Fayette County
CAR ACCIDENT ATTORNEYS
WHY CHOOSE FLORA TEMPLETON STUART ACCIDENT INJURY LAWYERS?
Compassionate, Personal Representation From Attorneys Who Fight For You
Our offices across Kentucky, our attorneys meet with injured clients face to face and travel to you if you cannot come to us. We offer every client a free, no-obligation consultation and will fight aggressively on your behalf because we know how much is at stake in your case. Injured in a Lexington accident? Call 888-782-9090 now.
Half a Century of Experience Serving Injured Kentuckians
Over the span of fifty years, I have devoted my career to standing up for those hurt in car, semi-truck, motorcycle, slip and fall, and wrongful death accidents throughout Lexington, Fayette County, and across Kentucky. I’ve taken more than 50 cases before juries, including a landmark case that drew national recognition and made a lasting impact for injured victims across the state.
We Don’t Stop Until You Get The Settlement You Deserve
Our clients consistently walk away with strong, meaningful settlements because we ensure they receive the proper medical treatment, put our team of expert investigators to work immediately, and have our skilled attorneys go head-to-head with the insurance companies. Call 888-782-9090 today and let us fight for the justice and compensation you deserve.
Steps We Take To Get You A Top Settlement
“We Have Recovered Millions of Dollars for Our Clients”
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
We make sure our clients get the medical treatment and the settlement they deserve.
We travel to our injured clients when they cannot travel to us to provide personal representation.
Our team of investigators will be on the scene for our clients injured in semi-truck accidents.
Client Testimonials
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What Our Car Accident Attorneys Will Do For You
How We Establish Fault And Secure Your Compensation
Our car accident lawyers take a comprehensive approach to help you obtain full and fair compensation for your injuries:
- Come to you personally — whether at our office or at a location convenient for you when travel is difficult.
- Handle your property damage claim at no extra charge.
- Investigate thoroughly. We begin building your case right away — preserving critical evidence, visiting the crash scene, interviewing eyewitnesses and consulting experts, obtaining police reports and key documents, and gathering photographs, video footage, and physical evidence.
- Open insurance claims. We promptly file all applicable claims, direct payment of PIP benefits, and coordinate with your health insurer to ensure treatment is covered when PIP is unavailable.
- Connect you with quality medical care. We refer you to physicians we trust and track your medical records and expenses from start to finish.
- Pursue long-term financial security. For catastrophic or life-altering injuries, we seek lasting financial solutions to address ongoing medical needs and support for you and your family.
- Negotiate aggressively. We work exclusively for injury victims — never insurance companies. We shield you from bad-faith tactics and relentlessly pursue the strongest possible settlement.
- Act without delay. Every car accident claim is subject to a statute of limitations. Missing those deadlines is one of the most preventable reasons valid claims go uncompensated.
After you or someone you love is hurt in an accident, Flora Templeton Stuart and her dedicated team are ready to step in. We are a true local firm, deeply rooted in and committed to the communities we serve.
Car Accidents
A car accident is one of the traumatic and difficult experiences you can go through, and they often come without any kind warning. These accidents can cause serious injuries, including broken bones, soft tissue injuries, concussions, back injuries, and internal damage. On top of the initial pain and frustration these accidents can cause, you may also have real concerns about how the crash will affect you and your family’s future. In 2021, about 12.5% of Lexington car accidents resulted in injury, and over 40 people lost their lives in car accidents.
Car accidents can cost victims thousands of dollars in medical bills, lost wages, and property damage. They may also take a severe emotional toll on everyone involved. Millions of crash victims have been robbed of their ability to provide for their families or enjoy their lives in the same way as before the accident. If you or a loved one has been involved in a vehicle accident in Lexington, call us today.
Our team follows a proven five-step process to pursue compensation for injured clients. We investigate your case, open claims with your health insurer, compile your medical records and connect you with qualified physicians, establish annuities and college funds for injured children, and negotiate the settlement you are owed.
- Medical costs, past and future
- Disfigurement, loss of limb, and permanent scarring
- Lost wages
- Loss of love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
Fayette County Car Accident Statistics
- In 2023, 52 people died in traffic crashes in Fayette County — including 20 pedestrians — marking the highest annual death toll from crashes in the county since at least 2011, according to the Lexington Herald-Leader.
- The Kentucky State Police collision database recorded 14,191 total collisions in Fayette County for all of 2023, with Lexington Police reporting an additional 11,151 collisions between January 1 and October 14, 2024 alone — indicating crash volume remains persistently high.
- Fatal crash data for Lexington-Fayette shows a sharp year-over-year increase, with 49 fatal accidents and 49 fatalities recorded in 2023, compared to 35 fatal accidents and 38 fatalities in 2022 — a 40% rise in fatal crash incidents in a single year.
- Fayette County ranked second in the state for alcohol-related collisions, with 393 DUI-involved crashes recorded — trailing only Jefferson County — underscoring the persistent role of impaired driving in the county’s crash totals.
- Driver inattention is the leading contributing factor in Kentucky vehicle collisions statewide, with approximately one in five crashes attributed to inattentive driving — a pattern that mirrors the types of crashes commonly reported in Fayette County’s busy urban corridors.
