Identity Theft Laws Laws pertaining to identity theft vary from state to state. Under Kentucky law, identity theft is punishable by up to 12 years in prison, $500,000 in fines, and possible restitution to the victim. Can I Sue and How Long Do I Have? Kentucky Revised Statute 532.034 states that a person found guilty […]

Disputing Information on Credit Reports According to the Federal Trade Commission, “Under the FCRA, both the credit reporting company and the information provider (that is, the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of […]

How Will I Know If I Am a Victim of Identity Theft? READ YOUR BILLS – search for charges you did not buy that may indicate identity theft. WATCH YOUR BANK STATEMENTS – any withdrawals you did not make? CHECK YOUR MAIL – getting a new bill you did not know about? GET YOUR CREDIT REPORT – are there […]