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Henderson County
CAR ACCIDENT ATTORNEYS
For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.
Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
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Personal Injury
For almost 50 years, our Henderson personal injury lawyers have been protecting the rights of our clients through aggressive and client-focused legal representation. We take our clients seriously and will take the time to understand your thoughts and concerns related to your case. Our team represents those who have sustained serious injuries due to the negligence of others and handle all types of personal injury claims, including:
- Car Accidents
- Semi-Truck Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- Wrongful Death
- Premises Liability/Slip and Fall
Choosing the right Henderson personal injury lawyer for representation after a serious accident can be a difficult decision. Not only do you need an attorney with a proven track record, but they should also have the skill and the resources to give you the best chance of securing a favorable outcome. Ultimately, the lawyer you choose can be the difference between simply meeting your needs and exceeding them. At Flora Templeton Stuart Accident Injury Lawyers, we go above and beyond for our clients, fighting for maximum compensation and helping the injured make a full recovery.
How Do I Pay For An Attorney?
One of the biggest reasons that accident victims are hesitant to hire an attorney is because of the costs and fees associated with taking legal action. We believe that everyone has the right to quality legal services, which is why our attorneys work on a contingency fee basis. This is an arrangement where a client does not pay any upfront fees or out-of-pocket expenses to hire a lawyer. Instead, your attorney will continue to work for free until the conclusion of your case. If the attorney loses the case, you pay nothing. If they are successful, they are paid a percentage of the recovery, which is the total amount of compensation awarded to the client.
Contingency fees are beneficial to both the client and the attorney. The client does not have to pay any legal costs upfront, and the attorney is incentivized to maximize your recovery in a timely manner. This system allows anyone to be able to afford an attorney regardless of their financial situation. If you still have questions regarding contingency agreements, we encourage you to speak to one of our Henderson personal injury lawyers for a free case evaluation. We will review your case, provide expert guidance, and answer any questions that you may have related to your case. This service is completely free and there are no risks involved, so call 866-583-4915 or fill out a contact form to consult with an attorney today.
Car Accidents
According to the Kentucky Transportation Center, Henderson County experiences over 1,500 car accidents every single year. Nearly all of these accidents resulted in some type of injury, property damage, or fatality. When these accidents are the result of negligent, reckless, or careless behavior by one of the drivers involved, the victims are entitled to compensation for their injuries and losses.
If you or a loved one has been injured in an auto accident in Henderson County, contact our Henderson car accident lawyers today to schedule your free case evaluation. We have over 45 years of experience representing car accident victims and have collected millions for our injured clients.
Proving Liability in a Car Accident
If you or a loved one has been injured in a car accident due to the negligence of another, you have the right to compensation for your injuries and losses. However, these rights come with one condition: it is the burden of the injured party filling the claim to prove liability in the accident. This means that if another vehicle strikes you and causes injury, you must be able to prove that they were at-fault for the accident based on negligence. To prove liability in a car wreck case, you will need to demonstrate:
- Duty: The at-fault driver had a legal duty to act reasonably to avoid injury.
- Breach: The at-fault driver violated, or breached, the duty of care.
- Causation: This breach by the at-fault driver directly caused the victim’s injuries.
- Damages: The victim has incurred actual damages as a result of the accident.
Proving all four elements of a personal injury claim can be difficult on your own. If you decide to handle this process yourself, be sure to take any and all steps to preserve evidence and establish fault for the accident. This includes taking pictures, exchanging contact information, contacting the police, and speaking to witnesses. For minor accidents, these steps may lead to a fair settlement from the at-fault drivers insurance company. In major accidents that cause serious injury, we recommend speaking to one of our Henderson car accident lawyers immediately.
Not only will we gather evidence at the scene to protect our clients, but we have the resources and experience to maximize compensation for your injuries and losses. This includes consulting with accident reconstructionists and crash experts, hiring expert witnesses, and building a strong case to give you the best chance of securing a favorable outcome. Contact us today for a free case evaluation.
Semi-Truck Accidents
Semi-trucks and other commercial vehicles pose a unique threat to other vehicles on our roads and highways. These vehicles can weigh up to 20 times more than the average passenger vehicle, which is why most accidents involving eighteen wheelers result in severe injuries or fatalities. To make matters worse, many of these accidents could have been prevented if not for negligence on the part of the truck driver and/or their companies.
