WINNING IS WHAT WE DO. CARING IS WHO WE ARE.
At Flora Templeton Stuart our Kentucky car accident lawyers are committed to offering personal representation for our clients. If you’ve been injured in a vehicle collision, our law offices are open 24/7 for consultations. We frequently meet with clients on weekends and even visit our injured clients in Kentucky and Tennessee when they’re unable to come to our offices in Bowling Green.
As a dedicated Kentucky personal injury lawyer, we never charge a fee unless we secure a settlement for our clients. We represent clients who have been injured in all types of vehicular accidents, including motorcycle and commercial semi-truck collisions. We also serve clients with slip and fall injuries and dog bites.
For over forty-seven years, Flora Templeton Stuart car accident lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide no-obligation, free consultations. Visit our Kentucky law offices or give us a call to get the support you deserve.
If you’ve been injured in a car accident, we’re here to help you every step of the way. Here’s how a car crash lawyer in Kentucky will support you:
Our team has a five-step process for collecting vehicle accident compensation for victims of car collisions. We’ll investigate your case, open claims with your health insurance provider, collect your medical records and refer you to great doctors, set up annuities and college funds for injured children, and negotiate for the settlement you deserve.
Your settlement may include compensation for:
Curshed Skull
Brain Injury
Fractured Legs
Wrongful Death
In one recent year, 744 people lost their lives in motor vehicle accidents in Kentucky. In total, 158,171 accidents took place throughout the state in a year’s time, injuring more than 34,000. In other words, for every 128 people living in the state, one suffered injuries in a car accident.
Different types of car accidents each present the danger of injury or death, including:
Many types of auto accidents exist, as do causes for crashes. Some of the most common causes include:
The steps you take immediately after a car accident impact your ability to recover compensation and damages. The first step is to ensure your immediate safety and seek medical help. If possible, exchange license and auto insurance information with the other driver and document the scene by taking photos and gathering witness statements.
Contact Flora Templeton Stuart for assistance as soon as you are able. We’ll guide you through the entire process and help protect your rights. Our team will handle everything from investigating the accident to negotiating with your insurance company. We’re here to fight for the compensation you deserve while you focus on your recovery.
Several types of insurance coverage that will pay if you’re injured in an automobile collision:
Personal Injury Protection: The vehicle you are in is the primary coverage for payment of Personal Injury Protection (PIP) in Kentucky. PIP has minimal limits of $10,000 and pays medical expenses, lost income, home care, and even a portion of funeral expenses. Kentucky automobile accident lawyers reserve these benefits so medical bills and lost wages will get paid. PIP is repaid by the party at fault.
Liability: The at-fault driver pays for injuries caused to another through their liability policy, which in Kentucky has a minimum policy of $25,000 per person / $50,000 per accident and a maximum can be in the millions with a commercial insurance policy.
Uninsured Motorist: If the driver at fault did not have insurance you can collect on your uninsured motorist’s coverage on your own insurance policy.
Underinsured Motorist: If the at-fault driver of the vehicle had insurance but not enough or your injuries are greater than that amount you can collect on underinsured motorists. Flora Templeton Stuart will make sure all underinsured policies are uncovered for maximum recovery.
Negligence in car accidents typically involves a driver failing to exercise reasonable care. As Kentucky car crash lawyers, before we can take action against the liable party, we need to prove that their negligence led to the accident. We do this by establishing the following elements of negligence:
Our team will gather evidence to prove negligence, including police reports, witness statements, and surveillance footage.
When you’re in an accident, you can be compensated for both economic and non-economic damages. Here are some examples of each type of compensation:
Economic damages are easy to measure, covering the financial losses you incur as a direct result of an accident.
Non-economic damages are less tangible than economic damages. They can include compensation for pain and suffering, disabilities, disfigurements, mental anguish, and loss of enjoyment of life.
Consulting an attorney is essential to understand your rights and the potential damages you face after a car accident injury.
Under the “no-fault” car insurance system in Kentucky, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Regardless of who causes the accident, PIP covers medical expenses and lost wages. However, if you’re in an accident, you can opt out of the no-fault system to pursue auto injury claims against the at-fault driver and possibly receive more vehicle accident compensation.
In vehicle accidents, there is a limited amount of time to sue. In Kentucky, you have two years after the wreck to sue which can be extended with PIP benefits being paid, as per Ky. Rev. Stat. § 304.39-230(6). In Tennessee, you only have one year to file an auto accident lawsuit. Time limits for minors start when they turn 18.
The Statute of Limitations for Wrongful Death cases is governed by KRS 413.140.
Navigating the complexities of insurance claims and accident investigations is difficult under the best circumstances. When you’re injured, it can become impossible to manage all the legal and administrative tasks on your own, and that’s where an experienced car accident attorney comes in.
At Flora Templeton Stuart Accident Injury Lawyers, we’re dedicated to handling every aspect of your case. From negotiating with insurance companies to ensure your medical bills and lost wages are paid to working with auto repair shops for vehicle damage claims, we’ll guide you through the entire process and help you get the car accident settlement you deserve.
In the first four months of 2024, 182 Kentucky drivers have become victims of fatal car crashes. This number is lower than previous years and continues to go down, but drivers need to do their part to practice driver safety. Some facts about Kentucky accidents include:
As a Kentucky automobile accident lawyer, Flora personally oversees all cases for her injured clients putting her 47 years of experience to negotiate top settlements.
We are only paid if we win your case. This is a contingency fee agreement where our clients pay nothing unless we collect damages for them.
At our law firm, we work to not only get our clients the medical treatment they need, but once they have completed treatment we negotiate for the maximum settlement we can obtain in the shortest period possible.
If you have full coverage or collision on your vehicle you may have your own insurance pay the damage and/or replacement of your vehicle paid back from the party at fault. If you do not have collision or do not desire to collect from your own company you can collect from the party at fault directly. Our law firm receives no fee when representing clients to collect their vehicle damage.
While Personal Injury Protection (PIP) is primary it pays $10,000 in medical expenses. In most cases, your own health insurance will pay bills in excess of that amount. We work to see that medical bills are all paid when your case is settled.
Personal injury attorney Flora Templeton Stuart has decades of experience representing clients injured due to car wrecks, semi accidents, hit-and-run accidents, DUI accidents, motorcycle wrecks, pedestrian accidents, bicycle accidents, truck wrecks, bus, Uber/Lyft/Taxicab, and other motor vehicle accidents. If you or a loved one has been injured or killed in an auto accident that wasn’t your fault, contact our Bowling Green car crash lawyers in Kentucky for a free case evaluation. We can help you secure all the compensation you deserve.