"*" indicates required fields
Sumner County
CAR ACCIDENT ATTORNEYS
For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.
Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”
“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
Flora Templeton Stuart Accident Injury Lawyers took the case of two people who were involved in a 5-car pile-up in Sumner County, Tennessee.
Our clients, Don and Rebecca, were stopped at a red light when another vehicle rear-ended them at a high rate of speed.
This caused a chain reaction where a total of five vehicles sustained damage with multiple parties requiring medical treatment, including both of our clients.
Our team immediately performed a thorough investigation to determine liability in the accident, which included obtaining witness statements, hiring crash experts and accident reconstructionists, and working with the Sumner County Police Department to corroborate the facts of the collision. After building a case and preparing for litigation in the Sumner County court system, we successfully negotiated a six-figure settlement with the at-fault driver’s insurance company.
Read the Full Case Summary Here. OUR TEAM OF EXPERTS
Our accident injury attorneys have longstanding relationships with investigators, accident reconstructionists and expert witnesses. They obtain statements from the at-fault parties and any witnesses, photograph the scene or vehicles involved. Our expert reconstructionist and engineers can help prove liability against the at-fault party, whether it be a semi-truck, commercial vehicle, motorcycle or passenger car. It is important that you contact our firm right away, so that our team can get started examining evidence before it is lost or destroyed. Evidence is essential to prove your case.
OUR RELATIONSHIPS
Our attorneys have years of experience handling cases, and it is very common for us to encounter the same insurance companies and adjusters on multiple occasions or even a consistent basis. It is a tremendous advantage if your attorney has experience with a particular insurance company or adjuster, so they can better advise you on the actions or offers that the adjuster may make. They know we will fight for our clients.
OUR EXPERIENCE
Flora Templeton Stuart has four decades of experience, working hard on behalf of her clients; winning jury trials, litigating, negotiating, and settling thousands of cases over the years. Flora Templeton Stuart is licensed in Tennessee and Kentucky and has been recognized by the Tennessee Supreme Court with A Tennessee Pro Bono Award. Flora is a member of numerous national and state trial associations and is a member of The Academy of Truck Accident Attorney Litigation Group. Flora is also recognized as a “Super Lawyer” and honored with awards throughout her career.
Her partner, Accident Injury Attorney Kent R. Brown has over a decade of experience fighting for his clients, both inside the courtroom and out. Kent is a member of the Kentucky Bar and The Academy of Truck Accident Attorneys and has negotiated hundreds of cases with years of trial experience.
Types of Cases Flora Templeton Stuart Accident Injury Lawyers Handle
We handle a wide variety of claims which include but are not limited to the following:
- Car Accidents: Sumner County experienced well over 8,000 car accidents in 2019 alone, according to the TDSHS. Of those accidents, 1,552 resulted in injury to a driver or passenger, this is why having a dedicated team of attorneys close by is so crucial for those living in Sumner County and throughout Sumner County. Contact a Sumner County car accident lawyer to ensure you have expert legal support when you need it most. Car wrecks the most common type of personal injury claim that our office handles, so we know how to maximize recovery and deal with the insurance company.
- Semi-Truck and Commercial Vehicle Accidents: As a member of the Trucking Litigation Group, we are well-versed and experienced in representing individuals seriously injured by large trucks on the road. These cases often have tragic consequences. Our investigators are on the scene immediately following these collisions once we are retained. If you need legal assistance, contact a Sumner County truck accident attorney to represent your interests.
- Motorcycle Accidents: These incidents often lead to catastrophic injuries because the motorcycle is much smaller than the vehicle it collides with. We have secured millions for motorcycle riders who were injured through no fault of their own by larger vehicles on the road. If you need assistance, contact a motorcycle accident lawyer in Sumner County for expert legal support.
Pedestrian Accidents: Pedestrian accidents are more common than you may think and often have devastating consequences. Drivers have a responsibility to operate their cars safely, but some don’t pay as much attention to the road as they should. Our Sumner County accident lawyers are here to guide you through the legal process and hold negligent drivers responsible for the injuries they cause.
- Wrongful Deaths: When a family member dies in a wrongful death accident usually the surviving family member such as a grown child or spouse is appointed to handle the claim. These are tragic accidents where our law firm does everything we can to make the family whole and collect the damages that are deserved such as medical expenses, loss of future earnings, loss of services, pain, and suffering, and consortium claims of spouse and children. Contact an experienced Sumner County wrongful death lawyer for a free case evaluation.
- Premises Liability (Slip & Fall Cases): Any time you are on someone else’s property, the owner of that property must demonstrate reasonable care to maintain safe conditions for any invited guests. If they fail to do so, you may be eligible to recover compensation for your injuries and losses. Our attorneys have decades of experience holding property owners accountable for their negligence and can help you pursue a claim for compensation.
- Work Accidents: When you are injured on the job or develop work-related medical conditions, you may be entitled to worker’s compensation benefits. While construction workers are often seen as the main source of work injury claims, injuries can happen to anyone in any industry. Contact us online to schedule your free case evaluation and find out if you qualify for compensation.
If you or someone you care about has been injured due to the negligent, careless, or reckless acts of another, our dedicated attorneys are standing by to take your call. We have a long track record of success and we are ready to put our knowledge and experience to work for you. Contact us today at 888-650-4554 or by submitting the case evaluation form at the bottom of the page.
