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Beyond the Fender Bender: When ‘Minor’ Kentucky Crashes Lead to Major Medical Bills

Even a seemingly harmless fender bender in Kentucky can result in medical bills exceeding $50,000, far surpassing the state’s minimum $10,000 Personal Injury Protection (PIP) coverage. Research shows that 45% of car accident victims still experience pain two years after their collision,and emergency room visits alone average $2,200-$3,300.Understanding Kentucky’s unique “choice no-fault” insurance system and […]