After a car accident in Bowling Green, many victims assume their case will be straightforward. Unfortunately, even valid claims can fail without proper preparation. Understanding common pitfalls can mean the difference between fair compensation and walking away empty-handed.
At Flora Templeton Stuart Accident Injury Lawyers, our 50 years of experience handling car, truck, motorcycle, pedestrian, wrongful death, and other accident cases has shown us exactly where claims go wrong—and how to prevent it.
Insufficient Evidence
The most common reason car accident claims fail is lack of evidence. After a collision, you need to prove what happened and who was at fault. Without documentation, even severe injuries may not result in compensation.
What You Can Do:
- Take photos of vehicle damage, road conditions, and injuries at the scene
- Get contact information from witnesses
- Obtain the police report
- Keep detailed records of all medical treatment and expenses
- Document how your injuries affect your daily life
Missing Kentucky’s Statute of Limitations
Kentucky law gives you a limited time to file a car accident lawsuit—two years from the date of the accident or two years from the date of your last Personal Injury Protection (PIP) payment, whichever comes later. However, there’s an absolute maximum of four years from the accident date. Miss this deadline, and your case will be dismissed regardless of its merit.
There are limited exceptions, such as for minors (who have until their 18th birthday to file) or those who are mentally incapacitated. However, you should never rely on exceptions to protect your rights.
Don’t wait to seek legal help. The sooner you contact an attorney, the sooner we can preserve evidence and protect your rights.
Failure to Prove Negligence
A successful car accident claim requires proving the other driver was negligent. This means establishing they had a duty to drive safely, they breached that duty, and their actions directly caused your injuries.
Our attorneys know how to:
- Reconstruct the accident using expert testimony
- Demonstrate how the other driver violated traffic laws
- Connect the crash directly to your injuries
- Calculate the full extent of your damages
Gaps in Medical Treatment
Insurance companies look for any reason to reduce or deny your claim. If you delay seeking treatment or miss appointments, they’ll argue your injuries weren’t serious—even if you’re in genuine pain.
Always follow your doctor’s recommendations and attend all appointments. These records become crucial evidence of your injury’s severity and your commitment to recovery.
Unrealistic Expectations About Settlement Timing
Car accident cases take time, especially when injuries are severe or liability is disputed. While we work to resolve cases efficiently, rushing into an inadequate settlement just to close the case quickly often leaves victims under-compensated.
An experienced attorney provides realistic timelines and helps you understand when settlement offers truly reflect your case’s value.
Inadequate Legal Representation
Not all attorneys have the resources or experience necessary to handle complex car accident cases effectively. Kentucky car accident law involves nuanced insurance regulations, comparative fault rules, and specific procedural requirements.
With 50 years of experience, Flora Templeton Stuart Accident Injury Lawyers has the knowledge and track record to handle even the most challenging cases. We understand Kentucky law inside and out and have the resources to take on major insurance companies.
Contact Flora Templeton Stuart Accident Injury Lawyers
If you’ve been injured in a car accident in Kentucky, don’t navigate the legal process alone. The decisions you make early in your case can significantly impact the outcome.
Our experienced team at florastuart.com is ready to review your case and provide the guidance you need. With 50 years of dedicated service to injury victims, we have the experience to build a compelling case and fight for the compensation you deserve.
Call us 24/7 at 888-782-9090 or contact us online at florastuart.com for a free consultation. We give our clients personal representation from attorneys who care, and we never get paid unless we win for you.
