Flora Templeton Stuart Accident Injury Lawyers, with offices in Bowling Green and across Kentucky, are available to meet on weekends and often travel to our injured clients in Kentucky and Tennessee when they cannot come to us. As local attorneys we provide personal representation for our clients who have been injured in vehicle collisions which includes car, commercial truck accidents, motorcycle collisions along with slip and falls and dog bite injuries.
We never charge a fee unless we recover a settlement for our clients. For over forty seven years we have collected millions in injury claims obtaining the maximum recovery for our clients. Call us 24/7, even on weekends for a free consultation without charge or obligation. With offices close by we are just a call away.
The steps we take to maximize recovery with our team of investigators, excellent physicians, and our negotiating skills over 47 years has resulted in millions recovered for injured clients.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000, pays medical expenses, lost income, home care and even a portion of funeral expenses. At Flora Templeton Stuart Accident Injury Lawyers we reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorists coverage on your own insurance policy.
Underinsured Motorist: If the at fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
In vehicle accidents there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid. In Tennessee, you only have one year to file an action. Anyone under 18 has the time to sue after they turn 18.
As a local attorney Flora personally oversees all cases for her injured clients putting her 47 years experience to negotiate top settlements.
We are only paid if we win your case. This is a contingency fee agreement where our clients pay nothing unless we collect damages for them.
At our law firm we work to not only get our clients the medical treatment they need, but once they have completed treatment we negotiate for the maximum settlement we can obtain in the shortest period possible.
If you have full coverage or collision on your vehicle you may have your own insurance pay the damage and/or replacement of your vehicle paid back from the party at fault. If you do not have collision or do not desire to collect from your own company you can collect from the party at fault directly. Our law firm receives no fee when representing clients to collect their vehicle damage.
While Personal Injury Protection (PIP) is primary it pays $10,000 medical expenses. In most cases your own health insurance will pay bills in excess of that amount. We work to see that medical bills are all paid when your case is settled.
Personal injury attorney Flora Templeton Stuart has decades of experience representing clients injured due to car wrecks, semi accidents, hit and run accidents, DUI accidents, motorcycle wrecks, pedestrian accidents, bicycle accidents, truck wrecks, bus, Uber/Lyft/Taxicab and other motor vehicle accidents. if you are a loved one has been injured or killed in an auto accident that wasn’t your fault, contact us for a free case evaluation. We can help you get all the compensation you deserve.
In one recent year, 724 people lost their lives in motor vehicle accidents in Kentucky. In total, 158,171 accidents took place throughout the state in a year’s time, injuring more than 34,000. In other words, for every 128 people living in the state, one suffered injuries in a car accident.
Different types of car accidents each present the danger of injury or death, including:
Many types of accidents exist, as do causes for crashes. Some of the most common causes include:
Every part of the body can be injured in an accident, depending on the circumstances. However, some injuries are more common than others and can be very severe. Common severe accident injuries include:
Car accident injuries can have a profound impact on victims as well as their families’ quality of life. Undoubtedly, victims with serious injuries will endure costs associated with extensive medical expenses. In addition, suffers may also endure: