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Cumberland County

PERSONAL INJURY AND
CAR ACCIDENT ATTORNEYS
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Millions In Settlements And Verdicts
WINNING IS
WHAT WE DO.
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CARING IS WHO WE ARE.

WHY CHOOSE FLORA TEMPLETON STUART ACCIDENT INJURY LAWYERS?

Personal Representation From Attorneys Who Care

From our nearby offices at 214 S Green St in Glasgow, 607 E 10th in Bowling Green, and across the state of Kentucky, our personal injury lawyers are ready to offer injured clients a free, no-obligation consultation. Meet with attorneys who genuinely care about your case and will fight aggressively on your behalf. Injured in a Burkesville accident? Call 888-782-9090 now.

Decades of Experience

Over the course of five decades, I’ve dedicated my career to helping those hurt in carsemi-truckmotorcycleslip and fall, and wrongful death accidents in Cumberland County and throughout Kentucky. I have tried more than 50 cases before juries, including a landmark case that garnered national attention.

We Deliver The Big Settlements You Deserve

We consistently win strong settlements for our clients by ensuring they receive proper medical treatment, leveraging our team of expert investigators, and letting our skilled attorneys go head-to-head with insurance companies. Call 888-782-9090 to get the justice you deserve.

WINNING IS
WHAT WE DO.
CARING IS WHO WE ARE.

For fifty years, Flora Templeton Stuart personal injury lawyers have secured maximum compensation for our clients, collecting millions in personal injury claims. We’re available around the clock, including weekends, to provide free consultations and travel when our clients cannot come to us.

Our personal injury attorneys put our clients first, every day. We promise to treat every client with compassion, respect, and kindness. The reason we achieve the results we do is that we build our cases with excellent medical referrals and thorough investigations while our top attorneys negotiate with the insurance companies who know we mean business. If you have been injured in an accident call us for a free case evaluation.

Steps We Take To Get You A Top Settlement

“We Have Recovered Millions of Dollars for Our Clients”

Commercial Truck Accident
$2.83
Million
Farm Truck Accident
$1.5
Million
Scooter Accident
$1.2
Million
Wrongful Death
$1.65
Million
Bus Accident
$1.45
Million
Construction Accident
$1.3
Million
Dram Shop Accident
$1.25
Million
Premises Liability
$1.1
Million

Call Us 7 Days A Week, Even On Weekends At (888) 782-9090

We make sure our clients get the medical treatment and the settlement they deserve.

We travel to our injured clients when they cannot travel to us to provide personal representation.

Our team of investigators will be on the scene for our clients injured in semi-truck accidents.

Client Testimonials

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How Our Car Accident Lawyers Go To Work For You

Proving Liability And Pursuing Maximum Compensation 

Our legal team takes a comprehensive, client-first approach to every car accident case. From the moment you retain us, we take these steps to secure the compensation you are owed: 

  • Meet with you personally at our office or travel to you whenever that is more practical. 
  • Take care of your property damage claim at no additional fee. 
  • Investigate. We launch an immediate investigation — visiting the collision scene, interviewing witnesses, working with industry experts, collecting police reports and vital records, and compiling all photographic, video, and physical evidence available. 
  • Open insurance claims. We handle all filings on your behalf, direct PIP benefits appropriately, and engage your health insurer to keep care covered if PIP is unavailable. 
  • Help you find quality doctors. We connect you with qualified physicians at reputable facilities and manage all medical documentation and cost tracking for your claim. 
  • Seek lifetime income. For life-altering catastrophic injuries, we pursue structured arrangements providing lifetime financial support to cover future medical costs and your family’s needs. 
  • Negotiate. We stand exclusively on the side of the injured. We counter bad-faith strategies and pursue every avenue to reach the maximum settlement your case allows. 

Every car accident claim is subject to statutes of limitations. Waiting too long risks forfeiting your right to compensation — one of the most preventable reasons deserving victims go uncompensated. 

When you or a loved one has been injured, Flora Templeton Stuart and her team provide the dedicated, compassionate representation you need. We are a true local firm committed to the people we serve. 

Personal Injury

Flora Templeton Stuart is a personal injury lawyer in Cumberland County and carries near 50 years of experience representing the injured in Cumberland County.

Our firm represents those who have been seriously injured or lost loved ones due to the negligence, carelessness, or recklessness of others.

We handle all types of personal injury claims, including:

No matter what type of personal injury you’ve suffered, we will fight to recover adequate compensation for your injuries. Our Cumberland County personal injury lawyers will handle all of the details of your case so that you can focus on your health and recovery.

We have recovered millions for our injured clients and are successful in over 90% of our cases.

To speak with a Cumberland County personal injury lawyer, give us a call at 888-782-9090 or fill out the online contact form at the bottom of this page to schedule your free consultation.

Collecting Full Compensation For Car Accident Victims

Our attorneys follow a five-step process to recover vehicle accident compensation for injured clients. We investigate your collision, open claims with your health insurance provider, collect medical records and refer you to outstanding physicians, create annuities and college funds for injured children, and negotiate the settlement you deserve. 

Your Compensation Package May Include:
  • Current and future medical expenses 
  • Loss of limb, permanent scarring, or disfigurement 
  • Lost income and wages 
  • Loss of guidance, love, and companionship 
  • Disability-related costs or in-home care 
  • Emotional distress and physical pain 
  • Impaired future earning potential 

Cumberland County Car Accident Statistics

  • Cumberland County recorded fewer than 5 traffic fatalities in 2023; with a population of approximately 6,700, even a small number of crashes represents a significant per-capita rate. 
  • KSP Post 15 investigated a fatal two-vehicle collision on KY 61 near Burkesville in which a driver crossed the centerline and struck a semi-truck — a recurring crash type on the county’s two-lane state routes. 
  • Cumberland County’s road network is dominated by narrow, winding state routes through hilly terrain with limited shoulder space and poor sighting distances on curves. 
  • Significant distance from regional trauma centers increases the severity of crash outcomes, as air and ground medical transport times are longer in this isolated corner of south-central Kentucky. 
  • KYTC District 8 maintains state highways in Cumberland County; ongoing infrastructure challenges — including deteriorating pavement and absent guardrails — contribute to run-off-road crash risk. 

