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Hart County
CAR ACCIDENT ATTORNEYS
With offices nearby in Glasgow at 213 S Green St. and across Kentucky, our team is always close by to assist our injured clients. Call us 24/7 at 1-888-650-4554 for a free consult with our top attorneys. When you call our law firm we will begin on your case immediately. With almost 50 years of experience and over $150 million won for our Munfordville, Horse Cave, and Hart County clients injured in car, semi-truck, motorcycle, DUI, pedestrian, wrongful death, slip & fall, dog bite, and other personal injury related accidents, we offer personal representation with top attorneys who care and travel to you when you cannot travel to us.
She is active in the Hart County community and committed to helping her injured clients obtain the money they deserve throughout Kentucky. We have collected millions for our clients in Hart County, which experiences well over 500 car accidents each year.
Our team at Flora Templeton Stuart Accident Injury Lawyers often travel to Hart County residents through no fault of their own have been seriously injured or even killed on these highways.
Not only has Flora Templeton Stuart personally along with her team traveled to Hart County to see injured clients, but you have also probably seen her at schools and community events such as festivals with her mascot, Poppy.
Flora Templeton Stuart is making a difference in the lives of her injured clients along with the South Central Kentucky community where she lives.
Having a local, experienced personal injury lawyer who can provide personal representation is crucial to obtaining maximum recovery. We are the law firm that cares about you and we take pride in the hundreds of injured clients we have represented over the years making a difference in their lives following a devastating accident.
Call us for a free case evaluation if you need a local, experienced personal injury lawyer on your side.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.

Flora Templeton Stuart Accident Injury Lawyers were retained by the passenger in a truck involved in a serious accident in Hart County. We immediately sent our team of investigators to the scene who, along with the Kentucky State Police, established that the driver of our client’s vehicle lost control in a curve in the road while traveling too fast, causing him to strike an embankment and become airborne traveling more than 46 feet through the air.
When the vehicle eventually landed, the impact caused the vehicle to overturn which ejected our client through the rear window of the truck. Our client, Jimmy, lost consciousness. An ambulance arrived at the scene airlifting him to a Louisville area hospital for emergency treatment. Cat scans revealed significant bodily injury including rib, lumbar, and sacral fractures.
What We Will Do For You in a Car Accident or Injury Claim
When you or a loved one is injured in a car, truck, motorcycle, or other personal injury accident, Flora Templeton Stuart and her team begin working on your case immediately to:
- Investigate the scene to get witness statements and preserve evidence to help your case
- Refer you to top doctors
- Reserve your PIP insurance benefits to pay medical bills and lost wages
- Handle all communications with the insurance company
- Negotiate to win your case and get you a top settlement
Personal Injury Practice Areas
If you or a loved one has been injured by the negligent or reckless act of another, your life may be changed forever. Serious injuries not only cause serious harm to your body, but the financial and emotional challenges can persist long after the initial incident.
Flora Templeton Stuart Accident Injury Lawyers has been representing the injured in Hart County for over 45 years.
We have helped thousands of our clients with their medical bills, lost wages, pain & suffering, and other damages.
We handle all types of personal injury claims, including:
- Car Accidents
- Semi-Truck Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- Wrongful Death
- Premises Liability
If you or a loved one has been injured due to the negligence of another, contact our Munfordville personal injury lawyers as soon as possible. Attorney Flora Templeton Stuart will personally get to work immediately to build your case and secure a favorable outcome.
Why You Need A Personal Injury Lawyer
After an accident, most people expect to be treated with fairness and compassion.
In an ideal world, the at-fault party would pay for any damages stemming from the accident so you could focus on moving forward.
Unfortunately, some accident victims end up paying out of pocket for something that wasn’t their fault.
The goal of a personal injury claim is to recover compensation for your injuries. This means negotiating with insurance companies to obtain a higher settlement and cover your losses.
Many insurance companies make this process difficult and often engage in strategies to reduce your settlement to the lowest possible number or deny your claim altogether.
When this happens, it is in your best interest to have our skilled Munfordville personal injury attorneys by your side to do all of the heavy lifting so that you can focus on healing.
Our Munfordville personal injury lawyers have over 43 years of experience handling personal injury claims and maximizing our clients’ settlements.
We will handle the claims process, perform accident investigations, obtain evidence and accident reports, collect records, and assess all of the damages to determine the true value of your case. Don’t be left paying for someone else’s mistake.
Contact our law firm today for a free case evaluation.
Car Accidents
At Flora Templeton Stuart Accident Injury Lawyers, we understand how devastating a car accident can be. Hart County alone experiences over 550 car accidents each year according to the Kentucky Transportation Cabinet, and many of those have life-altering consequences.
Not only do car accidents cause serious injury, but many victims are left with medical bills, lost wages, and other expenses. Our goal is to take care of your accident case so you can focus on taking care of yourself.
