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Glasgow
CAR ACCIDENT ATTORNEYS
With close to 50 years experience representing the injured, Flora Templeton Stuart Accident Injury Lawyers have collected millions in settlements for our clients. We get results with compassion and never a fee unless we win. Flora Templeton Stuart and
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
Flora Templeton Stuart Accident Injury Lawyers were retained by a driver involved in a 4-car collision in Glasgow, KY. Our client, Alex, was rear-ended on Happy Valley Road by a negligent commercial truck driver causing a chain reaction.
Alex was taken by Barren-Metcalfe EMS to T.J. Samson Community Hospital for treatment. Our accident team immediately investigated the accident, obtained police reports and witness statements, and handled all negotiations with the insurance company to build a strong case and maximize Alex’s recovery. We reserved his PIP benefits so he would have funds for lost income while he recovered.In addition to recovering a six-figure settlement for our client, we also provided referrals to quality physicians that would give Alex the best chance of getting his life back.
In Alex’s case we collected damages against the commercial trucking business with a settlement of $475,000 after extensive litigation. **The client’s name has been changed to protect his confidentiality.
Steps We Take in a Car Accident Case to Get You a Top Settlement in Glasgow
Our team’s 50 years of experience helping car accident victims has helped us develop and refine the following five steps that we now use to help our clients recover the compensation they need to move on from a devastating car crash:
Investigate Your Glasgow Accident
First things first: we need to learn all there is to know about what happened to you and how it has affected your life. Our car accident attorneys and investigators collect the information we need by:
- Giving you ample time to share your story with us and asking you follow-up questions as necessary
- Visiting the scene of the accident to investigate
- Requesting important documentation from people who have pertinent information, such as eyewitnesses or the police officers who responded to the crash
Open Insurance Claims to Pay Medical Bills
If you have health insurance, your own policy may pay for at least some of your medical treatments. Even before you get money from the liable party, we can help you get the care you need by filing claims with insurers, including for PIP benefits on your policy to pay for medical treatment.
Assist With the Medical Records & Find Doctors
At Flora Templeton Stuart Accident Injury Lawyers, we believe it is our job to do more than just speak for our clients in the courtroom or at the negotiating table. We want you to recover as fully and as quickly as possible so that you can make a fresh start.
Our team can make sure you see the right doctors by recommending local providers. We can also retrieve medical records and other documentation directly from the providers, which can help your Hopkinsville car accident attorney build your case.
Help Set Up Lifetime Income & College Funds
Children hurt in accidents or those with catastrophic injuries can face a lifetime of challenges. We want our clients to have a future. We can help set up annuities for children hurt in car accidents to encourage them to attend college or a trade school. We can also set aside additional funds for use later. Our team can preserve Medicaid and Social Security Disability benefits as well.
Negotiate a Just Car Accident Settlement
We are not afraid to negotiate with the insurer’s representatives and push for every penny you deserve. That means:
- Meeting with the insurer as many times as necessary
- Negotiating vigorously until they agree to pay what you need
- Disproving any allegations they make to try to reduce your payout
We want to make a positive difference in your life by applying these steps to your car accident claim. Call (888) 782-9090 for a free case review today and find out what Flora Templeton Stuart Accident Injury Lawyers can do for you.
Seeking Damages
Damages are how you recover financial compensation for your injuries. Damages can include:
- Pain and suffering
- Emotional distress
- Lost wages
- Loss of companionship
- Loss of enjoyment of life
- Lost earning potential
- Past, present, and future medical bills
- Rehabilitation costs
Many people hesitate to sue someone else. But it’s important to remember that your ability to recover from your injuries may be directly tied to your financial recovery. Your concern about how to pay the stack of medical bills piling up on your kitchen table can be relieved by a successful personal injury claim. You have rights. Let us help you protect them by holding the at-fault party liable for your injuries.
Generally, you will try to recover damages from an insurance company. The insurance company has different priorities than you. Your goal is to get better and you do that by not worrying about your bills and focusing on your recovery. The insurance company, however, wants to keep as much money in their pocket as possible.