References: NHTSA FARS Report (2023), “Riding The Wave”, WHVE 92.7 Local News Coverage, KSP 2022 Traffic Collision Facts Report

Talk To A Trusted Personal Injury Attorney 

At Flora Templeton Stuart Accident Injury Lawyers, your outcome is our top concern. With fifty years in personal injury law, our team guides clients through the claims process with skill and confidence. We handle Car Accidents, Semi-Truck Accidents, Wrongful Death, Slip & Fall Accidents, Work-Related Injuries, and many other practice areas. 

Contact us online or call (888) 782-9090 to arrange a meeting at your home, the hospital, or wherever is convenient. Have your legal questions answered and your case reviewed at no cost. Our team is reachable day or night, seven days a week. 

If you or a loved one was hurt due to another’s negligence, call Flora Templeton Stuart Accident Injury Lawyers for your free case evaluation. 

How Insurance Coverage Works In A Car Accident Claim

Several insurance policies can pay compensation when you are injured in an automobile collision: 

  • Personal Injury Protection: Kentucky law designates the vehicle you were in as the primary source of PIP coverage. PIP starts at $10,000 minimum and pays for medical care, income loss, home-based services, and a portion of funeral costs. Our attorneys protect these benefits to make sure your bills are addressed. The at-fault driver ultimately reimburses PIP. 
  • Liability: The negligent driver is responsible for your injuries through their liability policy. Kentucky requires a minimum of $25,000 per person / $50,000 per accident, though commercial policies can be worth millions. 
  • Uninsured Motorist: If the driver responsible for your accident carried no insurance, your own uninsured motorist coverage may provide a path to compensation. 
  • Underinsured Motorist: When the at-fault driver’s coverage does not fully cover your damages, underinsured motorist benefits fill the gap.

Flora Templeton Stuart uncovers every available policy to maximize your recovery. 

What It Takes To Prove Negligence In Your Auto Accident Claim

Car accident cases are built on the principle of negligence — a driver’s failure to exercise the care a reasonable person would under similar conditions. As Kentucky car crash lawyers, we must establish negligence before holding any party accountable. This means proving four elements:

  • Duty of care: The at-fault driver owed you a legal obligation to drive responsibly and follow all traffic laws.
  • Breach of duty: That driver violated their duty through careless or unlawful behavior.
  • Causation: Their breach directly caused the crash and your injuries.
  • Damages: You suffered documented losses — property damage, pain, and suffering — tied to their negligence.

Our attorneys gather police reports, witness testimony, and surveillance footage to build your strongest case. 

Kentucky And Tennessee Statutes Governing Car Accident Claims

Kentucky follows a “no-fault” auto insurance model mandating a minimum of $10,000 in PIP coverage for all drivers. PIP covers medical treatment and lost wages after a crash, regardless of fault. Kentucky also gives injured parties the right to step outside the no-fault system and pursue compensation directly from the at-fault driver, which may result in a larger overall recovery. 

Statute of Limitations in Kentucky and Tennessee

The law imposes strict deadlines on car accident lawsuits. In Kentucky, injured parties have two years from the accident date, with potential extension when PIP benefits remain active, as per Ky. Rev. Stat. § 304.39-230(6). Tennessee’s window is shorter — just one year to file. For minors, the clock begins at their 18th birthday. Wrongful Death cases are governed by the deadline in KRS 413.140.

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Kentucky And Tennessee Personal Injury FAQs

Accidents and injuries happen for many reasons. But when an individual, employer, or business is at fault for what happened to you, a personal injury attorney can help you understand your rights and take the appropriate next steps. 

Flora Templeton Stuart Accident Injury Lawyers cares about your well-being. We assess your situation, identify whether a claim exists, and pursue all available damages — including medical costs, lost income, pain and suffering, and beyond. 

The Flora Templeton Stuart Accident Injury Lawyers Difference

With a half-century of service to injured clients in Kentucky and Tennessee, our personal injury lawyers are unwavering in their pursuit of justice. As local attorneys who are part of the communities we serve, we deliver individualized attention from our most capable legal team. We explain the process clearly, leave no stone unturned in our investigations, refer clients to excellent medical care, and fight insurance companies for every dollar. We come to you when you need us — and we treat every client like family. 

At Flora Templeton Stuart Accident Injury Lawyers, you never pay out of pocket unless we win. We advance all costs associated with your case and only seek reimbursement when we successfully recover money for you. Call us any time — including on weekends — for a free, no-pressure conversation about your case. 

Our firm represents clients across a broad spectrum of personal injury matters — car accidents, truck and commercial vehicle accidents, motorcycle crashes, pedestrian and bicycle accidents, bus accidents, and DUI collisions. We also handle workplace injuries, slip and falls, and dog bites. When a negligent act causes a fatal injury, we pursue wrongful death claims to bring justice to grieving families. See our personal injury overview page for a complete picture of our practice. Because we concentrate exclusively on personal injury law, every case benefits from our deep, focused expertise. 

Our attorneys take cases where we believe we can truly make a difference. We are available 24/7 for a free case evaluation — no cost, no obligation. Our firm has never represented insurance companies or corporations, which means one hundred percent of our efforts go toward helping injured people recover what they are owed. Call today for a free consultation. We cannot promise a specific outcome, but we can promise to fight for the maximum recovery possible on your behalf.