How Do I Pay My Medical Bills After An Accident in Tennessee?
If you have been injured in a car accident in Tennessee, you may be wondering how your bills are going to be paid. Many crash victims rack up tens of thousands of dollars in medical bills alone for a wreck that wasn’t even their fault.
Unlike Kentucky and many other states who offer Personal Injury Protection (PIP) coverage, Tennessee law requires accident victims to initially pay for their own medical expenses. Car accident settlements can months to finalize, and most providers may not wait that long for payment. Fortunately, there are several options available for drivers and passengers to pay their medical bills in the event of an accident, including:
- Health Insurance: Ideally, your health insurance should pay for your immediate care and any new expenses incurred during treatment. This approach can prevent crash victims from taking on debt and potentially ruining their credit scores. Once your personal injury claim is settled, your health insurance company may seek subrogation from the at-fault driver’s insurance policy.
MedPay: Many auto insurance companies offer an added layer of protection, known as Medical Payments Coverage, to help with bills resulting from motor vehicle accidents. MedPay provides coverage for the injuries that you or your passengers suffer in a car accident, regardless of who caused the collision. Since this is an optional add-on to your existing car insurance policy, only those who have purchased some form of MedPay coverage can collect benefits.
- Medical Provider Lien: Another option for paying off medical bills after an accident is to obtain a medical lien from your health care providers. This is especially useful for those who have no health insurance, no MedPay coverage, or have reached their policy limits. It is important to note that these funds must be repaid from your personal injury settlement when your case is resolved, so be sure to consult with an experienced attorney before agreeing to this arrangement.
- TennCare: Tennessee’s Medicaid program, TennCare, provides medical benefits to low-income individuals. Those who qualify for TennCare can submit their hospital bills to Medicaid for payment, who will then seek reimbursement for any money spent to cover your medical expenses. This process can be extremely complex, so it is important to speak with an attorney who has experience handling these types of claims.
How Long Do I Have To File A Case In Sumner County?
If you have been injured due to someone else’s negligence, a personal injury lawsuit is often the only way to ensure that you receive full compensation for your injuries and losses. Without litigation, you may be stuck paying for things like medical bills and property damage on your own.
Determining whether or not you qualify for compensation is the first step in the legal process, but the second step is making sure your lawsuit is filed within a certain amount of time. This deadline is known as the statute of limitations and it plays a crucial role in the validity of your case.
Most people have heard the term ‘statute of limitations’ before, but not everyone understands what it means or how it applies to car accidents and other types of personal injury cases. In short, each state places a deadline on the amount of time you have to file a personal injury claim. By failing to file suit within that period, you will forfeit your right to compensation regardless of who was at fault. In most states, the time to file is between 2-4 years from the date of the accident.
This is not the case in Tennessee, however, which is one of only three states in the country to use the one-year rule. This means that if you have been injured in a car accident, you only have one year from the date of the accident to file a personal injury claim. On day 366, your case will be considered invalid, and you are no longer eligible to recover damages from the at-fault party.
Because Tennessee’s statute of limitations provides only a short period of time to file a claim, it is imperative to contact our Sumner County car accident lawyers as soon as possible after a wreck. Our team will not only ensure that your case is filed in time, but we will handle all the details of your case so you can focus on healing. We always pursue maximum compensation for our injured clients and can help you get your life back on track.
Types of Motor Vehicle Accidents
Each and every accident in Sumner County, Tennessee is unique to the circumstances around it, the most common accidents we see happening on the road with our injured clients are as follows:
- Drunk Driving Accidents: Unfortunately driving under the influence of alcohol or drugs account for at least 20% of car fatalities and wrongful death accidents.
- Reckless Driving Accidents: This is seen most commonly with speeding as one of the most common accidents that you see in Sumner County and in Tennessee.
- Bad Weather: Sometimes heavy fog, rain, or snow can cause slippery roads and decreased visibility for drivers. This is particularly common in winter months.
- Distracted Drivers: Increased use of the cell phone while driving is a frequent distraction in addition to the radio, talking to passengers and other actions that keep the driver from watching the road.
Personal Representation Is Our Promise
What sets us apart is our personal representation with local attorney Flora Templeton Stuart. Ms. Stuart personally oversees all injury cases and frequently consults with her injured clients.
Why Call Us?
If you or a loved one has been injured due to someone else’s negligence, you need an experienced Sumner County Tennessee Accident Injury Lawyer who will personally work on your case and fight for the full compensation you deserve.
When we receive a call from a client who has been injured even on the evenings and weekends we will travel to our injured clients to meet at our local office in Sumner County, Tennessee or where is convenient to meet for the client at the hospital or home.
We will spend the time needed to explain all the rights to our clients and how we will work to get them the maximum recovery they deserve. We have collected millions for our injured clients for over 45 years to right the wrongs and make our clients whole again.
If you have been injured call us now at 888-650-4554 or contact us online today.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
Placeholder Heading: Statistics
Placeholder Description: This section highlights key figures and insights. Placeholder text is used here to represent where real data and statistics will be displayed. This section highlights key figures and insights. Placeholder text is used here to represent where real data and statistics will be displayed.
Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.