They often do this by contacting you shortly after your accident. They offer you a quick settlement. You get excited that you can relieve your worry and put this part of the experience behind you. But we urge extreme caution.
Most likely, the insurance company offer is a low ball offer that will not cover all of your medical expenses. Depending on the severity of your injuries, you could be out of work and require additional medical care. Working with a seasoned Kentucky personal injury attorney, you can create an accurate estimate of your future medical needs. This gives your lawyer a better understanding of the full value of your personal injury claim. Then your lawyer can negotiate with the insurance company on your behalf to help maximize your financial recovery.
While it’s true that most personal injury claims settle out of court, to maximize your recovery, sometimes trial is necessary. Not every law firm is equipped for a complex personal injury trial; ensure the advocate you choose is.
Determining the Value of Your Claim
One of the most frequent questions we get from clients is about the value of their personal injury claim. It’s a hard question to answer. There are many factors at play including:
- Type of accident
- Your injuries
- Amount of time spent in the hospital
- Time out of work
- Additional medical procedures
- Ability to return to work
- Impact on your family
- Your suffering
No two personal injuries are identical and your compensation will depend on many factors. To help you get the compensation you need to make a full and complete recovery, work with a trusted Glasgow personal injury attorney. We can help guide you through the complex personal injury claims process, and ensure your rights are protected at every stage. You need to put all of your effort and energy into your recovery: Let your lawyer worry about the legal issues.
The Five Right Steps to Take After Your Accident
The steps you take after your accident can play an important role in your ability to recover damages for your injuries. Regardless of the type of accident you were involved in, taking these steps will help your case.
- Call 911. When you call the authorities, the police rush to the scene of your accident, whether it’s a slip and fall at a store or a major car accident. The police will speak with witnesses and with you to get a good idea of what happened. While they may not assign fault, they will create a police report detailing the information they collected. This report can help to show someone else caused your injuries and they should pay for your medical expenses.
- Seek medical attention. When your injuries are severe, immediate medical attention is important. Do not refuse the help of emergency medical personnel who show up at the scene of your accident. You may have injuries you do not know about and the emergency medical technicians can evaluate you and help you understand your injuries. After your accident, it’s a good idea to see your regular doctor. They can further evaluate your injuries and compare them to how you felt the last time they saw you. The records they keep may be important to show someone is to blame for your suffering.
- Take pictures. Depending on the type of accident you were in and the injuries you suffered, you may be unable to take pictures. If that’s the case, have a trusted friend or family member help. You want to get pictures of the entire accident scene and your injuries. Having these images can help to show what happened in your accident and show you were not to blame.
- Speak with witnesses. Witnesses often provide a much needed alternative viewpoint to your accident. They may shed light on the moments leading up to your accident and what may have caused your injuries. The police will want to speak with witnesses but so will we. Many witnesses will not stick around for the police to arrive so, at the very least, get their contact information so we can speak with them later and gather information about your accident.
- Keep a personal injury journal. As your recovery progresses, your focus will shift to your return to your regular life. That’s great—but it might mean that you forget the daily suffering and struggles you encountered on your road to recovery. By keeping a personal injury journal, you can detail on a daily basis the level of pain you experience, the hurdles you had to overcome, and really paint a picture of your recovery path. This helps your Kentucky personal injury attorney show why you deserve damages.
Your final step after your accident is to find a trusted legal team who can take the legal weight off your shoulders and help to maximize your financial recovery. While you tend to your injuries and work on your healing, your lawyer will work tirelessly to protect your rights and ensure your personal injury claim gets the attention it deserves.
Barren County Car Accident Statistics
Of the 120 counties in Kentucky, Barren County ranks at 20 out of 120 as an overall score across several accident statistics including:
- Rank 14 in fatalities as a result of car accidents
- Rank 24 in regards to collisions caused by impairment
- 23rd in motorcycle collisions
- 20th in serious injuries
These statistics from the KY Department of Transportation show that Barren County houses a large portion of the automobile accidents happening in the local region of South Central, Kentucky, and the numbers have gone up since recent years. Driver safety is necessary now more than ever.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.





