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Christian County
CAR ACCIDENT ATTORNEYS
For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.
Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.
Steps We Take To Get You A Top Settlement
Call Us 7 Days A Week, Even On Weekends At (888) 782-9090
Flora meets with her clients to make sure they get the medical treatment they need and the settlement they deserve.
We travel to our injured clients when they cannot travel to us.
Our team of investigators will be on the scene immediately for our clients injured in semi-truck accidents.
“We Have Recovered Millions of Dollars for Our Clients”

“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.

Flora Templeton Stuart personally met with Jason, a car accident victim hit by a drunk driver, when our team traveled to Jennie Stuart Hospital where he was receiving medical treatment. Jason had sustained a massive tear to his rotator cuff when the drunk driver crashed into several vehicles waiting at a stoplight on the opposite side of the road. These injuries not only required surgery, but extensive physical therapy to repair the damage to his arm. During this period, Jason was unable to return to work as a technician and was forced to go over seven months without any income. As a result, Jason was on the verge of losing his home and everything that he worked so hard for his entire life.
Due to the extent of Jason’s damages, our team spent countless hours building a case and preparing for trial. A few weeks before trial and after extensive litigation by our attorneys, we were able to settle the case at mediation. The settlement could not restore Jason to his former self but was able to compensate him for his injuries caused by the gross negligence of an intoxicated driver. We made sure that all medical bills were paid on behalf of our client.
What We Will Do For You in a Car Accident or Injury Claim
After you or a loved one is injured in an accident, Flora Templeton Stuart and her team are ready to help.
- Consult with you personally
- Help you collect money for your property damage, at no extra fee
- Investigate your accident to preserve evidence and get witness statements
- Refer you to good doctors
- Reserve your PIP insurance benefits to pay your medical bills and lost wages
- Assist you in getting your car repaired or replaced
- Handle all communications with the insurance company
- Negotiate eto get you top results
We are truly local firm that cares about our clients, located right here in Christian County with offices in Kentucky & Tennessee.
Christian County KY Personal Injury Practice Areas
Flora Templeton Stuart is a Christian County KY personal injury lawyer who has represented the injured in Christian County for almost 50 years. Our firm represent those who have sustained serious injuries or lost loved ones due to the negligence, carelessness, or recklessness of others. We are here to protect the rights of victims who have been injured in car accidents, semi-truck accidents, motorcycle accidents, DUI accidents, pedestrian accidents, wrongful death, premises liability/slip & fall, dog bites, nursing home abuse, and work injuries. If you or a loved one has been injured, contact us today for a free case evaluation. We have recovered millions for our injured clients and are successful in over 90% of our cases.
How Much Compensation Can I Recover?
While this is the most common question that our clients have, the answer is more difficult than it may seem. There are a variety of factors that will impact the amount of compensation that you can recover in a personal injury claim. This includes the nature of your injuries, the type of medical treatment you receive, recovery time, and the long-term effects of the personal injury.
Our Christian County personal injury lawyers can examine all of the elements in your case to determine which damages to pursue against the at-fault party. Some of the damages that can be collected in a personal injury claim include:
- Medical Bills
- Lost Income
- Property Damage
- Pain & Suffering
- Emotional Distress
- Loss of Enjoyment of Life
Another factor that can drastically impact the value of your case is the attorney that you choose for representation. Many law firms are in the volume business. They focus more on the number of cases they take on rather than pursuing the best possible outcome for their clients.
At Flora Templeton Stuart Accident Injury Lawyers, we believe in putting our clients first and will fight for maximum compensation.
Car Accidents
Serious injuries and fatalities from car accidents occur on Kentucky roads every day. The majority of these accidents were caused by distracted driving, drunk driving, and other negligible actions by the at-fault party.
Not only do car accidents cause physical damage, but they can also create a financial and emotional burden that you cannot prepare for. Our job is to take care of your case so you can focus on taking care of yourself. We are highly skilled Christian County car accident lawyers who have decades of experience helping accident victims and their families in Christian County.