References: Morgan, Collins, Yeast & Salyer, Lexington Car Accident Statistics (April 2025)City-Data.com, Fatal Car Crash and Road Traffic Accident Statistics for Lexington-Fayette, Kentucky, Bryant Law Center, Kentucky Drunk Driving Statistics
Connect With A Seasoned Personal Injury Attorney
At Flora Templeton Stuart Accident Injury Lawyers, securing the best possible outcome for your case is what drives everything we do. With fifty years of experience, we guide clients confidently through every stage of the claims process. Our firm handles Car Accidents, Semi-Truck Accidents, Wrongful Death, Slip & Fall Accidents, Work-Related Injuries, and much more.
Reach out online or call (888) 782-9090 — we will meet you wherever works best, whether at home, in the hospital, or another location. Get all your legal questions answered and have your case reviewed at absolutely no cost. We are available around the clock, seven days a week.
If a negligent act has harmed you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance may provide compensation when you are injured in a vehicle collision:
- Personal Injury Protection: In Kentucky, PIP coverage is primarily sourced from the vehicle you were in at the time of the accident. Minimum limits are $10,000, covering medical bills, lost income, home care, and a portion of funeral costs. Our attorneys work to protect these benefits and ensure your expenses are covered. The at-fault party is responsible for repaying PIP.
- Liability: The at-fault driver’s liability policy pays for injuries they cause. Kentucky’s minimum coverage is $25,000 per person / $50,000 per accident; commercial policies can extend into the millions.
- Uninsured Motorist: If the at-fault driver carried no insurance, you may be able to recover through your own uninsured motorist coverage.
- Underinsured Motorist: If the at-fault driver’s policy does not fully cover your damages, underinsured motorist benefits can fill the gap.
Flora Templeton Stuart pursues all available underinsured policies to maximize what you recover.
Car accident negligence hinges on a driver’s failure to exercise reasonable care on the road. As Kentucky car crash attorneys, we must establish the at-fault party’s negligence before pursuing legal action. We prove four key elements:
- Duty of care: The at-fault party had a legal obligation to keep others safe by obeying traffic laws.
- Breach of duty: They violated that obligation through negligent behavior.
- Causation: Their actions or failure to act directly caused your accident and resulting injuries.
- Damages: You suffered real, quantifiable harm — including physical pain, emotional distress, and property damage — as a direct result of their negligence.
Our team constructs your case using police reports, witness statements, and available surveillance footage.
Kentucky operates under a “no-fault” insurance system, requiring all drivers to carry a minimum of $10,000 in PIP coverage. PIP pays for medical costs and lost wages regardless of who caused the crash. Victims may also choose to step outside the no-fault system to file a direct claim against the at-fault driver for greater compensation.
Statute of Limitations in Kentucky and Tennessee
Every car accident claim is governed by strict filing deadlines. In Kentucky, you have two years from the date of the accident to file — a period that may be extended while PIP benefits are being paid, pursuant to Ky. Rev. Stat. § 304.39-230(6). In Tennessee, the deadline is one year. For minors, the clock starts at age 18. Wrongful Death claims are governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Injuries can arise from countless situations and circumstances. When an individual, employer, or business is responsible for what happened to you, a personal injury attorney can explain your rights and help you identify the most effective path forward.
Flora Templeton Stuart Accident Injury Lawyers is invested in your outcome. We assess whether you have a viable claim and pursue damages including medical bills, lost income, pain and suffering, and additional losses.
What Sets Flora Templeton Stuart Accident Injury Lawyers Apart?
For five decades, our personal injury attorneys have fought on behalf of clients throughout Kentucky and Tennessee, delivering the justice they are owed. As community-centered lawyers, we provide attentive, personalized representation at every turn. We guide each client through the legal process, conduct thorough investigations with expert support, and connect clients with trusted medical providers. We take on insurance companies in pursuit of maximum settlements — coming to you when necessary — and treat every single client like family.
How Does Payment Work?
Flora Templeton Stuart Accident Injury Lawyers operates entirely on a contingency fee basis — you owe nothing unless we win your case. We advance all costs associated with your case and are only reimbursed if we recover money on your behalf. You can call us at no charge, including on weekends, with zero obligation.
What Types Of Cases Does Our Firm Handle?
We handle the full spectrum of car and truck accident cases — including commercial trucking, motorcycle, pedestrian, bus, bicycle, and drunk driving accidents — along with workplace injuries, slip and falls, and dog bite claims. When a loved one is lost in a personal injury accident, we pursue wrongful death claims on behalf of the family. Visit our personal injury overview page for a complete list of practice areas. With our entire firm focused on personal injury law, we bring exceptional depth of experience to every case we take.
Why Choose Flora Templeton Stuart Accident Injury Lawyers?
Our attorneys only take on cases where we are genuinely confident we can make a difference. Call us any time, day or night, for a free consultation — our experienced team will evaluate your injury claim at no cost to you. We have never represented insurance companies or corporations, which means our focus remains entirely on the people we represent. Call today to schedule your free case evaluation. While we cannot promise a specific outcome, we are fully committed to pursuing every available avenue to recover the maximum compensation possible.