We have experienced Horse Cave car accident lawyers who have decades of experience helping accident victims and their families in Hart County.
We offer a free case evaluation for those who have been seriously injured in motor vehicle accidents. Attorney Flora Stuart will personally review your case and guide you through your legal options. We fight for maximum compensation- recovering millions for our injured clients in Hart County and helping them get their life back on track.
Contact us today.
Leading Causes of Car Accidents
Most car accidents involve driver error or another method of unsafe driving. Some of the leading causes of car accidents include:
Distracted Driving: As the leading car of cause accidents, this is a serious problem that claims the lives of thousands of drivers each year. Distracted driving is defined as any activity that takes a driver’s attention away from the road, including texting, eating, grooming, or otherwise failing to pay attention to the road ahead.
Speeding: A driver who fails to obey posted speed limits and traffic laws endanger themselves and everyone around them. Speeders do not have adequate time to react to changes on the road or slow down to prevent a collision, causing serious injuries. Between 2012-2016, there were 143 accidents in Hart County involving speeding drivers according to the Kentucky Transportation Center.
Texting: Although texting is a form of distracted driving, there are enough accidents caused by texting while driving to create its own category. Because the average driver spends about 3.5 minutes out of every hour looking at their phone, countless people are driving blind at any given time.
Reckless Driving: Drivers who change lanes too quickly, travel well above the speed limit, or drive too aggressively can cause devastating accidents for innocent drivers. Unsafely operating a vehicle without any regard for safety is a recipe for disaster but is a major cause of car accidents.
Intoxication: Whether a driver is under the influence of drugs or alcohol, operating a vehicle while intoxicated is dangerous and irresponsible. Altered perceptions and delayed response times lead to negligent driving behavior and driver error.
Semi-Truck Accidents
Motor vehicle accidents can be destructive and cause serious injury. But when one of the vehicles is much larger and can weigh over 80,000 pounds, the potential for disaster rises significantly. Although the industry is highly regulated to promote safety, thousands of innocent drivers are seriously injured or killed by these big rigs every year.
If you or a loved one has been injured in a semi-truck accident, you shouldn’t have to carry the responsibility of someone else’s negligence. Our skilled Munfordville semi-truck accident lawyers can help you get the compensation you need for your medical bills, lost wages, pain & suffering, and more.
Hart County Semi-Truck Accident Statistics
Residents of Hart County are no strangers to seeing big rigs traveling in and around the area thanks to I65, which runs directly through the center of the county.
Thousands of truckers pass through the area every single day on their way to their final destination, with many making pit stops in Hart County for food, fuel, or rest.
With this many extra vehicles on the road, accidents are bound to happen. In fact, the likelihood of a semi-truck accident occurring in Hart County is higher than almost anywhere else in the state.
According to a report by the Kentucky Transportation Center analyzing traffic crash data between 2012-2016, Hart County experienced far more semi-truck accidents than any other county within their population category.
While counties with a population between 15,000-24,999 people averaged about 160 semi-truck accidents during that period, Hart County had over 529.
Not only is that more than three times the average within their population category, but the number of trucking accidents in Hart County rivaled counties with significantly higher populations, including Oldham, Pulaski, and Scott counties.
In fact, semi-truck accidents happen so frequently in Hart County that they account for about 20% of all traffic collisions in the county. For reference, only about 8% of the total number of accidents in the United States involve semi-trucks.
Common Types of Semi Trucks & Commercial Vehicles
All commercial trucks pose a danger to drivers in Hart County due to their weight and size. However, each type of large vehicle is different and present different threats to drivers.
The following is a brief description of the most common types of commercial vehicles you may encounter on Kentucky roads:
Semi-trucks: These massive trucks are not only the biggest and heaviest vehicles on the road, but they are also the most common type of commercial vehicle that you will come across. Also known as “big rigs”, “eighteen wheelers”, or “semis”, their primary purpose is to carry freight over long distances. Despite their size, that can reach similar speeds as other vehicles, but slowing them down can be challenging. They are also susceptible to blind spots and are forced to take wide turns due to their length. For these reasons, they are some of the deadliest vehicles around and can cause serious injuries to other drivers.
Tanker Trucks: Although they are very similar to semi-trucks, tanker trucks are unique due to the liquid or gaseous cargo they carry. They are often carrying flammable or hazardous materials, such as gas, oil, and industrial chemicals, that can cause serious injury or death when they are involved in a collision.
Box Trucks: Another common type of commercial truck is a box truck. They are typically about 10 to 26 feet in length and have a sliding door on the back to load cargo. They are often used by retailers to deliver appliances or furniture to homes but are also used as moving trucks through rental companies like U-Haul & Ryder.