We believe that those injured due to no fault of their own deserve to be made whole again after an accident. Our firm will fight for maximum recovery and never collect a fee unless we win your case.
Types of Car Accident Cases We Handle
Distracted Driving Accidents: Any activity that takes the drivers attention away from the road is considered distracted driving. Not only is distracted driving the leading cause of car crashes, but the problem continues to worsen due to the increased usage of mobile devices and other distractors. Other examples of distracted driving include eating, applying makeup, or reaching into the backseat or floorboards.
DUI Accidents: Driving under the influence has become a serious problem in Christian County and across the country. In 2018, 96 accidents were caused by impaired drivers in Christian County alone. If and when these accidents occur, they can have serious consequences for everyone involved.
Head-On Collisions: When two cars that are moving in opposite directions collide, the results can be catastrophic. Common causes of head-on collisions include driving while fatigued, driving under the influence, poor weather conditions, passing/overtaking, or driving while distracted.
Rear-End Collisions: Rear-end collisions are the most common type of car accident in the United States. Not only are rear-end accidents dangerous, but they can be extremely difficult to avoid even for defensive drivers.
Hit-and-Run Accident: There are a number of reasons why drivers flee after an accident including driving without insurance or engaging in illegal behavior. If you were involved in a hit-and-run, document as much information as possible and speak with potential witnesses. If the at-fault driver is found, you may be able to pursue both criminal and civil charges.
Fatal Car Accidents: Fatalities on our roadways occur every day. If you have lost a loved one due to another driver’s negligence, contact our Christian County car accident attorneys to discuss your options.
In addition to the accidents above, we also handle sideswipe collisions, multiple vehicle collisions, highway accidents, DUI crashes, rollover crashes, and reckless driving.
Semi-Truck Accidents
When an accident involving an 18-wheeler occurs, the results can be catastrophic. Commercial vehicles can weigh up to 80,000 pounds, or about twenty times heavier than the average car. Although the commercial trucking industry is heavily regulated to encourage safer driving, the smallest slip-up on behalf of truck drivers can have life-changing consequences for other drivers and passengers on the road.
If you’ve been involved in an accident with a semi-truck or a big rig in Christian County, you need to speak with an experienced Christian County truck accident attorney as soon as you can.
Common Causes of Semi-Truck Accidents
According to the FMCSA, over 87% of accidents involving semi-trucks were caused by driver error. Although truck drivers are required to undergo extensive training, long hours and strict deadlines create the opportunity for potentially fatal mistakes. Below are the four primary causes of accidents due to driver error:
Non-Performance: This refers to those who are unable to safely perform their duties as a driver due to a physical impairment. Drowsiness, fatigue, and poor driver health are examples of non-performance errors.
Recognition: This category refers to drivers who are unable to identify changes in road conditions or recognize potential hazards and obstacles. Driver inattention and distracted driving are the most common recognition errors.
Decision: When a driver’s decisions endanger others on the road, it is considered decision error. This includes tailgating, speeding, or misjudging speed and it is the most common driver error involving semi-truck accidents.
Performance: Inexperienced or poorly trained drivers may overcompensate or panic leading to a collision. Performance errors are the result of poor execution and may include overcorrecting, freezing, or improper directional control.
Regardless of the cause of the accident, it is important to seek legal advice from our experienced Christian County semi-truck accident lawyers. Because we offer a free case evaluation to our clients, there is never any risk in calling to discuss your case.
Attorney Flora Templeton Stuart will personally review the details of your case and provide guidance on how to proceed. Call us today to see why we have been trusted by Christian County clients nearly 50 years.
Motorcycle Accidents
According to the KTC, there were over 130 accident involving motorcycles in Christian County between 2012-2016. These accidents often result in severe—and sometimes fatal—injuries to riders and passengers.
Riders are aware of these risks and do what they can to protect themselves on the roads. Sadly, motorcycle operators can only do so much to ensure their own safety, especially when negligent drivers fail to do their part.
With close to 50 years of experience, our Christian County motorcycle accident lawyers understand these dangers better than anyone. We have successfully represented hundreds of motorcycle accident victims and their families in their time of need. Contact us today for a free case evaluation.
