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Madisonville KY Car Accident Lawyer

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A report by the Kentucky Traffic Safety Data Services [PDF] estimates about 34,774 people were injured in Kentucky road crashes in 2018. While this represents a 5.7% decline from 2017, it’s still an alarming statistic for motorists in the Bluegrass State.

After an accident, victims must deal with a long process of determining who was at fault, getting medical attention, filing an insurance claim, and more. These procedures require an experienced car accident lawyer to help you get your rightful compensation and protect your rights.

If you or your loved one has been involved in a car accident in Madisonville, KY, our experienced personal injury attorneys at Flora Templeton Stuart are ready to fight for you in court as you focus on recovery.

Types of Auto Accidents in Madisonville, KY

Several types of car accidents happen in Madisonville, from single-car crashes to multiple car accidents. For example, one single-vehicle accident happened on 1-69 in Madisonville, where a vehicle hit the concrete bridge and the guardrails of the Well Road overpass, leaving one person dead.

Here are other types of car accidents that you are likely to experience:

  • Rear-end collisions: These accidents happen when a vehicle crashes into another from behind. Distracted driving is the leading cause of rear-end collisions when drivers are too late to notice when the car in front changes speed or stops.
  • Head-on collisions: Most head-on collisions are often fatal because they happen when two cars run into each other.
  • Side-impact collisions: These incidents happen when two vehicles crash in a way that forms a ‘T’ shape. In this case, the driver and passengers of the impacted vehicle may sustain severe injuries. A serious crash happened near the Bean Cemetery area where a driver hit the side of another vehicle at an intersection. The driver of the second car was airlifted to the hospital to be treated for severe injuries.
  • Sideswipe collisions: In accidents where the sides of two cars touch each other in parallel positions, it’s called a sideswipe collision. There are fewer chances of severe injuries unless there are additional factors like excessive speeding, loss of driver control, or a vehicle rollover.

Causes of Car Accidents in Madisonville

A 2019 Kentucky State Police report revealed that car accidents lead to 732 deaths on public roads in Kentucky. Many car accidents, particularly those that lead to fatalities or serious injuries, are due to driving under the influence of alcohol or drugs, driving while tired, speeding, and distracted driving. Inclement weather also contributes to some accidents, but they are primarily due to drivers who drive unsafely in these conditions.

You can always rely on our legal representation in protecting your rights and ensure that you get compensated after a car crash. While looking into car accidents, we work closely with experts who can reconstruct the crash, insurance companies, and medical professionals, among other subject-area professionals who can give us more input to support your case. We also do a thorough investigation into each accident, collect all the evidence, and identify witnesses.

Our legal team will work towards ensuring that you get deserved compensation, including damages such as lost wages, medical expenses, and pain & suffering damages.

Who Pays My Medical Bills After a Madisonville Car Accident?

Paying for medical bills after a fatal accident can be a challenge, and the costs pile up if you need extra care. At this point, the last thing you would want is any issues with an insurer that prevent you from getting the much-needed medical care. However, health insurance companies are never willing to pay if they think auto insurance firms should cover the expenses.

Fortunately, the car accident lawyers at Flora Templeton Stuart Accident Injury Lawyers understand that you need help. Owing to our expertise and experience in dealing with other similar cases, we will act swiftly and come up with a solution to pay for your medical bills. Here are some institutions that can pay for your health care after an accident:

  • Your car insurance company: For car crashes that happen in Kentucky, the insurance carrier for the vehicle you are in when the accident happens is responsible for part of your medical costs.
  • Your private medical insurance: Your health insurer can also pay your medical care bills for the injuries sustained in a car accident.
  • Medicare: For car accident victims with Medicare health care coverage with a disability or over 65, the coverage will foot their medical bills.
  • Medicaid: If you have Medicaid coverage that caters to victims with limited incomes, it can pay for your medical bills.

Do I Need To Hire A Car Accident Attorney?

If you recently got involved in a car accident in Madisonville, you most likely first turned to your insurer or the insurance of the at-fault party to know how you would get compensated. However, this process isn’t as straightforward as many people would think.

Whether it’s a minor or severe car crash involving extensive bodily injuries and material damages, you need to seek the assistance of a car accident attorney.

How Can a Car Accident Attorney Help You?

An experienced auto accident lawyer is vital in protecting you from any present and future damages related to the car accident. Some injuries may need future treatment, which is hard to predict, but an attorney will do the necessary consultation to predict your future estimated medical costs.

An auto accident lawyer is also instrumental when it comes to your auto accident claim in the following ways:

Offering Legal Advice

Flora Templeton Stuart auto accident attorneys understand the laws in Madisonville. As a result, they can advise you on the legal matters relating to the car accident to ensure that you get the best outcome. For instance, Kentucky’s statute of limitation section 413.140 is one year. You need to file your case within this timeframe to ensure that you receive your compensation.

Calculating Your Damages

An attorney can make accurate calculations of the costs and damages you incur after an accident. Therefore, the settlement you get will be sufficient to cover all the financial liabilities, including future health care needs. Also, an accident lawyer will account for all the economic and non-economic damages, thereby protecting you from paying extra expenses from your pocket.

Negotiating with Insurers

Negotiating with insurance companies on your own is a tricky process. The insurance companies will try to deny your claim or use insurance adjusters to keep your claim as low as possible. That’s why you need an accident lawyer to take care of all the tough negotiations to ensure that you receive your compensation.

Represent You in Court

Many car accidents don’t end up in court, but in some cases, the only way that you’ll receive enough compensation is by filing a personal injury lawsuit. Although some victims may want to represent themselves in court, self-representation can leave you vulnerable. Keep in mind that the defendant will have a defense lawyer and they will take advantage if you don’t have professional legal representation. You may have a good case, but it becomes difficult to go through the complex court processes without a personal accident lawyer.

Get Legal Assistance in Madisonville KY from Flora Templeton Stuart

For car accident victims looking for an experienced personal injury attorney in Madisonville, Flora Templeton Stuart Accident Injury Lawyers have a team of knowledgeable and experienced lawyers that you can rely on.

If you, a friend, or a loved one is a victim of a car crash caused by a careless driver, feel free to call (888) 782-9090 or schedule a consultation for a free case review with experienced Madisonville car accident lawyers.


Flora Templeton Stuart Accident Injury Lawyers
607 E 10th Ave
Bowling Green, KY 42101
(270) 782-9090

Client Testimonial

“I was rear-ended with my grandson in my car. I had heard of Flora’s great reputation and background for years and that’s why I called her. She was so respectful and responsive. My grandson’s settlement was unheard of! We never thought we would get as much as we did!”

Rating: 5/5 ⭐⭐⭐⭐⭐
Jenny Birge
August 2021
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