Dump & Garbage Trucks: Although not as large as semi-trucks, these dump trucks and garbage trucks still weigh several tons and are difficult to maneuver. They typically have moving parts, such as a side, rear, or front loader, which are difficult to operate and stick out from the vehicle. Dump trucks are used to carry materials between construction sites, but the contents can fly out of the vehicle and damage nearby cars. Similarly, because garbage trucks drive through urban areas and on narrow roads, they can cause property damage or injury when striking other vehicles.
Buses: While school buses are not considered commercial vehicles, Greyhound busses, tour busses, and city transportation busses are. Whether they are being used for tourism or travel, these vehicles are very large and require an ample amount of skill to operate. Also, because they often carry numerous passengers, establishing liability and recovering compensation can be difficult without substantial experience in handling these types of cases.
Although the types of large trucks may be similar, the process of recovering compensation is often very different.
Securing a favorable outcome in a commercial vehicle case requires a thorough understanding of the differences between each large vehicle, including insurance, vehicle parts, and liability.
If you or a loved one has been injured by one of these vehicles or another type of large commercial truck, it is important to contact our experienced Munfordville truck accident lawyers immediately for a free case evaluation.
How Do Semi-Truck Accidents Differ From Other Types of Auto Accidents?
In most car accident cases, a personal injury lawsuit targets only the at-fault driver to recover compensation. Semi-truck accidents are unique in that multiple parties may share liability for the accident. When more than one entity shares liability for an accident, separate claims must be filed for each party.
This not only makes semi-truck accident cases complex, but they also require considerably more time and effort to build a successful case.
Semi-truck accidents also typically cause more severe injuries than standard car accidents due to their weight and size. These big rigs generate enough force to cause serious damage to other vehicles and their occupants very easily. Victims of these types of accident often have steep medical bills and other losses from the accident.
Without an experienced Munfordville semi-truck accident lawyer, you may settle for far less than the true value of your case.
Motorcycle Accidents
Motorcycle accidents often result in severe injuries to riders and passengers. Walking away from an accident is rare and some riders are left with permanent damage. Riders are aware of these risks and do what they can to protect themselves on the roads.
Sadly, motorcycle operators can only do so much to ensure their own safety, especially when negligent drivers fail to do their part. With nearly 50 years of experience, our Munfordville motorcycle accident lawyers understand these dangers better than anyone.
We have successfully represented hundreds of motorcycle accident victims and their families in their time of need. Contact us today for a free case evaluation.
What Damages Can You Recover After A Motorcycle Crash?
Due to the severity of the injuries in a motorcycle accident, many victims require extensive medical treatment and may become permanently disabled as a result of the crash. In these cases, it is extremely important to have one of our Munfordville motorcycle accident lawyers on your side to ensure that you are compensated for your losses. We may be able to file an insurance claim or personal injury lawsuit to recover compensation for all of your medical expenses and losses, including
- Past and future medical expenses, including surgeries, medication, physical therapy, doctors’ visits, and mobility devices.
- Lost income due to inability to return to work
- Loss of future earnings due to permanent disability
- Property damage, including repairs or vehicle replacement
- Pain & suffering, mental anguish, or other emotional trauma
- Loss of quality of life due to disability
Talk to a Munfordville Personal Injury Attorney
In 2018, there were 578 vehicle crashes in Hart County involving cars, semi-trucks, or motorcycles according to the KYTC. Not only do a majority of these accidents have financial consequences, but nearly 20% result in serious injury or death.
Medical bills and property damage should be the last thing you should have to worry about after a serious accident. Our injury lawyers have recovered millions for our injured clients and will manage all of the details of your case so you can focus on healing.
If you or a loved one has been injured, don’t wait. Contact our skilled and dedicated Hart County, personal injury lawyers, immediately. When we receive a call from a client who has been injured, we go to work immediately to protect their rights to full and fair compensation.
Our personal injury law firm goes the extra mile, using our near 50 years of experience to right the wrongs and make our clients whole again. If you’ve been injured, contact us now. Call Flora Templeton Stuart Accident Injury Lawyers at (866) 583-4915 or contact us online today. Happily serving the areas of Munfordville, Horse Cave, and Bonnieville.
MAKING A DIFFERENCE IN HART COUNTY
As a local personal injury lawyer, Flora is out in the Hart County community, helping in the schools, charities, and fundraising events.Most recently, Flora made a donation to the Roy Dickey Reynolds City Park for new playground equipment. Through her partnership with WBKO, Flora awarded Bonnieville Elementary School librarian Tricia Kirkpatrick with the Today’s Leader Award, recognizing her contributions to the Bonnieville community. Flora also presented to Poppy’s Leadership Award to Cub Run Elementary, Munfordville Elementary, and LeGrande Elementary through Poppy’s Field Trip. If you’ve been out and about, you might have seen her firm mascots, Poppy and Pixie along with Flora making a difference in your community.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.