Motorcycle Accident Statute of Limitations
After an accident occurs, victims only have a certain amount of time to file a personal injury claim. By failing to submit a claim within this timeframe, motorcycle accident victims may forfeit their right to recover damages from the wreck.
In Kentucky, those who have been injured in a motorcycle crash have only two years from the date of injury or date of last no-fault payment to file a claim.
While this may seem like a long time, it is important to get started on a claim as quickly as possible. Building a strong case and investigating the accident takes time, especially when the accident involves serious injury or death. Successfully establishing liability may require an examination of the vehicles for possible defects, performing accident reconstructions, or analyzing medical records.
By speaking to our Christian County KY personal injury lawyers soon after an accident, we are able to take every step necessary to maximize your recovery.
Premises Liability: Do I Have A Case?
There are certain conditions that must be met to have a valid premises liability case. By proving negligence on behalf of the property owner under the following conditions, you may be entitled to receive compensation:
Duty of Care: The first step when examining a premises liability claim is to prove that the property owner owed the victim a legal duty. This is typically the duty of care, which requires the individual, business, or other entity to maintain a safe premise and avoid causing you harm. This only applies to invited guests, as property owners have a minimal duty of care for trespassers.
Breach: The next element that must be proven in a premises liability case is a breach in the duty of care. A breach can include acting in a certain manner or failing to act, resulting in an injury. A store owner who fails to put out a ‘wet floor’ sign after mopping has breached their duty of care.
Causation: Establishing a direct link between your injury and the property owner’s breach is critical in a premises liability case. Causation can be extremely difficult to prove and will require a thorough investigation to determine which factors contributed to your injuries.
Damages: Finally, there must be verifiable damages resulting from the negligence of the at-fault party. By gathering evidence and detailing the financial losses, our Christian County personal injury lawyers are able to account for all economic and non-economic losses contributing the final value of your claim.
Proving negligence in a premises liability case is difficult and requires a comprehensive understanding of applicable laws and procedures. If you are still unsure whether or not you have a case, our firm offers a free case evaluation and attorney Flora Stuart will review your case personally. Call us today for risk-free legal advice.
Christian County Car Accident Statistics
Car accidents are too common in Christian County, where Christian County is located. According to the Kentucky Transportation Center report, Christian County saw just over 2,000 traffic accidents in 2022 alone. These accidents hurt 592 people and killed 10.
Our auto accident attorneys keep Christian County residents safe by holding negligent and reckless drivers accountable when they harm others on the road. By pursuing fair compensation in your injury claim, we can make the streets of Christian County less dangerous for everyone.
Talk to a Christian County KY Personal Injury Lawyer Today
If you or a loved one has been injured, don’t wait. Contact an experienced accident lawyer immediately. When we receive a call from a client who has been injured, we go to work immediately to protect their rights to full and fair compensation. Our law firm goes the extra mile, using our 45-plus years of experience to right the wrongs and make our clients whole again.
If you’ve been injured, contact us now. You can call our Christian County KY personal injury lawyers 24 hours a day, 7 days a week at 866-583-4915. We travel to our injured clients and provide personal representation. Flora Templeton Stuart is a local attorney practicing law in your community.
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
At Flora Templeton Stuart Accident Injury Lawyers, we care about the outcome of your case. With five decades of experience, we are confident in our ability to competently guide you through the claims process. We specialize in Car Accident, Semi-Truck Accident, Wrongful Death, Slip & Fall Accident, Work-related Injuries, and many more areas of the law.
Contact us online or by calling (888) 782-9090 and we will meet you where it is convenient, whether at home, in the hospital, or at another location. Receive answers to all of your legal questions and have your case evaluated for free. We can be reached day or night, seven days a week.
If a negligent act has caused injury to you or a loved one, contact Flora Templeton Stuart Accident Injury Lawyers for a free case evaluation.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18. The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
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Kentucky And Tennessee Personal Injury FAQs
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.





