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When Should You Get a Kentucky Lawyer For a Car Accident?

You should contact an experienced car accident attorney immediately after an accident that was not your fault and you’ve been injured. Your attorney is best to handle communications with the at-fault party’s insurance company. At Flora Templeton Stuart Accident Injury Lawyers, we are experienced car accidents lawyers who will work to increase the value of your case with investigations, medical treatment, and skilled negotiations.

What’s In This Guide


Having a lawyer can increase your compensation

After an accident, you may incur several losses, including serious injury and property damage due to the impact, medical expenses that may vary depending on your injuries, wages that you lost while recovering, and affected mental health. Experienced personal injury lawyers should increase your chances of receiving higher compensation than if you were unrepresented.

This is especially true if you hire a personal injury attorney familiar with these types of cases. At Flora Templeton Stuart Accident Injury Lawyers, we know all tactics insurers use from their years of experience and can help you negotiate with the insurers and receive fair compensation in case the insurance company decides to settle quickly and for a lower amount.

Losses from a car accident may not always be straightforward immediately after the crash. However, even the most minor injuries, such as a scratch, can become aggravated over time and might require ongoing medical attention.

The impact of injuries from a car accident goes further than just medical expenses, something an unrepresented victim may not be able to handle well if unrepresented. As a victim, you might not know how to estimate the damages and might end up underestimating the figure without knowing how long your injury might go on. This, in turn, will result in unfair settlements that barely cover the costs incurred after the crash.

A legal misstep will affect your compensation

Most times, you’ll find that your car accident claim will get settled out of court. This leads some people to think that an out-of-court settlement legal process is irrelevant, and they might ignore the basic legal steps to ensure they get fair compensation. This can end up becoming a costly affair that might result in lower compensation offers or lost claims entirely.

If your legal claim is weak, the insurer will use it against you. Therefore, understanding the law is key to helping you make a successful claim. Some of the legal issues that occur during car accident claims include:

  • Proving fault.
  • Understanding the statute of limitations.
  • The state the claim is filed.

Every state has its deadlines and processes for filing a car accident claim. Your claim can also get lost if it’s filed outside of the statute of limitation. In Kentucky, you have two years from the date of the crash which can be extended with PIP, and one year in Tennessee. Minors have until age 18 to start the statute.

Hiring an experienced lawyer will relieve you of the worry of all such legal issues. The attorney will look into everything and find ways to improve your claim and place you in a winning position to maximize your compensation.

There are no drawbacks to talking to a lawyer

Flora Templeton Stuart Accident Injury Lawyers always offer a free consultation to discuss your case and advise you on the benefit of having a lawyer by your side during your claim. We will also explain their service and form of payment. We offer our services on a no-win-no-fee basis, which means we only get paid a fraction of the settlement you recover.

The initial conversation offers you a chance to determine whether a lawyer is a right fit for you or not. It also helps you learn how they will handle your case, and you shouldn’t have to pay or make promises to hire the lawyer. At our firm, we travel to our injured clients.

You are up against the insurance company, not the at-fault driver

When filing a car accident claim, a key factor is that you are not fighting the driver who caused the accident. Although you may want to make the at-fault driver pay for causing you damages, it’s important to note that most drivers hold automobile insurance, which means you’ll be fighting with their insurance companies.

The at-fault driver’s insurance company has teams of experts whose main aim is to ensure they pay you little or nothing. Hiring an experienced lawyer will help you level out the field when dealing with such companies. They are also well equipped to handle the paperwork involved in the claim, thus allowing you to recover in all aspects. Flora Templeton Stuart has 45 years representing the injured both in and out of court.

Timing is important in a car accident case

Once you’re involved in a car accident, you might find yourself bombarded with the many unexpected things you have to take care of while trying to recover.

Attorney Flora Stuart understands the process that should be undertaken after a car crash and the various tactics insurers use. We can help you navigate the murky waters of a claim, so always speak to your attorney first before contacting insurance companies.

Once the statute of limitation has expired, you lose the right to take legal action for your loss from the crash. It is, therefore, necessary that you obtain helpful legal advice immediately after the accident. Performing an immediate investigation is important since evidence may disappear, witness statements can be lost, and the accident scene changes. Medical treatment should be obtained immediately after a wreck.

Should I Hire a Lawyer After a Minor Car Accident?

When you find yourself in a minor car accident, you might be tempted to think that you need to exchange information with the other driver and get your vehicle checked out. Although this might seem like a logical and easier thing to do, it might be in your best interest to hire a lawyer after a minor car accident, even though it’s not a requirement.

While it may start as a minor accident, it can soon escalate to become a huge legal battle that will leave you unequipped if you don’t contact your lawyer. At first, injuries may not be realized, so it is better to be safe than sorry.

Consult with an experienced car accident attorney

flora stuartIf you’ve been in a car accident due to another driver’s negligence, it’s best to reach out to professional car accident lawyers as soon as possible to learn about your options. Our qualified attorneys will help you find out what the best action to take is and help you navigate the several legal and administrative obstacles standing in your way and fair compensation.

At Flora Templeton Stuart Accident Injury Lawyers, we understand how critical your situation is. We are dedicated to ensuring that we use our skills and experience to help you receive fair compensation. Contact us today to schedule a consultation.

Author Photo

Flora Templeton Stuart

Flora Templeton Stuart is the lead attorney and founder of the law firm Flora Templeton Stuart Accident Injury Lawyers, established in 1976. She is a nationally recognized personal injury lawyer with over 40 years of experience. Her story has been featured on Fox, The New York Times, ABC, Time, and NBC.