At Flora Templeton Stuart Accident Injury Lawyers, we believe in holding the at-fault party accountable for the devastation they have caused. If you or a loved one has been injured in a commercial vehicle accident, our Henderson semi-truck accident lawyers are here to help. We have obtained multimillion-dollar settlements for semi-truck accident victims and their families and have almost 50 years of experience in trucking litigation. We will fight to get the compensation you deserve for your injuries and losses and will be with you every step of the way. Contact us today at 866-583-4915 or fill out the form at the bottom of the page for a free case evaluation.
Insurance Coverage for Semi-Trucks in Kentucky
All vehicles are required to carry certain insurance policies to protect themselves and others in the event of an accident. Depending on the coverage, most policies have a policy limit, which is the maximum amount of money that an insurer is obligated to pay to cover the damages in a car crash. For most drivers in Henderson County, the policy limit is $25,000 per person and $50,000 per incident.
However, since semi-truck accidents often cause far more damage than standard car accidents, the minimum insurance requirements for big rigs and other commercial vehicles are much higher. The minimum limits of coverage for commercial vehicles in Kentucky are:
- $5,000,000 for any trucks carrying hazardous materials
- $1,000,000 for any trucks carrying oil
- $750,000 for any trucks carrying general freight
- $300,000 for any trucks carrying household goods
Although a trucking company carries higher policy limits, this does not necessarily mean that you will get all of the compensation that you are entitled to. With that much money on the line, many trucking companies will do whatever it takes limit their financial responsibility when an accident occurs. It takes an experienced team with a proven track record of success to go toe-to-toe with the trucking company and their insurance company to get the compensation you deserve.
Our Henderson semi-truck accident lawyers have obtained multimillion-dollar settlements for our accident victims and have close to 50 years of experience in trucking litigation. We have the skill and the resources to fight for your rights and provide personal representation to our injured clients. To learn more about your legal rights and rights following an accident with a semi-truck, call 866-583-4915 for a free case evaluation.
Motorcycle Accidents
When an accident involving a motorcycle occurs, the injuries tend to be more severe than other types of auto accidents. Without the benefit of a protective frame, the rider takes on far more of the impact than if they were in a car. These injuries cause victims’ significant pain, stress, and money. Some victims are left with permanent disabilities and others lose their lives due to another driver’s negligence. If you or a loved one has been injured in a motorcycle accident, our Henderson motorcycle accident lawyers can help you get compensation for:
- Medical bills
- Lost wages and lost future earnings
- Loss of quality of life
- Pain & suffering
- Wrongful death
At Flora Templeton Stuart Accident Injury Lawyers, we are committed to providing our clients with honest and dependable legal representation. We have helped thousands of clients and their families get the justice they deserve after an accident. Our Henderson motorcycle accident lawyers understand the impact that these accidents can have on your future, which is why we fight day and night to get your life back on track. Contact us today for a free case evaluation and speak with an attorney who truly cares about you.
Premises Liability
When a property owner’s negligence leads to a severe injury, the injured party has a right to collect compensation for their injuries and losses. These are referred to as premises liability cases, which are a type of personal injury case where an injury occurs due to unsafe conditions on someone else’s property. There are many situations that can be considered premises liability cases, including:
- Slips & falls
- Snow and ice accidents
- Dog bites and animal attacks
- Swimming pool accidents
- Negligent security leading to assault or injury
- Poor maintenance
Like most other personal injury cases, premises liability cases are based on negligence. A successful case will demonstrate that a property owner failed to make a reasonable effort to maintain safe conditions for visitors. This is where our Henderson slip and fall lawyers come into play.
Our team will do everything in their power to build a strong case for our clients, including gathering evidence and consulting with experts to prove negligence on behalf of the property owner. The statute of limitations for these types of accidents is just one year from the date of the injury, so time is of the essence. Contact our Henderson premises liability lawyers today to speak with an experienced attorney today, free of charge.
TALK TO A TRUCK ACCIDENT LAWYER TODAY
If you or a loved one has been injured, don’t wait. Contact an experienced trucking accident lawyer immediately. When we receive a call from a client who has been injured, we go to work immediately to protect their rights to full and fair compensation. Our law firm goes the extra mile, using our near 50 years of experience to right the wrongs and make our clients whole again. If you’ve been injured, contact us now. Call Flora Templeton Stuart Accident Injury Lawyers at (866) 583-4915 or contact us online today.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.





