"*" indicates required fields
Kentucky Distracted-Driver Car Accident Attorneys
CAR ACCIDENT ATTORNEYS
Car Accident Lawyers Can Help with a Distracted Driver Accident
Flora Templeton Stuart Accident Injury Lawyers has represented thousands of accidents involving distracted drivers. Thi sis perhaps one of the most common causes of vehicle accidents and can be with cars, trucks, and all types of vehicles on the road.
With our offices in Bowling Green, Glasgow, Greenville, and Hopkinsville, we are close to our clients and travel to meet injured clients throughout Kentucky & Tennessee. The finest car accident attorneys will come to you.
Steps We Take To Get You A Top Settlement
We Have Recovered Millions of Dollars for Our Clients
“I could call and talk to Flora… her staff was great. I never had to worry. They would always ease my tension”.
“She made sure my medical expenses were taken care of… that I had a great medical team to help me heal”.
“It was like talking to your family. My wife and I both grinned… we never had to worry after that”.
Real Case Handled by our Firm
Our law firm represented a young man stopped in traffic due to construction on the road when a semi-truck coming from the other direction pulled out into his land striking him in the rear. As you can see from the photo this was a very serious collision that resulted in considerable injury to our client who did survive the accident. He was taken by ambulance to the hospital in Barren County, Kentucky where he was treated for a concussion and a severe back injury. Our law firm reserved his PIP for his medical bills and lost wages which were considerable and obtained excellent medical treatment so he could recover from his injuries and document them to maximize his settlement. We obtained all of the insurance available and were aware of policy limits and avoided litigation for our client.
Distracted Driving is More Than Driving
Texting – In Kentucky it is against the law to text while driving without using a hands-free mode.
Eating and Drinking While Driving – This is a common type of distraction that can result in an accident.
Passengers such as children and even pets – Looking around to take care of your pet or child can distract you from preventing an accident.
Listening to the radio – Looking down to change the radio for other stations can cause an accident.
Main distracted driving types fall into three types which are visual, cognitive, and manual. Visual is any distraction that takes your eyes off the road. Manual is when you are not aware as you should be of your driving activity. This could be from not enough sleep, daydreaming, or doing anything that keeps you from being mentally aware of what is happening on the road.
Kentucky Distracted Driving Laws
While a GPS device can be used by a driver over the age of 18 for entering an address or reading a driver under 18 may not use any device for personal communication. There is an exception for an emergency such as calling 911. However, Kentucky has outlawed texting while driving since 2010 the law specifically states that texting and driving are prohibited for all drivers while the vehicle is in motion. Exceptions to this are as follows
- As stated earlier, an emergency
- You may use this to report illegal activity or dangerous circumstances
- To save the life of another person or serious injury
- The use of a GPS device that is integrated into the vehicle so you do not have to remove your eyes from the road
There are fines in place if you are caught texting while driving and if you are involved in an accident you will likely be deemed at fault and could be charged with reckless driving. Moist importantly, not only is driving while texting or using your cell phone without these exceptions against the law, it is very dangerous and could result in serious injury or death to yourself or your loved ones and passengers in your vehicle as well as other drivers on the road.
We Collect For Our Clients Hurt In Vehicle Accidents
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
Your Settlement May Include Compensation For:
- Medical expenses, past and future
- Disfigurement, loss of limb, permanent scarring
- Lost wages
- Lose love, companionship, and guidance
- Disability costs or live-in care
- Physical pain and emotional suffering
- Lost capacity to earn
When Insurance Pays In A Car Accident
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
How We Prove Negligence in Your Auto Accident Case
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Duty of care: The at-fault party had a responsibility to keep you safe by following all traffic laws.
Breach of duty: The at-fault party breached their duty of care, instead acting negligently.
Causation: The at-fault party’s actions or inactions caused you to suffer an accident and injuries.
Damages: You suffered damages, such as pain and suffering and property damage, because of the at-fault party’s negligence.
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
Kentucky and Tennessee Car Accident Laws
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
Statute of Limitations in Kentucky and Tennessee
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18.
The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
Kentucky Car Accident Statistics
In the first four months of 2024, 182 Kentucky drivers have become victims of fatal car crashes. This number is lower than previous years and continues to go down, but drivers need to do their part to practice driver safety. Some facts about Kentucky accidents include:.
Kentucky And Tennessee Personal Injury FAQ
Accidents and injuries can occur for many different reasons. However, if an individual, employer, or business is responsible for the incident, a personal injury lawyer near you can advise you of your legal options and the next best steps.
Flora Templeton Stuart Accident Injury Lawyers cares about you. We can determine whether you have a case and assist you with recovering damages such as medical bills, income loss, pain and suffering, and many more.
Why Hire Flora Templeton Stuart Accident Injury Lawyers?
With over forty-seven years of representing clients in Kentucky & Tennessee, our personal injury lawyers are dedicated to obtaining justice for our injured clients. With local attorneys, right here in your community, we provide personal representation with our top attorneys, Flora and Kent. We meet with our clients to explain the entire process, leave no stone unturned with an extensive investigation to include our experts, and will refer our clients to excellent physicians. We take on the insurance company to obtain a maximum settlement. We can come to you and with offices close by we can travel to our injured clients when they cannot come to us. We treat our clients like family.
How do I pay for you to represent me?
Flora Templeton Accident Injury Lawyers we work on a contingency fee so you won’t pay us unless we win your case. We pay all costs of the case and are not reimbursed unless we collect money for you. you can call us for free, even on weekends with no obligation.
What type of cases do you handle?
We handle all car and truck accidents including commercial trucks, motorcycle accidents, pedestrian accidents, bus accidents, bicycle accidents, drunk driving accidents, work injuries, slip and falls, dog bites, and more. When a loved one has died in a personal injury accident we handle the wrongful death claim to obtain a recovery for the family to get the justice they deserve. Go to our personal injury overview link for more personal injury cases that we handle. since we concentrate our entire practice on personal injury law we are experienced in these areas of practice.
How do I know if I have a case?
Our lawyers will accept a case where we know we can help. You can call us 24/7 for a free consultation and our experienced attorneys will evaluate your injury case without charge. Our attorneys have never represented insurance companies or corporations. We can focus one hundred percent of our practice on helping the injured. Call us today for your free case evaluation. While we cannot guarantee the amount of recovery when you call we can and will give you an evaluation of how we will do everything to collect a maximum settlement.
