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How To Maximize a Settlement in a Personal Injury Case in Kentucky 


If you are involved in an auto accident in Kentucky, being aware of the process enables you to maximize the value of your potential settlement.

In valuing a case, our law firm provides personal representation with our local top lawyers to maximize settlements for our clients’ injuries in car, truck, slip and fall, bike, dog bite, and personal injury cases. 


Simple Ways to Maximize your Bowling Green Personal Injury Settlement   

  • Gather as much evidence as possible to strengthen your claim
  • Seek prompt medical treatment for your injuries
  • Retain an experienced personal injury attorney to work on your case
  • Keep a record of all financial losses triggered by your accident injuries
  • Watch what you say on social media with regard to your accident
  • Make sure an experienced attorney is negotiating your case as you are ready to settle


Gather as much evidence as possible to strengthen your claim 

The evidence supporting your claim will influence the settlement offer made by the insurance company. If your case goes to trial, the jury will use the evidence reported to help them conclude on your case.

It is therefore key to preserve all evidence and documentation pertaining to your claim. The more evidence you have in support of your claim, the stronger your claim will be.

Take photographs of the accident scene in the immediate aftermath of the collision if possible. If your injuries are too severe, ask someone else to photograph the accident scene and the surrounding area for you.

Gather statements from any witnesses to the accident and be sure to obtain the names and contact details of all witnesses.

When you subsequently contact a lawyer, they can obtain a copy of the police accident report and then follow up on your personal injury case.


Seek prompt medical treatment for your injuries 

Let our lawyers guide you to reputable physicians as needed. Medical treatment is crucial in obtaining a max amount settlement. You should seek prompt medical attention as soon as possible after the accident. This allows a health specialist to examine you. 

Ask the doctor or medical staff to document your injuries. This will help with the creation of a treatment plan, and you can also use this information when pursuing compensation for all the losses and damages caused by the auto accident and your injuries. 


Don’t make the mistake of underestimating your claim 

As a victim of car accident injuries, you are legally entitled to be compensated not only for physical injuries, but also for non-economic damages like emotional pain and suffering. 

Don’t make the mistake of thinking you can only claim compensation for physical injuries. By retaining an experienced attorney, you can analyze all aspects of your claim, pursuing the damages you deserve for all of the losses you sustain due to an auto accident in Bowling Green. 


Resist the temptation to rush the claims process 

Many insurance companies hope to capitalize on accident victims eager for a settlement by offering a check right at the start of the claims process. 

Resist the temptation of some cash right now, as accepting an initial settlement means you need to sign a release form relinquishing the future rights to sue for compensation related to this accident. 

Always consult your attorney before accepting any initial settlement, especially if the settlement offer is unreasonably low. 


Be prepared to reject a lowball initial offer from the insurer 

If an insurance company extends you a low initial settlement offer, you are under no obligation to accept this lowball offer. Indeed, you should not accept any unreasonable offer. 

Instead, send a counter-offer with supporting documentation outlining why you need more for your Bowling Green personal injury claim. 

By rejecting an offer, this indicates to the insurer that you are prepared to seek justice in court if necessary, and they are more likely to agree to a higher settlement amount. 


Do not forget to include future damages in your claim 

While minor accident injuries may heal quickly, if you sustain severe injuries in a Bowling Green car wreck, this may lead to problems in the future. 

Get a medical report detailing the prognosis for your accident injuries, and include the cost of future treatment and rehabilitation, as well as any future lost earnings in your claim. 


Retain an experienced personal injury attorney to work on your case 

By hiring Flora Templeton Stuart, you can focus on recovering from your injuries while a qualified legal expert deals with the insurance company or their claims adjuster. 

Your attorney can help you conduct any further investigation required to build the strongest case. A lawyer will also help you in any negotiations with the insurer, so you should ideally get a fair and reasonable settlement for your accident injuries without needing to file a lawsuit. 


Keep a record of all financial losses triggered by your accident injuries 

Keep a folder with all receipts and bills for your accident-related expenses, including: 

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  • Doctor’s fees 
  • Diagnostic tests
  • Surgical procedures
  • Prescription medications 
  • Hospital transportation and parking
  • Personal assistive devices
  • Physical therapy
  • Counseling sessions 
  • Domestic help 
  • Property damage 


File your case as quickly as possible 

The statute of limitations in Kentucky is two years for car accidents (one year for other personal injury cases), and this will influence how long you have to seek compensation for your injuries. 

Consult an attorney as soon as possible after the accident and initiate proceedings to get the compensation you deserve for all your losses and damages triggered by the car wreck. 


Watch what you say on social media with regard to your accident 

If you are claiming for severe injuries in a Bowling Green personal injury case but you present a different narrative on your social media channels, this could be used against you by the insurance company. 

Steer clear of social media as you wait for your claim to settle rather than drawing any unwelcome attention to yourself and possibly jeopardizing your claim. 



  • Make sure your attorney reserves PIP (Personal Injury Protection) for your medical expenses 
  • Make sure you attorney and paralegal answer your phone calls and help you throughout your case 
  • Make sure that after your settlement, your attorney negotiates your medical bills and liens 

We Can Help

Our law firm has represented thousands of clients seeking help with their personal injury cases, and our firm works with them to get the maximum possible settlement. Finding an experienced attorney who can help you in that situation is crucial, and Flora Templeton Stuart Accident Injury Lawyers has that experience. Call us 24/7.

Author Photo

Flora Templeton Stuart

Flora Templeton Stuart is the lead attorney and founder of the law firm Flora Templeton Stuart Accident Injury Lawyers, established in 1976. She is a nationally recognized personal injury lawyer with over 40 years of experience. Her story has been featured on Fox, The New York Times, ABC, Time, and NBC.