora Templeton Stuart and her team are ready to help. Once you call we will:
- Get our team of investigators to the scene of your accident to get statements and preserve evidence
- Refer you to excellent doctors
- Reserve your PIP benefits to pay your lost wages and medical bills
- Assist you in getting your car repaired or replaced
- We negotiate with the insurance company to get you a top settlement
We are truly local firm that cares about our clients, located right here in Todd County with offices across Kentucky.
Personal Injury
Flora Templeton Stuart is a personal injury lawyer with over 45 years of experience representing the injured in Todd County. Our firm represent those who have been seriously injured or lost loved ones due to the negligence, carelessness, or recklessness of others. We handle all types of personal injury claims, including:
- Car Accidents
- Semi-Truck Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- Wrongful Death
- Premises Liability/Slip & Fall
- Nursing Home Abuse
- Work Injuries
Regardless of the type of personal injury you’ve suffered, you deserve adequate compensation for your losses. After sustaining an injury, your primary focus should be on your health and your recovery, which is why we will do all of the heavy lifting for you. Personal injury law is complex, but we make it easy for our clients and will be by your side every step of the way. We have recovered millions for our injured clients and are successful in over 90% of our cases. To speak with an Elkton personal injury lawyer, give us a call at 866-583-4915 or fill out the online contact form at the bottom of this page to schedule your free consultation.
What is my case worth?
There are a variety of factors than will impact the amount of compensation that you can recover in a personal injury claim. Personal injuries can have serious financial, physical, and emotional burdens. The value of your case essentially hinges on the impact that these burdens have on your life and any financial losses incurred as a direct result of the accident. This includes the nature of your injuries, the type of medical treatment you receive, recovery time, and the long-term effects of the personal injury.
A personal injury lawsuit generally seeks economic and noneconomic compensation. Medical bills, loss of income, and property damage are economic damages, while pain & suffering and loss of consortium are noneconomic damages. While the level of compensation for your claim largely depends on the nature of your injuries or losses, an experienced law firm can negotiate with insurance companies to maximize your recovery. When it comes to personal injury claims, hiring the right law firm can be the difference between getting the compensation you need to recover and being left with substantial medical bills and other expenses. Call our Elkton personal injury lawyers today and put our 43 years of experience to work for you
Car Accidents
Car accidents can happen to anyone and can leave a lasting impact on your future. Todd County alone averages around 230 accidents each year according to the Kentucky Transportation Center. Additionally, 35% of these accidents resulted in serious injury or death. Most of these accidents could have been avoided if not for the negligence of at least one of the drivers involved. When someone else’s negligence behind the wheel causes serious injury, you need an experienced team who can get you the compensation you deserve.
When our Elkton clients are injured in a car accident, our team immediately gets to work to gather evidence and begin building your case. We offer a free case evaluation for those who have been seriously injured in motor vehicle accidents. Attorney Flora Stuart will personally review your case and guide you through your legal options. We fight for maximum compensation- recovering millions for our injured clients in Todd County and helping them get their life back on track.
Common Causes of Car Accidents
Most car accidents involve driver error or another method of unsafe driving. Some of the leading causes of car accidents include:
Distracted Driving: One of the most common negligent driving behaviors cited in accident reports is distracted driving, which is defined as any activity that takes a driver’s attention away from the road including eating or grooming. Texting is the most common of distracted driving, with the average driver spending over 3.5 minutes out of every hour behind the wheel on their phone.
Speeding: Speed limits are in place so that drivers have enough time to react and avoid collisions. A driver who fails to obey posted speed limits and traffic laws endanger themselves and everyone around them.
Driving Under the Influence: Driving under the influence of drugs or alcohol is both dangerous and irresponsible. Intoxicated drivers are unable to safely operate their vehicle due to delayed response times and altered perceptions.
Tailgating: Following too closely to a leading vehicle significantly reduces the amount of time to avoid a collision. If the driver has to use their breaks for any reason, the tailgater will almost always rear-end the vehicle in front of them.
Dangerous Road Conditions: Both state and local governments are required to maintain safe road conditions at all times. If a roadway left in disrepair causes an accident, the entity tasked with maintaining that stretch of road can be named in a personal injury claim.
If you have been involved in a car accident and suspect that the other driver engaged in any of these behaviors, contact our Elkton car accident lawyers today.
Semi Truck Accidents
Semi-trucks can cause catastrophic injury when they strike a vehicle or motorcycle due to their weight and size. While the average weight of passenger vehicles is around 4,000 pounds, tractor-trailers can weigh up to 80,000 pounds when fully loaded. Although the industry is highly regulated to promote safety, thousands of innocent drivers are seriously injured or killed by these big rigs every year. Between 2012-2016, Todd County alone had 91 accidents involving semi-trucks according to the KTC. Negligent semi-truck drivers put Kentucky drivers at serious risk, which is why our legal team is on standby to help our injured clients after an accident.
Motorcycle Accidents
Motorcycle accidents often result in severe injuries to riders and passengers. Walking away from an accident is rare and some riders are left with permanent damage. Riders are aware of these risks and do what they can to protect themselves on the roads. Sadly, motorcycle operators can only do so much to ensure their own safety, especially when negligent drivers fail to do their part.
With over 45 years of experience, our Elkton motorcycle accident lawyers understand these dangers better than anyone. We have successfully represented hundreds of motorcycle accident victims and their families in their time of need. Contact us today for a free case evaluation.
Wrongful Death
Many of the accidents that lead to fatalities could have been prevented if not for the carelessness or reckless behavior of another. When a loved one loses their life due to the negligence of another, the negligent party should be held accountable for their actions. Surviving families are often left with medical bills and funeral costs on top of the emotional loss that comes with the death of a loved one.
At Flora Templeton Stuart Accident Injury Lawyers, we believe that the responsible party should pay for these expenses so that the family can begin healing. Our Elkton wrongful death lawyers have fought for grieving families to seek justice and fair compensation for over 45 years. Contact our experienced team of wrongful death attorneys for a free case evaluation.
Todd County Car Accident Statistics
From 2021 to 2022, Todd saw increases in automobile related accidents, but drops in fatal accidents and a similar numbers of non-fatal injuries. The numbers show:
- Total Accidents – 223 to 257
- Fatal Accidents – 5 to 3
- Non- Fatal Injuries – stayed at 49
- Persons Killed – 7 to 3
These results show that driver safety in the car has increased, as fewer individuals are experiencing fatal crashes, but proper driver behavior on the roads could be improved. You can never be too safe, so make sure you engage in proper driving behaviors.
Data as per Kentucky Traffic Collision Facts 2022 Report
Speak to an Elkton KY Personal Injury Lawyer
If you or a loved one has been injured, don’t wait. Contact an experienced Kentucky & Tennessee accident lawyer immediately. When we receive a call from a client who has been injured, we go to work immediately to protect their rights to full and fair compensation. Our law firm goes the extra mile, using our 40-plus years of experience to right the wrongs and make our clients whole again. If you’ve been injured, contact us now. Call Flora Templeton Stuart Accident Injury Lawyers at (866) 583-4915 or contact us online today.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.
